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Enjoy a Free PETRON Gift Voucher of RM 400 & Touch 'N' Go Card of RM100
**Click Here to Check Terms & Condition
Get a Free PETRON Gift Voucher of RM 200 & Touch 'N' Go Card of RM50
**Click Here to Check Terms & Condition
Hong Leong Wise Gold Credit Card is a card that offers savings through cashback. The card is a no-frills card which lets cardholders earn a high amount of cashback on expenses charged to the card all year long provided they meet the qualifying criteria.
Applicants must meet the following criteria to avail this card:
Types of Fees | Charges |
---|---|
Annual fees – Principal card | RM265 |
Annual fees – Supplementary card | RM84.80 |
Minimum monthly repayment | The higher amount between 5% of the outstanding balance or RM50. |
Interest-free period | 20 days. |
Finance charge on purchases | The rates offered for cardholders who pay on time for 12 consecutive months is 15% p.a. The rates offered for cardholders who pay on time for 10 or more payments in a 12-month period is 17% p.a. and for cardholders not belonging to the above categories, the interest charged is 18% p.a. |
Finance charge on cash advance | 18% p.a. |
Overseas transactions | Transactions carried out overseas are converted into Malaysian Ringgit and the converted transaction has a 1% mark-up levied on it. |
Cash withdrawal fee | RM21.20 or 5.3% of the amount withdrawn, whichever is higher. |
Late payment charges | 1% of the outstanding balance or RM10. The maximum fee that can be charged is RM100. |
Card replacement fee | RM50 for every card replaced. |
Sales Draft retrieval | RM21.20 per copy |
Copy of monthly statement | RM5.30 per copy |
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Request received - loud & clear!
Returning you to where you were...
Psst... We'll ensure you're the very first to know the moment rates change.
We'll email you immediately! You snooze, you lose.