If you’re a frequent flyer, you know the benefits of getting an air miles credit card. With each transaction, these cards help you earn points or miles that can be used for seat upgrades, discounted tickets, and more.
But are you getting the most out of your air miles card? The benefits you get change from card to card, and it’s important to know which one gives you the best deal. Check out how you can make the most out of your travel credit card below.
Before you apply for an air miles card, analyse your travel preferences. Do you fly frequently and use the same airline for most of your flights? If that’s the case, a co-branded credit card will work in your favour as it will help you to earn more air miles.
However, if you’re not a regular traveller and want the best deals on airfare, a general travel card is ideal for you.
Most credit cards provide air miles or points on your expenses. One of the easiest ways to make the most out of your credit card is to understand the conversion or redemption rate.
You can either select a card that provides more air miles or points for every Ringgit spent. Additionally, you could also look for cards that have a higher conversion or redemption rate for the airline of your choice. For instance, the Citi PremierMiles Visa Card lets you redeem 750 Citi Rewards points for 500 AirAsia BIG Points.
Air miles can be used to reduce your expenses on flights. However, redeeming your miles for short-distance flights could prove to be expensive.
Instead, you can pay for the short haul flight ticket with your credit card. The air miles you’ve earned can help you get discounted international flights. You can also use these miles to upgrade your seats from economy to Business Class or First Class, depending on the airline.
You can stand to lose a lot if you don’t remember the expiry dates of your air miles. Credit cards in Malaysia offer flyer miles for Malaysian airlines, Singapore Airlines, and AirAsia. The points for these airlines generally expire within three years.
So, if you’re planning to save your points and convert them for your grand Europe trip, you might consider keeping the expiry dates in mind. It’s always important to read the fine print carefully to avoid losing out on precious miles.
Besides cashback and reward points, credit cards also offer a bunch of other benefits. Some of them include airlines-related advantages that can be useful if you’re a frequent flyer.
For instance, some cards offer complimentary lounge access. Other benefits you can keep an eye out for are complimentary travel insurance, customer support for all travel related needs, and even free cancellation benefits. Some cards also provide transit facilities.
At the end of the day, it is important to choose a card that meets your requirements and falls in your budget. The more you spend, the more points and miles you can earn
To make your search easier, you can compare different travel credit cards online and choose the right one for you.