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HSBC Balance Transfer Programme allows you to save on interest by giving you the flexibility to transfer the outstanding balance from other credit cards to your HSBC Credit Card. This programme has different plans catering to your repayment capacity.
|Plan Type||Duration||Interest Rate|
|A||6 months||0% per month|
|B||12 months||0.58% per month|
|C||6 months||0.42% per month|
|For new credit cardholders||6 months||1.99% p.a.|
The following are the benefits of this programme:
The following are the applicable terms and conditions:
Q. what is the maximum amount i can transfer?
A. The HSBC Balance Transfer Programme allows for you to transfer an amount of up to 95% of your available credit limit.
Q. Can i transfer an amount onto my HSBC card issued in Singapore?
A. No. The balance transfer can only be carried out on HSBC cards issued in Malaysia.
Q. Under what circumstances can my application for balance transfer can be rejected?
A. Your balance transfer application can be rejected under the following circumstances:
Q. Are there any qualifying conditions for the balance transfer programme?
A. Yes. The following are the conditions:
Q. What happens if I fail to make the payment as mentioned in my statement within the due date?
A. If you fail to pay the HSBC Credit Card Outstanding Balance amount that is mentioned in your statement, then the applicable finance charges will be imposed.