HSBC Premier Travel Credit Card is a card catering to the frequent traveller. The card offers a range of travel benefits such as airport lounge privileges, Wi-Fi access, complimentary travel insurance and much more. The features and benefits of this card are given in detail below.
The card has the first year annual fee waived.
The card earns air miles on both local and overseas expenses charged to the card.
Cardholders can enjoy a balance transfer plan with a tenure of up to 12 months.
The card earns up to 1.1 air miles on every RM1 charged to the card overseas.
Cardholders can enjoy complimentary access to over 750 airport lounges.
Cardholders can access over 1 million Wi-Fi hotspots across the globe through Boingo and enjoy unlimited Wi-Fi on up to 4 devices.
Cardholders who purchase air tickets using the card for a minimum of RM2,500 can enjoy Uber credit worth RM80.
Cardholders can buy one ticket and enjoy a discount of 50% on their second ticket when purchasing tickets from Malaysia Airlines, Singapore Airlines, Cathay Pacific, and AirAsia. The discount is applicable on business or economy class return air tickets.
Cardholders can enjoy a discount of up to 10% on hotel bookings made on Expedia and 7% on bookings made on Agoda.
Cardholders can enjoy a complimentary travel insurance with a cover of up to RM750,000 when they purchase airfare solely using their card.
Cardholders can enjoy exclusive deals and discounts at numerous merchant outlets ranging from dining offers to shopping privileges.
The minimum age for principal cardholders is 21 years.
The minimum age for supplementary cardholders is 18 years.
The minimum annual income required is RM36,000 p.a.
The card is available exclusively to HSBC Premier account holders maintaining a total relationship balance of RM200,000.
Fees and charges
Types of Fees
Annual fees – Principal card
RM636. The first year annual fee is waived. Subsequent annual fees are waived when cardholder charges a minimum amount of RM45,000 to the card in a year.
Annual fees – Supplementary card
Minimum monthly repayment
The higher of RM50 or 5% of the outstanding balance.
Finance charge on purchases
The interest rates for those cardholders who make prompt minimum monthly payments for 12 consecutive months in a 12-month period is 15% p.a. Those cardholders who make prompt minimum monthly payments for 10 or more months in a 12-month period is 17% p.a. Those who do not fall in the above categories are charged an interest rate of 18% p.a.
Finance charge on cash advance
Late payment charges
The higher of 1% of the outstanding balance or RM10 subject to maximum fee of RM100.
Cash advance fee
RM15.90 or 5.3% of the amount withdrawn, whichever is higher.
Overseas transaction conversion fee
Transactions carried out overseas attract a 1.25% fee imposed on the converted transaction. Exchange rate applied during conversion is determined by Visa International or MasterCard International.
Sales draft retrieval copy
RM21.20 per copy
Card replacement fee
RM50 per instance of card replacement
Additional statement request fee
RM2.12 per page for statements 12 months old or less. RM21.20 for every request plus an additional RM2.12 per page if statement is older than 12 months.
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