HSBC Premier World MasterCard Credit Card is a suitable card for traveling, dining, and shopping. This card is recognised globally at over 19,000 merchants in more than 160 countries. With multiple value-added features and privileges, this card has a lot to offer within as well as outside the country.
The card comes with a complimentary supplementary card
The annual fee for both principal as well as the supplementary cards is waived for life
The card allows the cardholder to transfer balance from other bank credit cards onto this card through the balance transfer facility
This card offers complimentary access to Plaza Premium Lounge at Kuala Lumpur International Airport, Singapore Changi Airport, and Hong Kong International Airport
This card comes with a complimentary travel insurance coverage when airfare is purchased solely using the card
The cardholder is automatically entitled to HSBC VIP Rewards Programme for better dining and shopping experiences
The cardholder can enjoy a 50% discount at Masters’ Club and an 8% discount at hotels.com
The cardholder can earn a 1% cashback on overseas retail expenses charged to the card
The cardholder is eligible to earn 10x reward points on overseas dining and accommodation expenses
The cardholder can earn 8x reward points at Mid Valley Megamall and The Gardens Mall
The cardholder can earn 5x reward points on airline ticket purchases, local dining and purchases at 30 malls within the country
The cardholder can earn 1x reward points on other retail purchases
Minimum age for principal card: 21 years
Minimum age for supplementary card: 18 years
The card is available to HSBC Premier account holders maintaining a total relationship balance of over RM200,000 with HSBC
Fees and Charges
Types of Fees
Annual fees – Principal card
The annual fees for the principal card and supplementary card for this card is waived for life.
Minimum monthly repayment
RM50 or 5% of the outstanding amount, whichever is higher
The interest-free period for the card is 20 days
Finance charge on purchases
15% p.a. to 18% p.a.
Finance charge on cash advance
Late payment charges
1% of the total outstanding balance or a minimum of RM10, whichever is higher (maximum: RM100)
Cash advance fee
5.3% on the amount advanced or a minimum of RM15.90, whichever is higher
Overseas transaction conversion fee
All the overseas transactions will be converted into Malaysian Ringgit and the conversion rates will be determined by Visa International in addition to a 1.25% foreign currency conversion fee
Sales draft retrieval copy
RM21.20 per copy
Card replacement fee
RM50 per card replacement
Additional Statement Request Fee
RM5.30 per statement
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