HSBC Malaysia Berhad offers a travel credit card designed for your travel-related requirements. You can get numerous travel deals and offers with this card. You also get to earn air miles on all your expenses.
|Category||Air Miles||Cap on Air Miles||Airline Partner|
|Overseas Expenses||1.1 air miles for every RM1 spent||20,000 (monthly)||Enrich Airlines|
|Domestic Expenses||1 air mile for every RM4 spent||30,000 (monthly)||Enrich Airlines|
For example, if you spend around RM10,000 every month on travel expenses across Malaysia and overseas, you can earn up to 6,750 air miles each month. The cap on air miles is 20,000 on overseas expenses and 30,000 on domestic expenses each month.
|Total Monthly Spend||RM10,000|
|Total Air Miles Earned||6,750 air miles|
|Spend Category||Spent Amount||Air Miles Conversion Rate||Air Miles Earned|
|Overseas Retail Purchases||RM5,000||1.1 air miles for every RM1||5,500 air miles|
|Domestic Travel Purchases||RM5,000||1 air mile for every RM4||1,250 air miles|
|Annual Fee||Principal card: RM600 Waived for the first year Waived for subsequent years for a minimum spend of RM45,000 and above each year Supplementary card: Waived for life (Maximum 5 supplementary cards allowed)|
|Finance Charges||15% p.a. to 18% p.a.|
|Cash Advance Interest Rate||18% p.a. (calculated on a daily basis)|
|Cash Advance Fee||RM15.90 or 5.3% of the advanced cash, whichever is higher (per transaction)|
|Overseas Transaction Fee||1.25% plus any fees charged by Mastercard International|
|Sales Retrieval Draft||RM20 (per copy)|
|Additional Statement||12 months or less: RM2 (per page) More than 12 months: RM20 (per request) plus RM2 (per page)|
|Card Replacement||RM50 (per card)|
|Minimum Payment||RM50 or 5% of the outstanding dues, whichever is higher|
|Late Payment||RM10 or 1% of the outstanding dues, whichever is higher|
|Age||Principal card: 21 years and above Supplementary card: 18 years and above|
|Other Criteria||Exclusively for HSBC Premier account holder with minimum balance of RM200,000 with HSBC|
|Salaried Applicants||Copy of MyKad (front and back) Latest utility bill (if address on MyKad is different) Confirmation letter from employer, or Latest salary slip (1 month), or Form BE (with tax receipt), or Form EA or EPF statement|
|Self-employed Applicants||Copy of MyKad (both sides) Latest utility bill (if address on MyKad is different) Copy of Business Registration Form (established for a minimum of 2 years) Latest bank statement (6 months) or EPF statement, or Form B (with payment receipts)|
|Online Application||Complete and submit an online enquiry form with your details. A representative from HSBC will contact you to help you apply for this card.|
|Branch Application||Visit the branch that you usually go to for all your transactions. Speak to a bank representative for assistance to apply for this card.|
With the HSBC Premier Travel Credit Card, you can enjoy numerous discounts and deals all around the world. Check the latest promotions and exclusive offers to make full use of the card.
Q. Can I apply for this card even if I already have another HSBC Mastercard?
A. Yes. You can apply for this card even if you own another HSBC Mastercard.
Q. What is the credit limit on this card?
A. The credit limit for this card would vary based on your credit assessment. HSBC would assess your credibility at the time of application and assign a credit limit based on the assessment.
Q. Will the air miles earned on supplementary card be credited to the supplementary card account?
A. No. Any air miles earned on both principal and supplementary card would be credited only to the principal card account.
Q. Can I redeem the air miles for credit or cash?
A. No. You cannot redeem the air miles for cash or credit. However, you can redeem them for products and vouchers available on the HSBC Premier Travel Rewards catalogue.
Q. Can I get my air miles earned on this card credited to another HSBC principal credit card under my name?
A. No. The air miles you earn on this card will be credited to this card account only.
Q. How long are the air miles offered on this card valid for?
A. Air miles earned on this card are valid for three years.
Q. Is the complimentary access to LoungeKey applicable to supplementary cardholders?
A. No. The complimentary access is applicable only for principal cardholders.
Q. What will happen if I exhaust my complimentary access to LoungeKey?
A. If you exhaust your complimentary access, then you have to pay the prevailing walk-in rates for access to LoungeKey.
Q. How can I find a Boingo hotspot when I’m abroad?
A. You can download the Wi-Finder app on your smartphone to connect to the nearest Boingo hotspot. You can also find a list of hotspot locations on the Boingo website. Check the list to find the nearest hotspot.
Q. How many rooms can I book to get the 10% discount through Expedia?
A. The discount is valid for booking only one room. You need to book the room through Expedia website using your credit card to be eligible for the discount.
Q. Does the discount on hotel booking include all charges for accommodation?
A. No. The discount is applicable only for room rates. All service fees, local taxes, and other charges are excluded.