HSBC Visa Signature Credit Card caters to frequent travellers and gives you reward points for expenses incurred domestically as well as overseas. Get up to 10x points on overseas shopping and enjoy a range of other perks and benefits as well.
Get access to the HSBC Cash Instalment Plan- borrow up to 95% of your credit limit for 60 months with a minimum loan amount of RM1,000.
The card allows you to transfer your outstanding credit card dues accrued on other bank credit cards onto this card and pay low interest rates on it through the balance transfer plan.
Be part of a comprehensive reward program that rewards you for spending domestically as well as abroad. This includes spend on groceries, eating out and other lifestyle spending.
Get up to 10X rewards for every RM1 charge don overseas retail expenses. Reward points earned expire after 3 years.
Get complimentary access to Plaza Premium lounges at KLIA, Hong Kong and Changi international airport.
Get VIP treatment and access to exclusive offers at retail establishments, this offer available at 6500+ shops nationwide.
The Minimum annual income of the cardholder must be RM72,000
The minimum age for primary cardholder must be 21 years
The minimum age for supplementary card holder must be 18 years
Fees and Charges
Types of Fees
Annual fees – Principal card
Annual fees – Supplementary card
Minimum monthly payment
5% of the outstanding balance or minimum of RM50, whichever is higher
Finance charge on cash advance
5.3% of the amount advanced or a minimum of RM15.90, whichever is higher, per transaction. Cash Advance withdrawal up to 80% of the credit limit of your Card
Late payment charges
1% of the balance outstanding due or a minimum of RM10 (whichever is higher) up to a maximum of RM100.
Cash advance fee
5.3% of the amount advanced subject to a minimum fee of RM15
Card replacement fee
RM50 per card
Overseas transaction conversion fee
Transactions are converted using exchange rates set by Visa/MasterCard International. An additional fee of 1% is imposed as an administrative fee on the converted transaction by the Visa/MasterCard international