What you get
What you need
What you'll love
What you need to consider
What it costs
HSBC Visa Signature Credit Card caters to frequent travellers and gives you reward points for expenses incurred domestically as well as overseas. Get up to 10x points on overseas shopping and enjoy a range of other perks and benefits as well.
| Types of Fees | Charges |
|---|---|
| Annual fees – Principal card | RM636.00 |
| Annual fees – Supplementary card | RM318.00 |
| Interest-free period | 20 days |
| Minimum monthly payment | 5% of the outstanding balance or minimum of RM50, whichever is higher |
| Finance charge on cash advance | 5.3% of the amount advanced or a minimum of RM15.90, whichever is higher, per transaction. Cash Advance withdrawal up to 80% of the credit limit of your Card |
| Late payment charges | 1% of the balance outstanding due or a minimum of RM10 (whichever is higher) up to a maximum of RM100. |
| Cash advance fee | 5.3% of the amount advanced subject to a minimum fee of RM15 |
| Card replacement fee | RM50 per card |
| Overseas transaction conversion fee | Transactions are converted using exchange rates set by Visa/MasterCard International. An additional fee of 1% is imposed as an administrative fee on the converted transaction by the Visa/MasterCard international |
| Sales draft retrieval copy | RM21.20 per copy |
| Additional Statement request fee | RM5.30 per copy |
