• Lifestyle Credit Cards

    Credit Card
    Annual Fee
    Reward type
    Affin Bank BHPetrol MasterCard
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Affin Bank Classic Card
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Affin Bank Gold Card
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Affin Bank Touch n Go Gold
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Alliance Bank Business Platinum Card
    Annual Fee:
    RM 188
    Min: RM 5,000 or 12 card swipes ≤ 12 months
    Reward type:
    Groceries, Utilities, Shopping, LifeStyle
    Alliance Bank Platinum Card
    Annual Fee:
    RM 438
    Min: RM 5,000 or 12 card swipes ≤ 12 months
    Reward type:
    Fuel, Groceries, Travel, Shopping, LifeStyle
    Alliance Bank Visa Infinite
    Annual Fee:
    RM 800
    Free for 1st year
    Reward type:
    Groceries, Travel, Shopping, LifeStyle
    AmBank Imagine Visa Card
    Annual Fee:
    Free for Life
    Reward type:
    Groceries, Utilities, Shopping, LifeStyle
    Bank Islam Gold Card-i
    Annual Fee:
    RM 130
    Free with 12 card swipes in a 12 month period
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Alliance Bank Chinese Independent Schools Gold Card
    Annual Fee:
    RM 148
    Min: RM 5,000 or 12 card swipes ≤ 12 months
    Reward type:
    Groceries, Shopping, LifeStyle
    Alliance Bank Classic Card
    Annual Fee:
    RM 68
    Min: RM 5,000 or 12 card swipes ≤ 12 months
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    BSN Platinum Card
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Alliance Bank Gold Card
    Annual Fee:
    RM 148
    Min: RM 5,000 or 12 card swipes ≤ 12 months
    Reward type:
    Fuel, Groceries, Travel, Shopping, LifeStyle
    CIMB Visa Signature
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Alliance Bank Rebates You:nique Card
    Annual Fee:
    RM 148
    Free with 12 card swipes in a 12 month period
    Reward type:
    Fuel, Groceries, Travel, Shopping, LifeStyle
    CIMB World MasterCard
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Alliance Bank Rewards You:nique
    Annual Fee:
    RM 148
    Free with 12 card swipes in a 12 month period
    Reward type:
    Groceries, Travel, Shopping, LifeStyle
    Citibank Clear Credit Card
    Annual Fee:
    RM 90
    Free for 1st year with 3 card swipes within 60 days
    Reward type:
    Groceries, Utilities, Shopping, LifeStyle, Entertainment,Dining
    Alliance Bank Tiger FC Card
    Annual Fee:
    Free for Life
    Reward type:
    Groceries, Travel, Shopping, LifeStyle
    Citibank Rewards Platinum Card
    Annual Fee:
    RM 100
    Per Annum Per Rewards Category
    Reward type:
    Fuel, Travel, Shopping, LifeStyle
    Hong Leong American Express Gold
    Annual Fee:
    RM 160
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    AmBank Carz Gold Visa Card
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong GSC Platinum Card
    Annual Fee:
    RM 300
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    AmBank Carz Platinum Visa Card
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    HSBC Amanah MPower Visa Platinum Credit Card-i
    Annual Fee:
    RM 240
    Free with 12 swipes a year
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    HSBC Premier World MasterCard
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Travel, Shopping, LifeStyle,Dining
    AmBank Cosway Gold MasterCard
    Annual Fee:
    Free for Life
    Reward type:
    Groceries, Shopping, LifeStyle
    HSBC Visa Platinum
    Annual Fee:
    RM 240
    Free with 12 swipes a year
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle,Dining
    AmBank Cosway Platinum MasterCard
    Annual Fee:
    Free for Life
    Reward type:
    Groceries, Shopping, LifeStyle
    Mach Visa Credit Card
    Annual Fee:
    Annual Fee Waived for Life
    Reward type:
    Groceries, Shopping, LifeStyle HealthCare
    Maybank American Express Platinum
    Annual Fee:
    RM 800
    Free for 1st year
    Reward type:
    Fuel, Groceries, Utilities, Shopping, LifeStyle,Dining
    Maybank Visa Infinite Card
    Annual Fee:
    RM 800
    Free for 1st year
    Free with minimum spend of RM 50,000 per annum
    Reward type:
    Fuel, Groceries, LifeStyle
    AmBank True Visa Card
    Annual Fee:
    Free for Life
    Reward type:
    Groceries, Utilities, Shopping, LifeStyle
    Maybank Visa Platinum
    Annual Fee:
    RM 550
    Reward type:
    Travel, LifeStyle
    AmBank Visa Signature Card
    Annual Fee:
    Free for Life
    Reward type:
    Travel, Shopping, LifeStyle
    Bank Islam Classic Card-i
    Annual Fee:
    RM 60
    Free with 12 card swipes in a 12 month period
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Public Bank Platinum MasterCard Credit Card
    Annual Fee:
    RM 333
    Free for 1st year
    Free with min: 12 card swipes per year
    Reward type:
    Fuel, Travel, LifeStyle,Entertainment
    Bank Islam Platinum Card-i
    Annual Fee:
    RM 388
    Free with 12 card swipes in a 12 month period
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    BSN Classic Card
    Annual Fee:
    RM 60
    Free for Free for 1st 3 years Thereafter Free Min: 12 card swipes ≤ 12 months
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    BSN Gold Card
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    CIMB PETRONAS Gold
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Utilities, Shopping, LifeStyle
    CIMB PETRONAS Platinum
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Utilities, Shopping, LifeStyle
    CIMB Platinum Business
    Annual Fee:
    Free for Life
    Reward type:
    Groceries, Utilities, Shopping, LifeStyle
    CIMB Visa Infinite Card
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Citibank AirAsia Gold Visa Card
    Annual Fee:
    RM 180
    Reward type:
    Groceries, Travel, Shopping, LifeStyle
    Citibank AirAsia Platinum Visa Card
    Annual Fee:
    RM 380
    Reward type:
    Groceries, Travel, Shopping, LifeStyle
    Citibank Choice Credit Card
    Annual Fee:
    NIL
    Reward type:
    Groceries, Shopping, LifeStyle
    Citibank CitiBusiness Credit Card
    Annual Fee:
    RM 200
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Citibank Giant-Citi Credit Card
    Annual Fee:
    RM 120
    Reward type:
    Groceries, Utilities, LifeStyle
    Hong Leong American Express Classic
    Annual Fee:
    RM 160
    Free for 1st year with 3 card swipes within 60 days
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong American Express Platinum
    Annual Fee:
    RM 800
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong Classic Card
    Annual Fee:
    RM 80
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong Essential Card
    Annual Fee:
    RM 100
    Free year min 12 card swipes or retail spend of RM 8,000 per annum
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong Fortune Credit Card
    Annual Fee:
    RM 160
    Free year min 12 card swipes or retail spend of RM 8,000 per annum
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong Gold Card
    Annual Fee:
    RM 160
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong GSC Gold Card
    Annual Fee:
    RM 150
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle,Entertainment
    Hong Leong MATTA Card
    Annual Fee:
    RM 300
    Free for 1st year with min 1 card swipes within 45 days
    Free for subsequent years with min 12 card swipes per year
    Reward type:
    Groceries, Travel, Shopping, LifeStyle
    Hong Leong Platinum Card
    Annual Fee:
    RM 400
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong The Store and Pacific Gold
    Annual Fee:
    RM 150
    Free with min 1 card swipes within 45 days
    Free with 12 swipes per year
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Hong Leong The Store and Pacific Platinum
    Annual Fee:
    RM 300
    Free with min 1 card swipes within 45 days
    Free with 12 swipes per year
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    HSBC Amanah Advance Visa Platinum Credit Card-i
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle,Entertainment
    HSBC Amanah MPower Visa Credit Card-i
    Annual Fee:
    RM 90
    Free with 12 swipes a year
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle,Dining
    HSBC Amanah Premier World MasterCard-i
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    HSBC Advance Visa Platinum Credit Card
    Annual Fee:
    Free for Life
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle,Balance Transfer, Auto Reload
    HSBC Visa Reward Credit Card
    Annual Fee:
    RM 160
    Free with 12 swipes a year
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    HSBC Visa Signature Card
    Annual Fee:
    RM 600
    Free with 12 swipes a year
    Reward type:
    Fuel, Groceries, Travel, Shopping, LifeStyle,Dining
    Maybank 2 Cards
    Annual Fee:
    Free
    Reward type:
    Fuel, Groceries, Travel, Shopping, LifeStyle
    Bank Islam Visa Infinite Business Card-i
    Annual Fee:
    Waived
    Reward type:
    LifeStyle,Travel,Premium,Business
    Maybank MasterCard Classic
    Annual Fee:
    RM 60
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Maybank MasterCard Gold
    Annual Fee:
    RM 130
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Maybank MasterCard Platinum
    Annual Fee:
    RM 550
    Reward type:
    Travel, Shopping, LifeStyle
    Maybank PETRONAS Maybankard
    Annual Fee:
    Free
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Maybank PETRONAS Maybankard Platinum
    Annual Fee:
    Free
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Maybank Visa Classic
    Annual Fee:
    RM 60
    Reward type:
    Fuel, Groceries, LifeStyle
    Maybank Visa Gold
    Annual Fee:
    RM 130
    Reward type:
    Fuel, Groceries, LifeStyle
    Maybank Islamic Ikhwan AmEx Gold
    Annual Fee:
    Free
    Reward type:
    Fuel, Groceries, Utilities, Shopping, LifeStyle
    Maybank Islamic Ikhwan Infinite
    Annual Fee:
    RM 800
    Free for 1st year
    Free with minimum spend of RM 50,000 per annum
    Reward type:
    Fuel, Groceries, Travel, Shopping, LifeStyle
    Maybank Islamic PETRONAS Gold-i
    Annual Fee:
    Free
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Maybank Islamic PETRONAS Platinum-i
    Annual Fee:
    Free
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle
    Public Bank Executive MasterCard Credit Card
    Annual Fee:
    RM 88
    Free for 1st year
    Free with min: 12 card swipes per year
    Reward type:
    Fuel, Groceries, LifeStyle
    OCBC Blue MasterCard
    Annual Fee:
    Free
    Reward type:
    Shopping,Lifestyle
    OCBC Pink MasterCard
    Annual Fee:
    Free
    Reward type:
    Shopping,lifestyle
    Public Bank Visa Classic Credit Card
    Annual Fee:
    RM 75
    Free for 1st year
    Free with min: 12 card swipes per year
    Reward type:
    Fuel, LifeStyle
    Public Bank Visa Gold Credit Card
    Annual Fee:
    RM 150
    Free for 1st year
    Free with min: 12 card swipes per year
    Reward type:
    Fuel, LifeStyle

    Lifestyle Credit Cards Malaysia

    Getting to maintain a lifestyle based on fine dining, travelling and entertainment can be a bit tedious at times with the rising costs of almost everything around us. Even if one earns well and has savings piled up, at times there is that need for getting more. Which brings us to the forte of credit cards. Now, credit cards can aid you in a lot of things where expenditure is concerned regarding fuel, travel, dining and shopping. But if you are someone who believes in being in the upper echelon of every aspect of life, lifestyle cards are the ones to go for. In addition to supporting a life full of decadent whims, these cards reward you for your – well – lifestyle.

    Why to choose Lifestyle Credit Cards

    Be it a crazy weekend in Ibiza, snorkelling your ways through the azure waters of the Mediterranean, relaxing at the white beaches of a tropical island or zooming through brick-paved streets of Italy in a brand new Maserati, lifestyle cards have got you covered. The rewards of using a lifestyle card just keep growing with every swipe at every merchant.

    Benefits and Features of Lifestyle Credit Cards

    Lifestyle cards are multi-purpose cards that can be used for almost every purpose and offer great benefits on whatever aspect they are being used for. Some of those benefits are as follows –

    1. Lifestyle cards are the insignia of an epicurean way of living. Using one basically lays out a red carpet of offers on your shopping, dining and travelling spends.

    2. Loyalty points or reward points keep accumulating upon every transaction at any place and the same can be redeemed on the next purchase anywhere else.

    3. Seasonal offers are always agog on lifestyle cards and if your bank prefers giving out discounts on every occasion or sale event, your wardrobe could turn into a branded store in no time.

    4. If travelling is more your thing, lifestyle cards give you a chance to score the best seats and preferential seating in flights.

    5. FOREX charges will be incurred on credit cards while shopping abroad. But that is not a problem in many cases, since the charges will either be reversed or converted into reward points.

    6. If you ever decide that you want to spend a bit lesser, you can still earn reward points on your purchases even at convenience stores.

    Eligibility Criteria to avail Lifestyle Credit Cards

    The basic eligibility criteria for availing a lifestyle credit card is as follows –

    1. The age limit for holding a lifestyle credit card in most cases is 18 years

    2. An active bank account for transacting and a valid source of income for paying your dues are necessary

    3. The minimum income required by most banks is around 100000 Malaysian Ringgits for a lifestyle credit card

    Applying for Lifestyle Credit Cards

    Upon fulfilling the basic eligibility criteria, almost anyone can get through the application process successfully if they have a proper credit score. Depending upon the bank, lifestyle credit cards can have a separate section of their own or can be included under the gamut of credit cards that are available from the bank. According to the process laid down by the bank, KYC documents would need to be submitted, a salary transfer form might need to be signed and a details form to be filled up. The application process is then initiated and post verification of the details that have been furnished, within a fortnight to a month, one can receive his/her credit card of choice after the application process is complete. Optionally, different lifestyle credit cards from different banks can be viewed on Bbazaar’s website detailing their rates, fees and current offers.

    In case further details are required about any particular bank’s credit cards, one could get a personal meeting arranged wherein the terms and conditions are also explained.

    Frequently Asked Questions about Lifestyle Credit Cards

    Q. How can a Lifestyle Credit Card be used?

    A. Lifestyle credit cards are versatile credit cards which are meant to be used at merchants that deal with haute-couture, restaurants with the choicest of international cuisines and places which allow one to splurge to their wildest whims.

    Q. What are the charges on a Lifestyle Credit Card?

    A. Most lifestyle cards have interest rates of 15% to 16% per annum.

    Q. What is the amount of cash back that can be earned?

    A. Fuel surcharges might be waived off and cash back is mostly limited to 10% on a minimum amount of spend but the reward points system works much better on lifestyle credit cards.

    Q. How do I know if I am eligible for a lifestyle credit card?

    A. If your income capacity is well above the specified minimum limits, you have a great credit history and you are of or over the minimum age limits, you are eligible.

    Q. What is the repayment tenure on Lifestyle credit cards?

    A. Repayment of dues on lifestyle credit cards works in much the same way as a normal credit card, though the payment deadlines might be more stringent.

    Useful Credit Card Articles

    Read More Credit Card Articles
    Credit Cards
  • Contact Us on Mail
    Facebook
    reTH65gcmBgCJ7k - pingdom check string.
    This Page is BLOCKED as it is using Iframes.