About Maybank American Express Gold Credit Card
Forged as a joint offering from Maybank and American Express, the Maybank American Express Gold Credit Card combines the trust of one of the leading banks of Malaysia with the credit facility of one of the biggest financial institutions of the world. To add on to the special offering, the Gold Credit Card comes with a plethora of benefits custom-tailored for the financially responsible.
Benefits of Maybank American Express Gold Credit Card
Maybank American Express Gold Credit Card doesn’t fall back on its promise of delivering sumptuous benefits to the cardholder. Some of those benefits that serve as the quarterbacks of the card’s offerings are –
1.Low Interest Rates –
Maybank American Express Gold Card is meant for the financially wise and thus, it also takes care that the cardholder is rewarded for being so. A low interest rate of 9% per annum makes the finance charges of this card make it quite a lucrative choice. Savings through this card could easily rack up to RM 730 per year (subject to limits imposed by Maybank)
2.Membership Reward Points –
From twice to five times, Maybank Amex Gold Credit Card can reward you with loyalty points on almost every expenditure you settle with the card. On an average spend of RM 2950 per month, one could receive in return an amount up to RM 588, proving that spending is actually earning
3.Hassle-free repayment –
Through Maybank EzyPay, an expenditure can be repaid over a period of 2 years to 3 years at 0% per annum depending upon the merchandise that is purchased, within the limits of RM 50 and RM 499
4.Convenience of Services –
Be it medical, legal or financial emergency, as a Maybank American Express Gold Credit Card user, assistance is just a call away. That allows for quite a help especially when you are abroad; in getting referrals to embassies, consulates, medical services and legal counsel
5.Lifetime Free Waiver –
With complimentary supplementary cards, one can get a waiver on card fees issued with Maybank Amex Gold Credit Card
Features of Maybank American Express Gold Credit Card
Apart from the benefits mentioned above, the Maybank Amex Gold Credit Card has some nifty features that can make life easier as far as the spending behaviour of an individual is considered –
1.Payment Plans –
Maybankard EzyPay and EzyPay PLUS are the plans that are a boon when it comes to settling off repayments for large purchases. With preferentially lower interest rates, any financial burden feels much lesser through such smart payment plans
2.Cash Advance or Cash Loan –
Maybankard Cash Treats and EzyCash are the means through which one can withdraw cash from ATMs just like a debit card through the Amex Gold Credit Card
Maybank American Express Gold Credit Card Review
Maybank American Express Gold Card comes with a plethora of benefits and can easily serve as the go-to card for big spenders as well as for the financially prudent. The fact that it has such easy repayment structures offered to its cardholders and one of the lowest possible interest rates in the credit card segment makes it the ideal choice for large purchases. Financial burdens of a cardholder can be eased by a lot if they make regular repayments for the usage of the Maybank Amex Gold Card.
Apart from the repayment structures and the lucratively low interest rates, Maybank offers reward points on almost every imaginable purchase through the Maybank American Express Gold Credit Card. Purchases related to groceries, petrol, at bookstores and at Cathay Cineplexes offer 5 times the reward points while purchases at any other place office 2 times the reward points. This allows one to earn up to RM 588 provided one spends RM 2950 a month.
Savings, low interest rates and a rewarding loyalty program are the compelling reasons why one should go for a Maybank American Express Gold Credit Card.
Eligibility for Maybank American Express Gold Credit Card
The following would be the base qualifiers for eligibility of availing an Amex Gold Credit Card –
- Applicants should be Malaysians and existing account holders with Maybank
- Applicants should have a minimum annual income of RM 30000
- Applicants should be within the age limits of 21 years and 65 years
- Applicants should be of a minimum age of 18 years to qualify as a supplementary card holder