• Maybank PETRONAS Maybankard Platinum

    Maybank PETRONAS Maybankard Platinum
    Credit Card
    Annual Fee
    Reward type
    Maybank PETRONAS Maybankard Platinum
    Annual Fee:
    Free
    Reward type:
    Fuel, Groceries, Shopping, LifeStyle

    Maybank PETRONAS Maybankard Platinum Credit Card

    Individuals who wish to collect reward points and get free gas for their automobiles can make the most of the Petronas Maybank Platinum Visa credit card. Using the card to pay for petrol will not only offer significant discounts on fuel purchases, but will also open the door to additional privileges that will help you save money as well as enjoy perks.

    Maybank PETRONAS Maybankard Platinum Benefits

    The Petronas Maybank Platinum Visa credit card offers benefits under different sectors. Following are the advantages that can be claimed by using this card.

    Additional Treat Points:

    Maybank and Petronas have tied up to design the Petronas Maybank Platinum Visa credit card which offers an exceptional reward programme to customers who swipe their card for fuel purchases at any Petronas bunk in Malaysia. If petrol is purchased at one of the Petronas stations during weekdays, you can claim five Treat Points for each ringgit that you spend. However, spending RM1 during the weekend will qualify you for eight Treat Points. Additionally, you can also claim eight Treat Points for each ringgit you spend when shopping for groceries during the weekend at Aeon, Tesco or Giant hypermarkets. The reward points earned on purchases can then be utilised for redeeming several different gift vouchers like fashion items, IT gadgets, vouchers, travel packages, etc.

    Travel perks:

    Individuals who own a Petronas Maybank Platinum Visa credit card can gain access to travel and concierge services that help in booking flight tickets, making hotel reservations and making any other arrangement associated with holidays and vacations. Moreover, other services are also available for aid during emergencies, like medical assistance, cash advances, etc. Treat Points that can be used to redeem free air miles in addition to discounted travel fares make this credit card ideal for frequent travellers.

    Shopping without Interest:

    The Petronas Maybank Platinum Visa credit card can be used for interest-free shopping. It is a flexi-payment plan that enables cardholders to make relatively large purchases at participating traders and make payments over a period of time instead of immediately. Payment terms for this card can be extended to 24 months and the rate of interest charged for this period is 0%. Also, no penalty charges are applicable if the customer chooses to make early payments, making the Petronas Maybank Platinum Visa one of the best credit cards for interest-free shopping.

    Free Petrol:

    Money spent on purchasing fuel on your Petronas Maybank Platinum Visa credit card can be redeemed through an attractive reward point system. All you have to do is fill your fuel tank for any amount you wish at a Petronas station and claim reward points that can later be exchanged for free fuel.

    Maybank PETRONAS Maybankard Platinum Features

    • The interest rate on this card is 15% per annum

    • An interest-free period of 20 days is granted to customers

    • In case a balance transfer is applied for, the interest rate over 12 months is 0% per annum

    • There is no annual fee

    • The card is free for life

    • The minimum monthly payment is either RM25 or 5% of the outstanding amount, whichever is more

    • In case of late payment, a charge of RM10 or 1% of the outstanding amount, up to a maximum of RM75 is applicable

    • A fee of RM10 or 5.30% of the sum withdrawn, whichever is more, is applicable for cash withdrawals

    • 18% is the interest rate levied on cash withdrawals

    • The maximum amount of cash that can be withdrawn on a daily basis is RM5000

    • Simple approval process for RHB, Citibank and CIMB cardholders

    • Personal concierge services

    • Automatic membership to the renowned Visa Platinum Club

    Maybank PETRONAS Maybankard Platinum Review

    The Petronas Maybank Platinum Visa credit card is ideal for individuals who earn over RM60, 000 per annum and spend a substantial amount of money on petrol. If you are not receiving the kind of mileage you deserve on your fuel expenses, this credit card will play a crucial role in helping maximise your savings on fuel as well as provide access to a number of other benefits that come in handy.

    Requirements or Eligibility

    The Petronas Maybank Platinum Visa credit card can be availed by customers provided they meet the following eligibility criteria:

    • Must earn a minimum yearly income of RM60,000

    • Primary cardholders must be at least 21 years of age and should not be older than 65 years

    • Supplementary cardholders must not be younger than 18 years of age

    Balance Transfer on Maybank PETRONAS Maybankard Platinum

    Customers who own a Petronas Maybank Platinum Visa credit card can save substantially on interest payments as this card allows customers to transfer credit card debt from different cards and consolidate their debt in one account, thereby making it easier to make repayments. Given the low rates of interest that are applicable on this card, customers can now settle their outstanding debt by choosing a plan that best suits their needs. Following are the rates applicable to a balance transfer using your Maybank MasterCard Platinum credit card:

    Payment Period

    Interest Rate

    Amount Transferred

    Six months

    6% per annum and zero one-time upfront handling charges

    RM 10000

    Nine months

    9% per annum and zero one-time upfront handling charges

    RM 1000

    One year

    3% one-time upfront handling charges

    RM 1000

    Two years

    4.5% per annum and zero one-time upfront handling charges

    RM 2000

    Three years

    4.95% per annum and zero one-time upfront handling charges

    RM 2000

    Three years

    8.88% per annum and zero one-time upfront handling charges

    RM 5000

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