A card which matches your lifestyle, entitling you to quality service and exceptional deals every time you use it, the Maybank Visa Platinum Card is an excellent aide to those who are used to a certain quality of life, offering a host of great benefits every time they use it, enhancing their overall experience. Cardholders get access to exclusive events, making them privy to special services. Custom designed credit and a wide network make this card the perfect partner for the jet-setting global citizen.
A Maybank Visa Platinum Card offers a host of benefits to cardholders, some of which are mentioned below.
High credit limit – Cardholders enjoy a credit limit customised to meet their needs.
Worldwide validity – This card is accepted across the globe, with over 800,000 ATMs worldwide at your beck and call.
Reward points – Cardholders stand a chance to earn reward points each time they use this card.
Concierge service – Cardholders have access to an exclusive concierge service, designed to aid them at every step.
Events – Cardholders have access to exclusive events, including fine dining affairs, social gathering invites, etc.
Some of the major features of this card are mentioned below.
Automatic bill payment – Cardholders can choose to register for the Auto PayBills service under which their monthly bills are automatically settled every month.
Annual Fee – An annual fee of RM 550 and RM 150 is charged for the principal card and the supplementary cards respectively.
Security – To safeguard against online frauds, Platinum cardholders are provided with MSOS, a secure authentication tool each time they use their card for online transactions.
Credit care plus plan – Cardholders are covered under this plan which provides provisions for debt repayment in the unfortunate event of their demise.
Salary advance – Cardholders can opt for Maybank Salary Advance wherein they get an advance on their salary to meet pressing financial needs.
Cash advance – A cash advance equivalent to 70% of the credit limit can be availed.
Multiple bill payment – One can choose to pay multiple bills using this card.
Individuals who wish to apply for this card need to satisfy the following basic eligibility criteria.
Income – An individual should have a minimum annual income of RM 60,000 in order to apply for a Maybank Visa Platinum card.
Age – An individual should be at least 21 years old in order to be the primary cardholder. The maximum age to be a primary cardholder is 65 years. Similarly, in order to be a supplementary cardholder, an individual should be aged between 18 years and 65 years.
A Maybank Visa Platinum card comes with balance transfer facility under which cardholders can transfer funds from their credit card to their savings or current account, thereby enjoying benefits of better interest rates and long repayment tenures. A total of 5 plans are available under this transfer scheme, ensuring one can find a plan which best suits their needs.
Cardholders are covered under a Platinum Travel Protection scheme which offers travel insurance cover every time they purchase tickets using their card. Under this plan, they are entitled to accident insurance of up to RM 2,000,000 apart from cover for lost/delayed luggage and flight misconnection.