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    OCBC Gold Visa

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    OCBC Gold Visa

    The OCBC Gold Visa is a basic credit card from the world-class OCBC Bank, giving you excellent short-term credit facilities at nominal interest rates, in addition to added benefits. Interest on retail purchases only starts to take effect 20 days after the billing date, giving you the option of short-term credit with absolutely no interest if you play your cards right.

    Benefits of OCBC Gold Visa

    The OCBC Gold Visa has the following benefits:

    1.Interest-free period:

    For up to 20 days after you make a retail purchase, the amount you’ve spent on the purchase won’t start to gather interest thanks to the interest-free period feature of this credit card. Making retail purchases from partner merchants will automatically enable an interest-free instalment plan, should you require it.

    2.Bill payment:

    Don’t waste any more time paying off utility bills and service bills one by one, as the OCBC PayMaster enables you to automatically pay these off using an auto-debit facility.

    Features of OCBC Gold Visa


    All expenditures (except for spends on petrol) made with this card are eligible for rebates of 0.2%. Rebates will be automatically credited to your account and will reflect in your monthly credit card statement.

    2.Annual Fees:

    There is no annual fee for this card for the first year. After the first year, the annual fees are charged at RM40.28 p.a. for your Principal Card. Supplementary Cards have an annual fee of RM29.68 p.a. These fees are inclusive of GST.


    In order to be eligible for the OCBC World credit card, the following criteria must be met:

    1. Minimum age: 21 years.
    2. Minimum Annual Income: RM24, 000.
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