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    RHB Balance Transfer

    With Smart Move Balance Transfer, you can enjoy savings through lower interest rates starting from just 4% p.a. for a period of 1 year. This offer is valid till 31 December 2018 and is open to all RHB credit cardmembers.

    RHB Balance Transfer Programme

    Time Period (in months) 12 18 24
    Minimum transfer amount RM1,000 RM1,000 RM1,000
    Type of plan Plan A Plan B Plan C
    Interest rate charged 4% p.a. 7% p.a. 10.99% p.a.
    Effective Interest Rate charged 7.30% p.a. 8.67% p.a. 10.22% p.a.
    Upfront One Time Interest Rate charged(depends on the minimum transfer amount) RM40 RM70 RM109.90
    Monthly Instalment amount RM86.66 RM59.44 RM46.25

    Benefits of RHB Balance Transfer

    The following are the benefits of this programme:

    • You are free to transfer your outstanding balance from other credit cards or charge cards to your RHB Credit Card under this balance transfer programme.
    • You can enjoy savings with low interest rates.
    • This balance transfer provides easy instalment repayment options.
    • You can get a tenure of up to 2 years under this programme.
    • You can choose from 3 different plans.

    How to Complete RHB Balance Transfer

    • Call RHB Customer Care Centre at 03-9206 8118 and request to apply for the balance transfer plan.
    • Visit the nearest RHB branch and put in your request to apply for the balance transfer plan.
    • Fill up the application form along with an attached copy of the other bank's most recent credit card statement. You can then do the following:
      • Fax the same to 03-2782 8888.
      • Email it to telesales_department@rhbgroup.com.
      • Submit it at the nearest RHB branch.
    • Send an SMS to 66300. You will get a call to carry the application process forward.

    Terms & Conditions

    The following are the terms and conditions of the balance transfer:

    • This is only open to principal credit cardholders or any cards issued by Malaysian financial institutions as well as card issuing companies billed in RM.
    • No separate account will be created for the cardholders for balance transfer.
    • RHB Bank is not liable to the cardholders in case of any transactions being credited into the wrong account due to the wrong information given by the eligible cardholder during the time of application for the balance transfer.
    • Reward points cannot be earned under this programme.
    • The bank reserves the right to make any changes or cancel the Balance Transfer packages any time. The cardholders will get 21 days prior notice.

    FAQ's

    Q. Who all are not eligible to apply for this balance transfer programme?

    A. RHB Supplementary cardholders, any Business cardholders and Virtual cardholders cannot apply for this programme.

    Q. How is the interest calculated?

    A. The interest for all plans (Plan A, Plan B, and Plan C) are charged upfront. The monthly instalment amount is calculated based on the interest charged together along with the total amount transferred divided by the repayment months.

    Q. How much is the early settlement fee?

    A. The bank does not charge any fee if cardholders want to settle the programme before the due date.

    Q. What is my monthly repayment quantum?

    A. Your monthly repayment quantum is 12, 18 and 24 equal monthly instalments.

    Q. Where can I find more information on Smart Move Balance Transfer Programme or any other RHB products and services?

    A. If you seek more information, you can reach out to RHB at 03-9206 8118 (for Peninsular Malaysia) or at 082-276 118 (for Sabah & Sarawak).

    Other Bank Balance Transfer Plans

    With Smart Move Balance Transfer, you can enjoy savings through lower interest rates starting from just 4% p.a. for a period of 1 year. This offer is valid till 31 December 2018 and is open to all RHB credit cardmembers.

    RHB Balance Transfer Programme

    Time Period (in months) 12 18 24
    Minimum transfer amount RM1,000 RM1,000 RM1,000
    Type of plan Plan A Plan B Plan C
    Interest rate charged 4% p.a. 7% p.a. 10.99% p.a.
    Effective Interest Rate charged 7.30% p.a. 8.67% p.a. 10.22% p.a.
    Upfront One Time Interest Rate charged(depends on the minimum transfer amount) RM40 RM70 RM109.90
    Monthly Instalment amount RM86.66 RM59.44 RM46.25

    Benefits of RHB Balance Transfer

    The following are the benefits of this programme:

    • You are free to transfer your outstanding balance from other credit cards or charge cards to your RHB Credit Card under this balance transfer programme.
    • You can enjoy savings with low interest rates.
    • This balance transfer provides easy instalment repayment options.
    • You can get a tenure of up to 2 years under this programme.
    • You can choose from 3 different plans.

    How to Complete RHB Balance Transfer

    • Call RHB Customer Care Centre at 03-9206 8118 and request to apply for the balance transfer plan.
    • Visit the nearest RHB branch and put in your request to apply for the balance transfer plan.
    • Fill up the application form along with an attached copy of the other bank's most recent credit card statement. You can then do the following:
      • Fax the same to 03-2782 8888.
      • Email it to telesales_department@rhbgroup.com.
      • Submit it at the nearest RHB branch.
    • Send an SMS to 66300. You will get a call to carry the application process forward.

    Terms & Conditions

    The following are the terms and conditions of the balance transfer:

    • This is only open to principal credit cardholders or any cards issued by Malaysian financial institutions as well as card issuing companies billed in RM.
    • No separate account will be created for the cardholders for balance transfer.
    • RHB Bank is not liable to the cardholders in case of any transactions being credited into the wrong account due to the wrong information given by the eligible cardholder during the time of application for the balance transfer.
    • Reward points cannot be earned under this programme.
    • The bank reserves the right to make any changes or cancel the Balance Transfer packages any time. The cardholders will get 21 days prior notice.

    FAQ's

    Q. Who all are not eligible to apply for this balance transfer programme?

    A. RHB Supplementary cardholders, any Business cardholders and Virtual cardholders cannot apply for this programme.

    Q. How is the interest calculated?

    A. The interest for all plans (Plan A, Plan B, and Plan C) are charged upfront. The monthly instalment amount is calculated based on the interest charged together along with the total amount transferred divided by the repayment months.

    Q. How much is the early settlement fee?

    A. The bank does not charge any fee if cardholders want to settle the programme before the due date.

    Q. What is my monthly repayment quantum?

    A. Your monthly repayment quantum is 12, 18 and 24 equal monthly instalments.

    Q. Where can I find more information on Smart Move Balance Transfer Programme or any other RHB products and services?

    A. If you seek more information, you can reach out to RHB at 03-9206 8118 (for Peninsular Malaysia) or at 082-276 118 (for Sabah & Sarawak).

    Other Bank Balance Transfer Plans

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