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    We found 1 Standard Chartered Platinum Mastercard Basic
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    Standard Chartered Platinum Mastercard Basic

    Standard Chartered Platinum Mastercard Basic card lets you earn rewards points with every transaction. You can also enjoy various discounts and offers at participating outlets using this card.

    Major highlights of this card are as follows:

    • Earn 1x Rewards Points with every retail purchase.
    • Enjoy special privileges at partnering outlets.

    Best Suited for

    • Those who shop on a regular basis.

    Key Features and Benefits

    Features/Benefits Description
    Rewards with retail purchases 1x 360o Rewards Points per RM1 spent.
    Good Life Privileges Deals and discounts at more than 4,000 outlets across Asia.
    Annual Fee Waived for life.
    Secure Online Shopping Online transaction security with 3D secure service.

    Other Benefits

    • Both primary and supplementary cards come with a lifetime annual fee waiver.
    • Get emergency funds any time with the Cheque-On-Call Plus facility.
    • Pay for your purchases conveniently via Samsung Pay feature.
    • Make purchases and convert the bills into easy instalments via the FlexiPay Plus feature.

    How to Earn Rewards Points

    Charge your card to pay bills of your purchase and carry out any retail transaction and earn 360o Rewards Points with every transaction. Here are the details of the rewards points earning:

    Category Rewards Points
    Local retail transaction 1x Rewards Points per RM1
    Overseas retail transaction 1x Rewards Points per RM1

    FlexiPay Plus

    When you make purchases using your Standard Chartered card, you can split the bill into monthly instalments with the help of the FlexiPay Plus facility. It allows you to make repayments over a fixed period of time with a competitive interest rates. Let’s look at the details of this facility:

    Minimum Bill Per Receipt (in RM) Repayment Tenure (in months) Interest Rate (p.a.)
    500 12 7.88%

    Cheque-On-Call

    Cheque-On-Call feature on your card helps you get quick access to emergency funds. The facility provides you with instant funds and lets you make the repayment over a tenure of up to 60 months. Let’s take a look at the available tenures and rates of interest associated with this facility:

    Cash Amount (in RM) Tenures Available (in months) Interest Rate (p.a.)
    1,000 12, 18, 24, 36, 48 or 60 9.88%
    5,000 12, 18, 24, 36, 48 or 60 9.88%
    10,000 12, 18, 24, 36, 48, or 60 9.88%
    15,000 12, 18, 24, 36, 48 or 60 9.88%
    20,000 12, 18, 24, 36, 48 or 60 9.88%

    Eligibility Criteria

    Minimum Age Requirement for the Principal Cardholder 21 years
    Minimum Age Requirement for the Supplementary Cardholder 18 years
    Income requirement RM24,000 p.a. p.a

    Documents Required

    Applicant type Required documents
    Salary-earning applicants
    • One photocopy of NRIC (both sides).
    • Recent EPF statement, or
    • Pay slip for the last months and the latest bank statement, or
    • Recent Borang BE submitted to LHDN.
    Self-employed applicants
    • One photocopy of NRIC (both sides).
    • Recent EPF statement, or
    • Recent Borang B submitted to LHDN, or
    • Bank statement for the 6 recent months and Business Registration Form 9, 24, and 48.

    How to Apply

    You can apply for Standard Chartered Platinum Mastercard Basic online conveniently at BBazaar.my by providing your personal and financial details.

    Fees and Charges

    Fees Charges
    Annual fee (principal card) No charge.
    Annual fee (supplementary card) No charge.
    Retail interest rate 15% p.a. to 18% p.a. based on your repayment behaviour during the past 12 months.
    Cash advance interest rate 18% p.a.
    Cash advance fee RM 26.50 per transaction or 5.3% of the cash amount withdrawn, whichever is higher.
    Monthly repayment instalment At least RM50 or 5% of the outstanding amount, whichever is higher.
    Late payment charges At least RM10 or 1% of the outstanding amount, whichever is higher (capped at RM100).
    Overseas transaction fee Overseas transactions will be converted into Malaysian Ringgit via Mastercard International conversion rate plus an administration fee of 1% charged by the bank.

    Promotions

    • Get 1-for-1 deals at selected signature dishes at Ben’s every Monday till 14 January 2019.
    • Enjoy a discount of 10% on bookings via Hotels.com with a minimum spend of RM400. The offer is valid till 31 December 2018.
    • Get 1-for-1 deal on special menu set at Ichi Zen with your Standard Chartered card. The offer is valid on all Wednesdays till 31 December 2018.

    Standard Chartered Platinum Mastercard Basic helps you with everyday retail purchases and rewards you with points with every transaction made on it. The card is free-for-life and can be used to get various benefits from partner merchant outlets.

    FAQs

    Q. Is there an interest-free period associated with this card?

    A. Yes, you will get a 20-day interest-free period with this card.

    Q. Can I transfer Rewards Points earned on my supplementary card to the primary card or vice versa?

    A. Yes, you can transfer the rewards points earned on your primary card to your supplementary card and vice versa.

    Q. What are the charges I have to bear if I choose to transfer rewards points earned on one card to another?

    A. Transferring rewards points from your primary card to your supplementary card and vice versa is free of cost. However, if you wish to transfer rewards points from one product to another, you will be charged with a fee of RM10.60 per 50,000 rewards points transfer.

    Q. Can I settle the outstanding balance of balance transfer plan before the facility’s maturity? Is there a lock-in period or fee charged in such cases?

    A. Yes, you can settle the balance before the facility matures. There is no lock-in period and early settlement fee associated with the balance transfer plan.

    Q. What should I do if my card gets stolen? How much will I be charged if I want to get a replacement card?

    A. If your card gets stolen, you need to immediately contact the bank via its hotline numbers in order to prevent any kind of misuse of the card. After blocking your lost card, the bank will issue a new card for you at free-of-cost.

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