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Standard Chartered Platinum Mastercard Basic card lets you earn rewards points with every transaction. You can also enjoy various discounts and offers at participating outlets using this card.
Major highlights of this card are as follows:
Best Suited for
|Rewards with retail purchases||1x 360o Rewards Points per RM1 spent.|
|Good Life Privileges||Deals and discounts at more than 4,000 outlets across Asia.|
|Annual Fee||Waived for life.|
|Secure Online Shopping||Online transaction security with 3D secure service.|
Charge your card to pay bills of your purchase and carry out any retail transaction and earn 360o Rewards Points with every transaction. Here are the details of the rewards points earning:
|Local retail transaction||1x Rewards Points per RM1|
|Overseas retail transaction||1x Rewards Points per RM1|
When you make purchases using your Standard Chartered card, you can split the bill into monthly instalments with the help of the FlexiPay Plus facility. It allows you to make repayments over a fixed period of time with a competitive interest rates. Let’s look at the details of this facility:
|Minimum Bill Per Receipt (in RM)||Repayment Tenure (in months)||Interest Rate (p.a.)|
Cheque-On-Call feature on your card helps you get quick access to emergency funds. The facility provides you with instant funds and lets you make the repayment over a tenure of up to 60 months. Let’s take a look at the available tenures and rates of interest associated with this facility:
|Cash Amount (in RM)||Tenures Available (in months)||Interest Rate (p.a.)|
|1,000||12, 18, 24, 36, 48 or 60||9.88%|
|5,000||12, 18, 24, 36, 48 or 60||9.88%|
|10,000||12, 18, 24, 36, 48, or 60||9.88%|
|15,000||12, 18, 24, 36, 48 or 60||9.88%|
|20,000||12, 18, 24, 36, 48 or 60||9.88%|
|Minimum Age Requirement for the Principal Cardholder||21 years|
|Minimum Age Requirement for the Supplementary Cardholder||18 years|
|Income requirement||RM24,000 p.a. p.a|
|Applicant type||Required documents|
You can apply for Standard Chartered Platinum Mastercard Basic online conveniently at BBazaar.my by providing your personal and financial details.
|Annual fee (principal card)||No charge.|
|Annual fee (supplementary card)||No charge.|
|Retail interest rate||15% p.a. to 18% p.a. based on your repayment behaviour during the past 12 months.|
|Cash advance interest rate||18% p.a.|
|Cash advance fee||RM 26.50 per transaction or 5.3% of the cash amount withdrawn, whichever is higher.|
|Monthly repayment instalment||At least RM50 or 5% of the outstanding amount, whichever is higher.|
|Late payment charges||At least RM10 or 1% of the outstanding amount, whichever is higher (capped at RM100).|
|Overseas transaction fee||Overseas transactions will be converted into Malaysian Ringgit via Mastercard International conversion rate plus an administration fee of 1% charged by the bank.|
Standard Chartered Platinum Mastercard Basic helps you with everyday retail purchases and rewards you with points with every transaction made on it. The card is free-for-life and can be used to get various benefits from partner merchant outlets.
Q. Is there an interest-free period associated with this card?
A. Yes, you will get a 20-day interest-free period with this card.
Q. Can I transfer Rewards Points earned on my supplementary card to the primary card or vice versa?
A. Yes, you can transfer the rewards points earned on your primary card to your supplementary card and vice versa.
Q. What are the charges I have to bear if I choose to transfer rewards points earned on one card to another?
A. Transferring rewards points from your primary card to your supplementary card and vice versa is free of cost. However, if you wish to transfer rewards points from one product to another, you will be charged with a fee of RM10.60 per 50,000 rewards points transfer.
Q. Can I settle the outstanding balance of balance transfer plan before the facility’s maturity? Is there a lock-in period or fee charged in such cases?
A. Yes, you can settle the balance before the facility matures. There is no lock-in period and early settlement fee associated with the balance transfer plan.
Q. What should I do if my card gets stolen? How much will I be charged if I want to get a replacement card?
A. If your card gets stolen, you need to immediately contact the bank via its hotline numbers in order to prevent any kind of misuse of the card. After blocking your lost card, the bank will issue a new card for you at free-of-cost.