Standard Chartered Visa Platinum Card

    Standard Chartered Visa Platinum Card earns you reward points on purchases charged to the card, be it occasional splurges or everyday essentials. You also get exclusive access to attractive offers and privileges at over 4,000 partner outlets in Malaysia and across Asia.


    • You can earn rewards points when you use your principal or supplementary card for dining spends, departmental store purchases, local and overseas spends.
    • The annual fee for the principal as well as the supplementary card is waived for life.
    • You can club the card with Samsung Pay, a simple, secure digital payment system that’s widely accepted across the country. All you need to do is physically scan your card or input the card information manually on the Samsung Pay app.
    • You can convert big spends of RM500 or more done as a single transaction in to smaller, affordable instalments that are spread over 12 months using the FlexiPay Plus service. The interest rate that’s applicable for such conversions is 7.88% p.a.
    • You can even get extra cash from this credit card at a fixed interest rate of 9.88% p.a. as part of the Standard Chartered Cheque-On-Call Plus option. You can choose from a wide range of repayment periods ranging from 12 to 60 months.
    • With the Balance Transfer Plus option, you can transfer outstanding dues accrued on other bank credit cards onto this card. You also get a low, fixed interest rate of 5.99% p.a. on the transferred amount and tenure options of 12, 18, 24, and 36 months.


    • With just a minimum spend of RM1,500 in a month you will be eligible to earn 5000 bonus points for that month. This benefit is applicable for the principal and the supplementary cardholders.
    • Use this credit card for all your dining, departmental store, or overseas purchases and you’ll earn 5x points on each occasion. This offer is also applicable for the principal as well as the supplementary cardholder.
    • You can also earn 1x points on all those other local spends, such as groceries, pharmacy, or petrol that you make using the principal or the supplementary card.
    • You’ll be privy to a whole host of exciting offers, discounts, and privileges at more than 4,000 participating outlets, including spas, resorts, restaurants, cafes, hotels, movies, jewellery stores, and even theme parks.

    Eligibility Criteria

    • The principal cardholder should be of a minimum age of 21 years and a maximum age of 65 years.
    • The supplementary cardholder should be of a minimum age of 18 years and a maximum age of 65 years.
    • The minimum annual income of the principal cardholder should be RM24,000 p.a.

    Fees and Charges

    Types of Fees Charges
    Annual fees for the principal card Waived for life.
    Annual fees for the supplementary card Waived for life.
    Interest-free period 20 days from the statement date, if the outstanding balance in the credit card account is fully paid on or before the due date.
    Minimum monthly repayment The higher amount between RM50 and 5% of the total outstanding balance in the credit card account.
    Interest Rates 15% to 18% p.a.
    Cash advance fee A fee of up to 5.3% or a minimum of RM26.50 will be charged for each cash advance transaction.
    Finance charge on cash advance 18% p.a.
    Finance charge for PLC account If you’ve applied for the Private Label Card (PLC) facility, where a PLC account has to be created, a finance charge of up to 18% p.a. can be imposed.
    Late payment charges 1% of the outstanding balance that’s due or a minimum amount of RM10, whichever is higher. The maximum limit for late payment charges is capped at RM100.
    Overseas transaction conversion fee All transactions done overseas will be converted to Malaysian Ringgit using a conversion rate that’s determined by Visa International. A 1% foreign exchange conversion charge will then be levied by Standard Chartered on the converted amount.
    Card replacement fee Free.
    Sales slip request fee RM21.20 for each transaction.
    Over limit fees RM53.
    Additional statement request fee For a statement of 36 months and below – RM5.30 per copy. For a statement above 36 months – RM10.60 per copy.
    Rewards points transfer fee RM10.60 to transfer a block of 50,000 points. Rewards points transfer between the principal and the supplementary cardholders is free.
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