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    Standard Chartered Visa Platinum Card

    Standard Chartered Visa Platinum Credit Card lets you earn rewards points on dining, overseas transactions, and purchases made at departmental stores. You can also earn rewards points with all other retail purchases made using this card.

    The major highlights of this card are:

    • Earn 5x rewards points on dining, overseas purchases, and purchases made at departmental stores.
    • Earn 5,000 bonus points when you spend a minimum of RM1,500 with your card on a monthly basis.

    Best Suited for

    • Those who dine out on a regular basis.
    • Those who shop overseas.
    • Those who shop at departmental stores.

    Key Features and Benefits

    Features/Benefits Description
    Rewards Points on Overseas Purchases 5x Rewards Points per RM1 spent.
    Rewards Points on Dining 5x Rewards Points per RM1 spent.
    Rewards Points on Departmental Store Purchases 5x Rewards Points per RM1 spent.
    Rewards Points on All Other Retail Purchases 1x Rewards Points per RM1 spent.
    Bonus Points 5,000 Bonus Points per RM1,500 spent per month.
    Good Life Privileges Get discounts and privileges at more than 4,000 participating merchant outlets.
    Annual Fee Waiver Lifetime annual fee waiver for both primary and supplementary cards.

    Other Benefits

    • Redeem gifts and vouchers by accumulating rewards points earned on your card.
    • Get access to quick cash with the Dial-For-Cheque facility.
    • Make easy and convenient payments using the Samsung Pay feature.
    • Convert the bills of your purchases into affordable monthly instalments with the help of FlexiPay Plus.
    • Consolidate your existing debts into one account with the help of the Balance Transfer Plus facility.

    How to Earn Rewards Points

    Use your Standard Chartered card to make purchases overseas, to shop at departmental stores or charge your card for dining bills, and earn rewards points with every transaction. You can also earn rewards points on all other retail purchases made using the card. Let’s look at the rate at which you can earn these rewards points:

    Category Rewards Points
    Dining 5x Rewards Points
    Overseas Purchases 5x Rewards Points
    Departmental Store Purchases 5x Rewards Points
    Other Retail Transactions 1x Rewards Points

    Balance Transfer Plan

    Standard Chartered card can help you consolidate your existing debts with the help of the balance transfer facility. You can transfer outstanding balances of other banks’ credit cards on to your Standard Chartered Visa Platinum on a competitive interest rate. The facility comes with a range of tenures to choose from. Here are the details of this plan:

    Balance Transfer Amount (in RM) Balance Transfer Tenure (in months) Interest Rate (p.a.)
    1,000 12, 18, 24 or 36 5.99%
    5,000
    10,000
    15,000
    20,000

    FlexiPay Plus

    You can make purchases with this card and pay the bills of your purchases in the form of easy and affordable monthly instalments with the use of the FlexiPay Plus service. The facility comes with a competitive interest rate range and a repayment tenure of 12 months. Here are the plan’s details:

    Minimum Convertible Bill Amount Repayment Tenure Interest Rate (p.a.)
    RM500 12 months 7.88%

    Cheque-On-Call

    You can use your card to get instant cash. The Cheque-On-Call facility provides you with instant funds and allows you to make repayment over a duration of 5 years. The following table consists of the details of this feature:

    Cash Amount (in RM) Repayment Tenure (in months) Interest Rate (p.a.)
    1,000 12, 18, 24, 36, 48 or 60 9.88%
    5,000
    10,000
    15,000
    20,000

    Eligibility Criteria

    Minimum Age Requirement for the Principal Cardholder 21 years
    Minimum Age Requirement for the Supplementary Cardholder 18 years
    Income requirement RM24,000 p.a

    Documents Required

    Applicant Type Required Documents
    Salaried applicants
    • A copy of NRIC (both sides).
    • Salary slip and bank statement for the last one month or
    • Latest EPF statement or
    • Latest Borang BE form submitted to LHDN.
    Self-employed applicants
    • A copy of NRIC (both sides).
    • Last 6 months’ bank statements and Business Registration Form 9, 24, and 48 or
    • Latest EPF statement or
    • Latest Borang B form submitted to LHDN.

    How to Apply

    To apply for Standard Chartered Visa Platinum online, visit BBazaar.my, and provide your personal and financial details.

    Fees and Charges

    Fees Charges
    Annual fee (principal card) No charge.
    Annual fee (supplementary card) No charge.
    Retail interest rate 15% p.a. to 18% p.a. depending upon the behaviour of repayment on the card during the last 12 months.
    Cash advance interest rate 18% p.a.
    Cash advance fee 5.3% of the amount withdrawn or at least RM26.50 per transaction, whichever is higher.
    Monthly repayment instalment 5% of the amount due at the statement’s release date of at least RM50, whichever is higher.
    Late payment charges 1% of the amount due at the statement’s release date of at least RM10, whichever is higher (capped at RM100).
    Overseas transaction fee All the transactions carried out overseas will be converted into Malaysian Ringgit using Mastercard International exchange rate plus 1% administration cost charged by Standard Chartered Bank.

    Promotions

  • Enjoy 10% discount on hotel room bookings via Hotels.com with your card till 31 December 2018.

  • Enjoy 1-for-1 deal on special menu set of Azuma Japanese Restaurant every Wednesday till 31 December 2018.

  • Get 1-for-1 deals on Madam Kwan’s nasi lemak every Thursday till 31 December 2018.

    You can use the Standard Chartered Visa Platinum Credit Card to double your rewards and bonus points every month. The card also comes with a host of promotions, which you can use to enjoy deals and offers on food menu, hotel bookings, and the likes. However, it is advised to read the terms and conditions carefully before applying for the card to enjoy a hassle-free application process.

    Frequently Asked Question’s

    Q. Can supplementary cardholders also earn the bonus points?

    A. Yes, both primary and supplementary cardholders are eligible to earn bonus points every month.

    Q. Can I transfer rewards points from my supplementary card to the principal card?

    A. Yes, you can transfer rewards points from supplementary card to principal card and vice versa.

    Q. How much fee will I be charged with if I transfer rewards points from my supplementary card to my principal card?

    A. No fee will be charged when you transfer rewards points from your supplementary card to principal card and vice versa.

    Q. Is it possible to transfer rewards points from my card to another Standard Chartered card?

    A. Yes, you can transfer your rewards points to other cards. You will get charged with a fee of RM10.60 for a transfer of 50,000 rewards points.

    Q. What if exceed the credit limit on my card?

    A. In such a case, you will be charged with a fee of RM53.

    Q. What is the interest-free period I can get with this card?

    A. The card has an interest-free period of 20 days.

    Q. How much fee do I have to pay to get my card replaced with a new one?

    A. You don’t have to pay any fee for a card replacement.

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