A travel credit card helps you get the best travel deals, including discounted airfare, affordable hotel room bookings, and assistance throughout your journey. Standard Chartered offers you travel cards that give you fast redemption of air miles and the best deals abroad.
Standard Chartered Priority Banking Visa Infinite offers you rewards points with every transaction. These points can help you get faster air mile redemption with partnering airlines. Here are the benefits of this card:
|Overseas Shopping||5x 360o Rewards Points|
|Local Shopping||1x 360o Rewards Points|
|Airport Lounge Access||Unlimited lounge access at more than 850 international airports|
|Annual Fee Waiver||For the first two years|
|Limousine or KLIA Ekspres Ride||Cashback of up to RM80|
|Travel and Medical Insurance||Up to RM50,000|
Standard Chartered WorldMiles Mastercard offers you a faster way of earning air miles and a range of exclusive travel packages. Earn WorldMiles with every retail transaction performed with this card. You can choose to get air miles from your preferred frequent flyer programme from Asia Miles, KrisFlyer, AirAsia BIG, and Enrich Miles. Here is how you can earn air miles using this card:
|Retail Transaction||Mile Earning||Air Mile Redemption From Partner Airlines|
|Overseas Transactions||RM2 = 3 WorldMiles||2 WorldMiles = 1 AirMile of your choice of frequent flyer programme|
|Local Transactions||RM3 = 1 WorldMiles|
Standard Chartered WorldMiles Mastercard offers you a range of benefits associated with travel and shopping benefits. Here are the benefits and features associated with this card:
Let’s look at an illustration explaining the working principle of Standard Chartered WorldMiles Mastercard:
|Retail Transaction||Amount Spent (per month)||WorldMiles Earned||Air Miles Earned|
|Annual Fee (principal card)||Standard Chartered Priority Banking Visa Infinite: RM800.|
|Standard Chartered WorldMiles Mastercard: RM600.|
|Annual Fee (supplementary card)||Standard Chartered Priority Banking Visa Infinite: RM400.|
|Standard Chartered WorldMiles Mastercard: No charge.|
|Retail Interest Rate||15% p.a. to 18% p.a. on basis of the pattern of repayment in the past 12 months.|
|Cash Withdrawal Fee||5% of the cash withdrawn or RM25, whichever is higher.|
|Cash Advance Interest Rate||18% p.a.|
|Late Payment Fee||RM10 or 1% of the total outstanding amount at statement release date, whichever is higher (A maximum of RM100).|
|Minimum Monthly Payment||5% of the total due balance or RM50, whichever is higher.|
|Name of the Card||Age Requirement for Principal Card||Age Requirement for Supplementary Card||Income Requirement|
|Standard Chartered Priority Banking Visa Infinite||21-65 years||18-65 years||Priority Banking members with at least RM250,000 per month in AUM (Assets Under Management)|
|Standard Chartered WorldMiles Mastercard||21-65 years||18-65 years||RM90,000 p.a.|
|Applicant type||Required documents|
You can apply for your choice of Standard Chartered Travel Credit Card online at BBazaar.my by providing the required personal and financial details.
A travel card comes with a range of benefits related to getting discounted airfare, booking hotel rooms, and shopping overseas. In order to find your perfect travel card, filter the selection of cards on the basis of their travel related benefits and fees and charges associated with them.
Q. Can my spouse also get the complimentary lounge access with Standard Chartered travel cards?
A. No, the complimentary access is given only to the principal cardholders.
Q. What are the charges I have to bear if I use my card overseas?
A. All the transactions made overseas using your card will first be converted into Malaysian Ringgit. The conversion rate will be determined by Visa or Mastercard International. You will additionally be charged with an administration fee of 1% by the bank.
Q. Do I get the airport ride cashback every time I use the card?
A. Cashback with airport ride is limited to 12 times a calendar year.
Q. Is there a way of getting annual fee waiver after the first 2 years with my Standard Chartered Priority Banking Visa Infinite?
A. You can get an annual fee waiver with your card if you spend at least RM10,000 per year from 3rd year onwards.
Q. Can I combine the amount spent on principal and supplementary card to get the annual fee waiver for 3rd year onwards with my Standard Chartered Priority Banking Visa Infinite?
A. No, combining the spend amount on both the cards is not allowed.