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Standard Chartered WorldMiles World Mastercard Credit Card is a premium travel card that offers plenty of perks for the globetrotter in you. From discounted airfares to unrestricted airport lounge access, it can transform your overall experience whenever you head out for a trip.
The major highlights of this card are:
Best Suited for
|Rewards for overseas retail purchases||Earn 3 WorldMiles for every RM2 spent|
|Rewards for local retail purchases||Earn 1 WorldMiles for every RM3 spent|
|Air Miles conversion||Convert 2 WorldMiles to 1 AirMile of partnering frequent flyer programmes, including Asia Miles, KrisFlyer, Enrich, and AirAsia BIG|
Enjoy RM100 as cashback when you activate your Standard Chartered WorldMiles World Mastercard Credit Card within 45 days from the approval date. This offer is valid until 30 June 2018.
Here’s a table showing you can earn WorldMiles in each spending category with your Standard Chartered WorldMiles World Mastercard Credit Card:
|Spending Category||Number of WorldMiles|
|Overseas Retail Spends||Earn 3 WorldMiles for every RM2 spent|
|Local Retail Spends||Earn 1 WorldMiles for every RM3 spent|
If you have any outstanding balance on another bank’s credit card, you can transfer it to your Standard Chartered WorldMiles World Mastercard Credit Card with the Balance Transfer Plus plan. You can pay this amount back to the bank at a low interest rate over flexible tenures.
This way, you can consolidate all your credit card debt onto a single card. Here’s a table showing the details of this plan:
|Transaction Amount||Repayment Tenures||Interest Rate|
|RM1,000||12, 18, 24, or 36 months||5.99% p.a.|
|RM5,000||12, 18, 24, or 36 months||5.99% p.a.|
|RM10,000||12, 18, 24, or 36 months||5.99% p.a.|
|RM15,000||12, 18, 24, or 36 months||5.99% p.a.|
|RM20,000||12, 18, 24, or 36 months||5.99% p.a.|
With the FlexiPay Plus feature of your Standard Chartered credit card, you can split all your large retail spends into smaller monthly instalments.
Whether it’s your shopping bills or your car repair bill, you can split all eligible retail transactions into monthly payments at a reduced interest rate. Here’s a table showing details of this plan:
|Minimum Purchase Amount||Repayment Period||Interest Rate|
|RM500||12 months||7.88% p.a.|
With the Cheque-On-Call Plus facility, you can use your Standard Chartered credit card to get cash at any time of the day. You can pay off the COC Plus amount you use over flexible repayment periods that go up to 60 months. You even get to enjoy a fixed interest rate of 9.88% p.a.
Here’s a table showing details of this plan:
|Minimum Transaction Amount||Simple interest||Interest Rate|
|RM1000||12, 18, 24, 36, 48, or 60 months||9.88% p.a.|
|Minimum Age Requirement for the Principal Cardholder||21 years|
|Minimum Age Requirement for the Supplementary Cardholder||18 years|
|Income requirement||RM90,000 p.a. p.a|
|Type of Applicant||Mandatory Documents That You Need|
You can apply for the Standard Chartered WorldMiles World Mastercard Credit Card online at BBazaar.my by providing your personal and financial details.
|Interest Rates||15% p.a. – 18% p.a.|
|Annual Fees – Principal Card||1st year waived and for subsequent years it’s RM636.|
|Annual Fees – Supplementary Card||Waived for life.|
|Minimum Monthly Repayment||5% of the total outstanding balance or RM50, whichever is higher.|
|Late Payment Charges||1% of the total outstanding balance or RM10, whichever is higher. This charge is capped at RM100.|
Here are the latest promotions that the Standard Chartered WorldMiles World Mastercard Credit Card offers:
Get travel rewards for every local and overseas retail transaction that you make with the Standard Chartered WorldMiles World Mastercard Credit Card. Enhance your overall travel experience by using these rewards to reduce your flight ticket price, upgrade seats, decrease airport cab fares, and access the airport lounge for free.
Q. My friend and I are going on a leisure trip. Is the complimentary access to Plaza Premium International lounges in KLIA & KLIA2 valid for both of us?
A. No. Complimentary airport lounge access is only valid for principal cardholders of the Standard Chartered WorldMiles World Mastercard Credit Card. In case of any accompanying guests, you get 20% off the published rates in the lounge.
Q. How long does it take for the joining promotion cashback to be credited into my account?
A. Once your credit card application has been approved in a certain month, your promotional cashback will be credited to your card account within 90 days from the last day of that particular month.
Q. How Do I Apply for the Standard Chartered Cheque-On-Call Plus facility?
A. You can apply for this facility online on the bank’s website and get cash of up to 100% of your available credit limit.
Q. Is there a qualifying condition for me to get the airport ride cash rebate?
A. Yes. The airport ride cash rebate offer is applicable only to principal cardholders of the Standard Chartered WorldMiles World Mastercard Credit Card. To qualify, you need to make a minimum of three overseas retail transactions in a foreign currency over the last 30 days.
Q. Are there any additional charges for overseas transactions done with my credit card?
A. Yes. Firstly, foreign currency transactions will be converted to Ringgit Malaysia at an exchange rate that’s determined by the card’s payment provider on the date the transaction is processed. Secondly, Standard Chartered Malaysia will charge a 1% administration fee on the overseas transaction amount.