Standard Chartered World Miles MasterCard

    Get ready to earn AirMiles the faster way on your comfort-covered travelling experience only with your Standard Chartered WorldMiles World MasterCard. With exclusive and attractive travel packages and lifestyle privileges, this card also comes with an annual fee waiver for the first year.


    • The cardholder is provided with a complimentary supplementary card with the principal card.
    • The user can enjoy an annual fee waiver for the first year for the principal card and an annual fee waiver for life for the supplementary card.
    • The cardholder can earn 3 WorldMiles with every RM2 spent overseas and 1 WorldMiles per RM3 spent locally.
    • The earned WorldMiles can be converted into AirMiles at a conversion rate of 2 WorldMiles = 1 AirMiles.
    • The AirMiles can be used with traveling partners’ flying programmes such as AsiaMiles, KrisFlyer, Enrich and AirAsia BIG.
    • The user is also eligible to receive a handsome cashback of RM100 if he chooses to activate the card within first 45 days of the issuance of the card.


    • The user is eligible for a free unlimited access to Plaza Premium Lounge in KLIA and KLIA2.
    • If the cardholder performs at least 3 overseas transactions in the past 30 days, he/she is eligible to get up to RM80 cashback on the Airport Limousine or KLIS Ekspres ride back home.
    • The user can book the flight and tour with PYO Travel and get an instant discount of 8%.
    • The cardholder can also enjoy exclusive merchant offers on more than 700 spots in Malaysia and Singapore.
    • The cardholder can get the finest dining, accommodation and shopping experiences with World MasterCard offers.
    • The World MasterCard also provides the user a range of deals with tee-offs at renowned golf courses around the world.
    • The user is also eligible to get a 15% discount on 4G portable travel Wi-Fi with this card.
    • The cardholder can book hotels via Hotels.com and get a 12% discount.

    Eligibility Criteria

    • Age requirement to apply for the principal card: 21-65 years
    • Age requirement to apply for the principal card: 18-65 years
    • Minimum income requirement to apply for the card: RM90,000 p.a.

    Fees and charges

    Types of Fees Charges
    Annual fees – Principal card RM 636 (Including 6% GST)
    Minimum monthly repayment A minimum of RM50 or 5% of the total outstanding amount, whichever is higher
    Interest-free period 20 days from the date of statement issue
    Finance charge on retail purchases The finance charges on retail purchases vary in accordance to the repayment routine and is ranged between 15-18% p.a.
    Finance charge on cash advance 18% p.a.
    Late payment charges A minimum of RM10 or at least 1% of the outstanding amount (whichever is higher) with a cap of RM100
    Cash advance fee At least RM26.50 or 5.3% of the cash advanced withdrawn (whichever is higher) will be imposed per transaction
    Overseas transaction conversion fee Overseas transactions in currencies other than the Malaysian Ringgit are converted into Malaysian Ringgit at an exchange rate determined by MasterCard Worldwide’s currency conversion rate on the day of the transaction plus 1% fee imposed by the bank.
    Sales slip request fee RM21.20
    Card replacement fee There is no charge for replacement of the credit card
    Additional statement request fee For a statement of 36 months or earlier: RM5.30 per statement For a statement of later than 36 months: RM10.60 per statement
    Early settlement penalty for balance transfer No fee will be charged in cases of early settlement of balance transfer
    Over-limit fee RM53 will be charged in cases where the cardholder exceeds is designated credit limit
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.