UOB Visa Infinite Card is a credit card by UOB that gives you a range of luxurious services in travel and lifestyle. With multiple services in travel and lifestyle domain, this card also gives you an option of a faster way of payment through Visa Checkout. Let us discuss all the benefits, value-added features, and privileges this card has to offer.
The card comes with a complimentary supplementary card.
Pay the bills conveniently and easily with the auto bill payment feature added to this card that pays the bill automatically with standing instructions from you.
You can convert payments of your large purchases into simple instalments for up to 36 months’ tenure under the Instalment Payment Plan (IPP).
In cases when you exceed the credit limit, the card provides you with a revised credit limit temporarily or permanently according to your need.
You can transfer balances onto your UOB Visa Infinite Card from other bank credit cards with the balance transfer option of the card.
You can withdraw instant cash in case of emergencies with your UOB Visa Infinite Card anywhere.
You can enjoy lower interest rates and easy repayment plans with Flexi Credit Plan associated to your UOB Visa Infinite Card.
The card also allows you to complete your purchases with Visa Checkout.
You get a complimentary access to Plaza Premium Lounge in Asia Pacific 4 times per calendar year with this card.
You can enjoy dining at 200 Airport dining outlets in major Asia Pacific cities with a discount of up to 20% with your UOB Visa Infinite Card.
On all your overseas retail purchases, you can benefit by earning 5X UNIRinggit per RM1 spent.
Get AirMiles Redemption with Enrich Miles and KrisFlyer by converting the UNIRinggits earned into AirMiles.
You will get a complimentary travel insurance and inconvenience coverage when you book your journey with your UOB Visa Infinite Card.
You are also eligible to get a Limo ride to KLIA 4 times a calendar year if you charge RM5,000 to your UOB Visa Infinite Card in a month.
Enjoy complimentary golfing at some of the best Golf clubs in Selangor and Langkawi with this card.
Enjoy a 12-month Easi-Payment Plan at 0% p.a. at spends on medical or education over RM10,000.
Have fun accessing the premium ‘members-only’ clubs in some of the prestigious clubs in Singapore.
You can also get multiple deals and discounts at Hotels.com, Hilton HHonors, Hertz, and Avis with your UOB Visa Infinite Card.
Age requirement for the applicants for the principal card: 21 years or above
Age requirement for the applicants for the supplementary card: 18 years or above
Minimum income requirement of the applicant: RM180,000 p.a.
Fees and Charges
Types of Fee
Annual fees – Principal card
The annual fee for the principal card is RM636 p.a. and the annual fee for supplementary cards is RM318 p.a. If the user spends RM50,000 per year on the card, he can enjoy an annual fee waiver.
Minimum monthly repayment
5% of the amount due on the card or at least RM50, whichever is higher
Finance charge on retail purchases
The finance charge on retail purchases vary from 15%-18% p.a. and it depends upon the repayment behaviour.
Finance charge on cash advance
Late payment charges
A minimum amount of RM10 or a fixed rate of 1% of the total outstanding amount, whichever is higher (A max. of RM100)
Cash advance fee
A minimum amount of RM21.20 or 5.30% of the amount withdrawn will be charged for every cash transaction
Overseas transaction conversion fee
The overseas transactions that are carried out in currencies other than Malaysian Ringgit are converted into Malaysian Ringgit at an exchange rate determined by Visa International’s currency conversion rate on the day of the transaction plus a 1% such fee charged by the bank.
Card replacement fee
Every card replacement will charge RM50 to the user