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    UOB Lady's Platinum Card

    UOB Lady’s Platinum Card is meant exclusively for women; this elegantly designed card offers the best in convenience and rewards. Keeping in mind the spending needs of the modern woman this card offers up to 10% cashback on selected retail outlets.

    Features

    • This card automatically takes care of all your recurring bill payments: this includes phone bills and payments for utilities.
    • Now easily pay for all your online shopping  with the UOB instalment plan that offers 0% rate of interest.
    • The UOB Easi-Payment plan- online shopping is easy with this plan. All your single-receipt purchases of RM500 and above can be reimbursed with monthly payments after paying 2% upfront fees.
    • UOB Balance Transfer plan – Consolidate your credit card debt with UOB. The minimum payment in this plan is 5% of the total sum each month.

    Benefits

    • Get up to 15% cashback when you eat at selected restaurants.
    • Obtain 10% cashback on all your fashion purchases on the weekends when you spend a minimum of RM500 every month(this offer is subject to a maximum cashback of RM50).
    • Earn 10x reward points(UniRinggits) when you pamper yourself at a beauty spa on the weekends. You will receive 10 UniRinggits for every RM1 spent.These points will expire after one year.
    • Get access to exclusive promotions around the year with this card. This includes offers on lifestyle, dining, health and wellness and more.
    • Get 5% cashback on selected entertainment outlets.

    Eligibility Requirements

    • Only women are allowed to apply for the card.
    • The minimum annual income of the cardholder must be RM48,000.
    • The minimum age for primary cardholder must be 21 years.

    Fees and Charges

    Types of Fee Charges
    Annual Fee – Principal Card RM135.68
    Annual Fee - Supplementary Card RM31.80
    Finance Charges (Retail Purchases) 15% p.a. to 18% p.a.
    Finance Charges (Cash Advance) 18% p.a.
    Cash Advance Fee 5.3% of the amount advanced or RM21.20 whichever is higher
    Late Payment Charges 1% of the balance outstanding due or a minimum of RM10 (whichever is higher) up to a maximum of RM100.
    Overseas Transaction Fee Transactions are converted using exchange rates set by Visa/MasterCard International.  An additional fee of 1% is imposed as an administrative fee on the converted transaction by the Visa/MasterCard international
    Card Replacement Fees RM50 per card
    Interest-free period 20 days
    Minimum monthly payment 5% of the outstanding balance or minimum of RM50, whichever is higher
    Sales draft retrieval copy RM15.90 for original and RM5.30 for photocopy
    Additional Statement request fee RM5 per copy
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