• UOB Lady's Platinum Card

    UOB Lady
    Credit Card
    Annual Fee
    Reward type
    UOB Lady's Platinum Card
    Annual Fee:
    RM 128
    Reward type:
    Shopping, Lifestyle,Dining

    About UOB Lady’s Platinum Card

    UOB has designed the Lady’s Platinum card to offer exclusive rewards to their female customer base while helping them to save money on shopping and dining. Not only can customers avail attractive discounts on a regular basis, but they can also save significantly thanks to the lucrative benefits provided by the card.

    UOB Lady’s Platinum Card Benefits

    There are many benefits to be availed with the UOB Lady’s Platinum card. Here are a few:


    Whenever you use your UOB Lady’s Platinum card to make payments for retail, fashion, dining or health and beauty, you can win UOB privileges that provide discounts to make shopping cheaper for you.

    Reward Points:

    For each ringgit that you spend on your card, you will receive 3x UniRinggit Reward Points thanks to the UniRinggit Programme. The points can be earned by shopping at select partners such as Metrojaya, AEON Store, Isetan, Parkson, Sogo and Robinsons. These reward points can then be used by visiting the bank’s official website and redeeming them for a wide range of products including children’s toys, household appliances and items, fashionable bags and vouchers too.

    Cash Back:

    Customers who shop for groceries at Cold Storage, Giant, Tesco or Jaya Grocer can get 10% cash back and save money. Please note that cash back is only applicable on purchases made at the aforementioned stores and online purchases do not apply.

    Other privileges:

    Customers who wish to spend a significant amount of money at once but intend on making repayments gradually can opt for the Luxepay Plan that offers great flexibility. If you shop for items worth RM2000 or more, you can pay the amount back in instalments ranging from six to 12 months. The most alluring part of this plan is that it allows for online buys as well as physical shopping. Even purchases made from international online stores are covered under this plan, making it a great option for shopaholics.

    UOB Lady’s Platinum Card Features

    • The annual fee applicable to this card is RM135.68, which is waived when you spend RM3000 per annum or when you complete 12 transactions in a year
    • The rate of interest is set at 15% per annum
    • An interest-free period of 20 days is granted
    • The annual fee applicable to a supplementary card is RM31.80
    • The minimum monthly payment that must be made is either RM50 or 5% of the outstanding amount
    • In case of late payments, a fee of RM10 or 1% of the outstanding amount, subject to a maximum of RM100 is applicable
    • In case of cash withdrawals, customers will have to pay a fee of RM21.20 or 5.30% on the amount you withdraw, whichever is more
    • 18% is the rate of interest charged on cash withdrawals

    Requirements and Eligibility

    Ladies who wish to take out a UOB Lady’s Platinum Card will have to meet the following eligibility criteria:

    • Must earn a minimum yearly income of RM48,000 (only women)
    • Must be at least 21 years of age to apply for a primary card

    Balance Transfer on UOB Lady’s Platinum Card

    UOB offers an option of balance transfer through which customers can consolidate their debt from other credit cards or charge cards. The fee applicable to your interest payment will reduce significantly after a balance transfer, thus helping you save money and clear your debt in a more effective manner. Following is a table of the interest rates applicable when doing a balance transfer.




    Six months

    7.77% without any one-time upfront handling charges

    From RM1000

    12 months

    7.88% without any one-time upfront handling charges

    From RM1000

    18 months

    7.99% without any one-time upfront handling charges

    From RM1000

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