UOB Lady’s Platinum Card is meant exclusively for women; this elegantly designed card offers the best in convenience and rewards. Keeping in mind the spending needs of the modern woman this card offers up to 10% cashback on selected retail outlets.
This card automatically takes care of all your recurring bill payments: this includes phone bills and payments for utilities.
Now easily pay for all your online shopping with the UOB instalment plan that offers 0% rate of interest.
The UOB Easi-Payment plan- online shopping is easy with this plan. All your single-receipt purchases of RM500 and above can be reimbursed with monthly payments after paying 2% upfront fees.
UOB Balance Transfer plan – Consolidate your credit card debt with UOB. The minimum payment in this plan is 5% of the total sum each month.
Get up to 15% cashback when you eat at selected restaurants.
Obtain 10% cashback on all your fashion purchases on the weekends when you spend a minimum of RM500 every month(this offer is subject to a maximum cashback of RM50).
Earn 10x reward points(UniRinggits) when you pamper yourself at a beauty spa on the weekends. You will receive 10 UniRinggits for every RM1 spent.These points will expire after one year.
Get access to exclusive promotions around the year with this card. This includes offers on lifestyle, dining, health and wellness and more.
Get 5% cashback on selected entertainment outlets.
Only women are allowed to apply for the card.
The minimum annual income of the cardholder must be RM48,000.
The minimum age for primary cardholder must be 21 years.
Fees and Charges
Types of Fee
Annual Fee – Principal Card
Annual Fee - Supplementary Card
Finance Charges(Retail Purchases)
15% p.a. to 18% p.a.
Finance Charges(Cash Advance)
Cash Advance Fee
5.3% of the amount advanced or RM21.20 whichever is higher
Late Payment Charges
1% of the balance outstanding due or a minimum of RM10 (whichever is higher) up to a maximum of RM100.
Overseas Transaction Fee
Transactions are converted using exchange rates set by Visa/MasterCard International. An additional fee of 1% is imposed as an administrative fee on the converted transaction by the Visa/MasterCard international
Card Replacement Fees
RM50 per card
Minimum monthly payment
5% of the outstanding balance or minimum of RM50, whichever is higher