UOB Lady’s Solitaire Card is a credit card exclusively designed for women. The card is planned in a way that it will deal with each day-to-day need of a woman right from shopping and beauty to travelling and groceries. The card provides deals and discounts on regular spending made by the cardholder.
The credit card offers amazing deals to the cardholders on a day-to-day basis. The cardholders can get up to 10% cashback on their daily spending through the deals.
Among other favourable plans are the LuxePay Plan, Travel Protection Plan, and Purchase Protection Plan, etc. that could benefit the cardholder in many different ways.
As for other exclusive privileges, the credit card offers discounts on travels (both locally and worldwide), free gift cards on retail fashion purchases, discounts on online shopping portals and gift coupons for the new customers.
The card comes with an annual fee waiver for the first year. For subsequent years, if a purchase of minimum RM30,000 is charged on the card, the annual fee is waived.
With the Fashion Ten plan, a cardholder can get up to 10% cashback on her weekend fashion purchases.
The Beauty Ten offers 10X UNIRinggit on weekend beauty purchases which is capped at RM800 per month.
With the card’s LuxePay Plan, the cardholder can opt for instalment plans with a tenure of 6 to 12 months at a 0% interest rate. The plan is applicable on purchases worth RM2,000 or more. The plan is valid for international and online purchases.
The Travel Protection Plan is well suited for regular travellers as it takes care of the mishaps and inconveniences that occur during the travels. An insurance cover of up to RM500,000 is available under the plan. It includes accidental death, permanent disablement, flight and baggage delay, etc. To be eligible for the protection plan, the cardholder must charge her ticket fare to her Solitaire MasterCard Credit Card.
The exclusive Purchase Protection Plan is ideal for a frequent shopper. The plan provides a cover of up to RM30,000 for theft or accidental damage of the cardholder’s recently purchased items (within the last 30 days) charged to the card.
The cardholder must have an annual income of minimum RM100,000.
Only women can acquire the UOB Lady’s Solitaire MasterCard.
Minimum age limit to obtain the credit card is 21 years.
Fees and Charges
Types of Fee
Annual Fee – Principal Card
Annual Fee – Supplementary Card
Finance Charges (Retail Purchases)
15% (if prompt payment of minimum dues is made for 12/12 months)
17% (if prompt payment of minimum dues is made for 10/12 months)
18% (if any of the above is not applicable)
Finance Charges(Cash Advance)
Cash Advance Fee
Whichever is higher among 5.3% of the cash advance amount or RM21.20 will be imposed for each cash transaction.
Late Payment Charges
1% of the outstanding amount or minimum RM10 and a maximum of RM100 or is charged
Overseas Transaction Fee
Transactions made overseas will be converted into Ringgit Malaysia at the exchange rate determined by MasterCard International, plus 1% administration cost by the bank on the amount transacted in a foreign currency is charged.