Grab a credit card that gives you better rewards & more!

    UOB ONE Card Classic

     UOB ONE Card Classic is best suited for entertainment and shopping related spends. The card comes with an amazing range of cash rebates with purchases. Apart from this, the card also possesses multiple value-added features.


    • You will receive a complimentary supplementary card along with your UOB ONE Card Classic.
    • The card comes with amazing cash rebate rates with entertainment, petrol, groceries and many more.
    • The Balance Transfer feature associated with this card lets you transfer funds onto the card from other bank credit cards.
    • The card also provides you the convenience of paying bill with auto-bill payment feature that pays the bills automatically with standing instructions.
    • In cases of exceeding the credit limit, you can opt to increase the credit limit temporarily as well as permanently that provides you the financial freedom you need.


    • You can earn a 1% rebate on petrol along the weekdays and 5% rebate on petrol during weekends with a cap or RM300 per month.
    • With no monthly cap on rebates with Golden Screen Cinemas, you can get a rebate of up to 8%.
    • You can also earn rebates with groceries and telecommunication at attractive rates of up to 2%.
    • With all other purchases, you get a 0.2% cash rebate.
    • You are also eligible to earn SMART$ rebates automatically when you shop with UOB SMART$ merchants.
    • You can enjoy dining at more than 150 restaurants within the country with a 15% discount.
    • Other benefits include 0% Instalment Payment Plan and Easi-Payment Plan that lets you split the payment of your purchase into affordable monthly instalments.

    Eligibility Criteria

    • Age requirement for the applicants of primary cardholders: At least 21 years
    • Age requirement for the applicants of supplementary cardholders: At least 18 years
    • Minimum income requirement for the card: RM24,000 p.a.

    Fees and Charges

    Types of Fee Charges
    Annual fees The annual fee for principal and supplementary card is RM72.08 and RM31.80 respectively.
    Minimum monthly repayment 5% of the outstanding balance or RM50, whichever is higher.
    Finance charge on retail purchases The finance charge on retail purchases depends upon the repayment behaviour in last 12 months. The rate ranges from 15-18% p.a.
    Finance charge on cash advance 18% p.a.
    Late payment charges 1% of the total outstanding balance or at least an amount of RM10, whichever is higher. This amount has a maximum range of RM100.
    Cash advance fee A minimum amount of RM21.20 or 5.3% of the cash withdrawn, whichever is higher.                
    Overseas transaction conversion fee The transactions that are carried out overseas will be converted into Malaysian Ringgit in accordance to the VISA/MasterCard International’s currency conversion rate and this will be added to a 1% administration cost.
    Card replacement fee RM50 per replacement.
    This Page is BLOCKED as it is using Iframes.