• UOB ONE Card Classic

    UOB ONE Card Classic
    Credit Card
    Annual Fee
    Reward type
    UOB ONE Card Classic
    Annual Fee:
    RM 68
    Free with min: 60 card swipes per year
    Reward type:
    Fuel, Utilities

    About UOB One Visa Classic

    The UOB One Visa Classic credit card is designed to offer customers a chance to increase on savings while dining and travelling. Moreover, attractive benefits can also be availed if you use your Classic credit card to pay for movie tickets, pharmacy products, petrol, groceries, phone bills, etc.

    UOB One Visa Classic Card Benefits

    The UOB One Visa Classic provides some truly great benefits to cardholders. Following are few of the rewards you can exploit:

    Cash Back:

    Customers who use their UOB One Visa Classic card to make payments can get 5% cash back on all expenses at Golden Screen Cinemas during weekends and 2% cash back for movie ticket purchases during weekdays. 5% cash back can also be claimed on petrol expenses. Even shopping for groceries at outlets such as Celcom, Maxis, DiGi or TuneTalk can give you 5% cash back during weekends and 2% cash back during weekdays.

    Cash Rebate:

    If you thought that the cash back offers were exciting, UOB offers up to 10% rebates for customers who shop at participating merchants. The SMART$ programme allows you to earn cash back as well as rebates, thus effectively doubling your benefits. To avail the rebates, you can shop at Charles and Keith, BHPetrol, GSC and Timberland among other partnering outlets.

    Easy Payment Plan:

    If you are a shopaholic and end up buying too many items that make it hard to make interest payments on time, the Easy Payment Plan from UOB offers a 0% rate of interest along with tenures ranging from six to 12 to 18 months provided you pay a 2% to 4% upfront fee. All you need to do to qualify for this plan is ensure that your purchase is over RM500.

    UOB One Visa Classic Card Features

    • The interest rate applicable to this card is 15% per annum

    • An interest-free period of 20 days is granted

    • For balance transfers, the rate of interest applicable over six months is 7.77%

    • The annual fee is RM72.08

    • The yearly fee for a supplementary card is RM31.80

    • The minimum monthly payment is RM50 or 5% of the outstanding amount

    • In case of late payments, a fee of RM10 or 1% of the outstanding amount subject to maximum of RM100 is applicable

    • In case of cash withdrawals, the fee levied is RM21.20 or 5.30% of the amount you withdraw, whichever is more

    • The rate of interest applicable to cash withdrawals is 18%

    Requirements or Eligibility

    Customers can avail a UOB One Visa Classic credit card subject to the following eligibility criteria:

    • Must be at least 21 years of age to qualify for a primary card

    • Must earn a minimum yearly income of RM24,000

    UOB One Visa Classic Card Balance Transfer

    The benefits that UOB One Visa Classic cardholders can avail extend to balance transfer as well. By using this facility, customers can transfer their outstanding balances from other credit cards or charge cards to their new Classic card. Doing so will offer flexibility with regards to making interest payments and more importantly, will reduce the rate of interest applicable to you, thus making it significantly easier to repay your debt quicker. UOB offers payment tenures ranging from six months to 18 months and the interest rates applicable are as low as 7.77%. If you are burdened by credit card debt, a balance transfer with UOB can help you avail attractive interest rates and make your debt a thing of the past sooner rather than later. Following are the rates of interest applicable for the different tenures:

    PERIOD

    INTEREST RATE

    AMOUNT TRANSFERRED

    Six months

    7.77% per annum without any one-time upfront handling charges

    From RM1000

    12 months

    7.88% per annum without any one-time upfront handling charges

    From RM1000

    18 months

    7.99% per annum without any one-time upfront handling charges

    From RM1000

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