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Are you fond of watching movies? Are attending live music concerts or plays high on your list of favourite pastimes? If your answer is yes, you would be glad to know that there is a category of credit cards that are dedicated for entertainment lovers. The Entertainment Credit Card provides you benefits on each movie you watch and each match you cheer for.
If you love socialising and often spend your weekends at the movies or sport events, an entertainment credit card is ideal for you. These cards several deals, discounts, and promotional offers on entertainment-related transactions. Let’s have a look at some of the top entertainment cards in Malaysia.
Up to 10% cashback on movie, nightlife, and music and events transactions(Entertainment Benefits )
Principal card: RM160
Supplementary card: RM80(Annual Fees)
10% cashback in the beginning and at the end of football season (i.e. in May and August)
10% off online FCB purchases
5% off at FCBotiga official store in Camp Nou(Entertainment Benefits )
Waived for life for both the cards(Annual Fees)
Up to 6% cashback on entertainment, online purchases, and shopping transactions(Entertainment Benefits )
Waived for life for both the cards(Annual Fees)
10x BonusLink Points when you spend on entertainment(Entertainment Benefits )
Waived for the first 2 years Principal Card: RM477
Supplementary Card: RM265 (Waived with 12 swipes p.a.)(Annual Fees)
Up to 8% cash rebates on movies
Up to 15% discount on dining at more than 150 restaurants across Malaysia(Entertainment Benefits )
Principal card: RM68
Supplementary card: RM30(Annual Fees)
Entertainment cards offer you discounts and deals when you use them for any entertainment-related transactions. You can get promotional offers, reward points, and cashback on various transactions.
These cards can also help you make reservations for various events, hotel bookings, and more. (Hong Leong Mach Card).
Let’s breakdown the Maybank FC Barcelona Visa Signature Credit Card. If you make your transactions using the card during the football season (May and August), you’ll get 10% cashback on all your purchases. For transactions made in other months, you'll get a cashback of 2%.
Consider that you have spent RM1,900 and RM900 on your card in the month of August and September respectively. Here’s the cashback you can expect:
|Amount Spent||Applicable Cashback Rate||Cap on Cashback||Cashback Earned|
|RM1,900||10% cashback (August)||RM100||RM100|
|RM900||2% cashback (September)||RM50||RM18|
Your entertainment credit card not only lets you enjoy cashless transactions but it also offers you several deals and discounts on your purchases. Some cards may also come with special privileges offered by the banks or participating merchants.
Most banks offer 24/7 lost card assistance and overseas assistance when you travel abroad. You can contact customer service in case you lose your card. After this, the bank will have your card blocked. This is to ensure there are no illegal charges made on your card.
|Card Names||Age Criteria||Income Criteria|
|Hong Leong Mach Credit Card||21 years old (Principal card) 18 years old (Supplementary card)||Minimum RM24,000 p.a.|
|Maybank FC Barcelona Visa Signature Credit Card||21 years old (Principal card)||Minimum RM48,000 p.a.|
|RHB Signature Credit Card||21 years old (Principal card)||Minimum RM80,000 p.a.|
|AmBank BonusLink Visa Platinum Card||21 years to 65 years (Principal card) 18 years to 65 years (Supplementary card)||Minimum RM48,000 p.a.|
|UOB One Credit Card||21 years old (Principal card) 18 years (Supplementary card)||Minimum RM24,000 p.a.|
|Citi Clear Card||21 years old (Principal card)||Minimum RM 24,000 p.a.|
Given below is a list of documents that you will need to present while applying for a credit card. Depending on the requirement, banks may also ask for more documents.
|For Salaried Applicants||For Self-Employed and Commission Earning Applicants (As Applicable)||For Overseas Income Earners|
An entertainment credit card offers you an array of benefits and privileges when used for entertainment-related transactions. For more promotional offers and discount on your card, you can check with your bank.
Q. Will I get discounts on all the activities and events with my entertainment credit card?
A. No. Depending on the bank’s offerings, you can obtain promotional offers and discounts only at participating merchant outlets.
Q. How can I apply for an entertainment credit card?
A. After choosing your preferred credit card, you can visit the bank’s official site to apply for it online, or you can also walk into the bank’s nearest branch to file the application. You need to submit all the necessary documents to complete the application process successfully.
Q. Are reward points or cashback limited to entertainment-related transactions?
A. No. This depends on the entertainment card you have. Some cards also offer reward points or cashback on other categories like dining, shopping, and other retail expenses.
Q. Can I enrol for a balance transfer facility on my entertainment credit card?
A. Yes, most of the banks offer a balance transfer (BT) facility on their cards. Through this plan, you can transfer your remaining balance on other credit cards to your entertainment card.
Q. Can I revamp my credit limit after an increment in the salary?
A. Yes, you can request for a credit limit revamp. The bank may ask you to present some documents for this application. The documents you have to submit may include your salary slips, bank statements, etc.
Q. Is it possible to get a Shariah-compliant entertainment credit card?
A. There are options when it comes to Islamic cards that focus on entertainment offers and benefits. However, these cards are only valid for halal transactions. Such cards can’t ever be used for any kind of non-halal transactions.
Q. How do I make payments to the bank?
A. There are more than one payment modes offered by each bank for you to pay the bills. A few such modes are:
Q. Can I use an entertainment card to book flight tickets?
A. Yes. You can use the entertainment cards to book flight tickets. However, the reward you get for expenses on other categories may be nominal as compared to an entertainment related expense.
Q. Can I get a supplementary entertainment card?
A. Yes, you can opt to apply for a supplementary entertainment credit card. Most Malaysian banks provide up to 3 supplementary cards for free. There’s also a limit on the total number of supplementary cards you can apply for in a single credit account. However, this can differ from one issuing bank to another.
Q. Do I get a credit card statement every month? Is the statement sent by email or by regular mail?
A. As proof of your transactions in a given month, Malaysian banks send you an e-statement of all spends you have made with your card for free every month. You can also opt for a physical statement sent to your address. However, this may attract an additional charge, depending on the issuing bank.