• AmBank Fixed Deposit Rate

    AmBank offers fixed deposit accounts for your long-term and short-term investments. You can maximise your profits with competitive interest rates offered by AmBank. The range of fixed deposits available are tailored to suit your financial plan and budget. You can choose a flexible tenure that suits you.

    AmBank Fixed Deposit Interest Rates 2018 (Updated on 19 Oct 2018)

    Conventional Fixed Deposit
    Tenure (In Months) Interest Rate (% p.a.)
    1 to 2 Months 3.15% p.a.
    3 Months 3.20% p.a.
    4 to 5 Months 3.25% p.a.
    6 to 11 Months 3.30% p.a.
    12 Months 3.35% p.a.
    13 to 21 Months 3.25% p.a.
    24 Months 3.30% p.a.
    36 Months 3.35% p.a.
    48 Months 3.40% p.a.
    60 Months 3.40% p.a.
    Am50Plus Fixed Deposit
    Tenure (In Months) Interest Rate (% p.a.)
    6 3.30% p.a.
    9 3.30% p.a.
    12 3.35% p.a.
    15 3.35% p.a.
    18 3.35% p.a.
    21 3.35% p.a.
    24 3.40% p.a.
    36 3.45% p.a.
    48 3.50% p.a.
    60 3.50% p.a.
    AmQuantum Fixed Deposit
    Tenure (In Months) Interest Rate (% p.a.)
    9 3.30% p.a.
    15 3.30% p.a.
    18 3.30% p.a.
    21 3.30% p.a.
    24 3.35% p.a.
    36 3.40% p.a.
    48 3.45% p.a.
    60 3.45% p.a.

    Types of AmBank Fixed Deposit Accounts

    AMBANK offers 4 types of fixed deposits.

    • Conventional Fixed Deposit: This fixed deposit is for individuals aged 18 years and above. You can have your interest credited to your savings or current account directly.
    • Am50Plus Fixed Deposit: This fixed deposit is for individuals aged 49 years and above. You can earn a higher interest rate on this fixed deposit than the conventional fixed deposit.
    • AmQuantum Investment: This fixed deposit allows you to earn interest on your deposits on a quarterly basis. The interest will be credited to your savings or current account.
    • Foreign Currency Fixed Deposit: This fixed deposit will allow you to earn interest on your savings in foreign currencies. This fixed deposit is available for 10 different foreign currencies.

    AmBank Fixed Deposits Features and Benefits:

    • You can enjoy higher interest rates on these fixed deposits when compared to interest rates of savings or current accounts.
    • You can choose a flexible fixed deposit tenure that ranges from 1 month up to 60 months.
    • You can deposit a minimum of RM500 in the conventional fixed deposit scheme for a tenure of 2 months and above.
    • You can opt for 1-month tenure if you deposit a minimum of RM5,000 on a conventional fixed deposit account.
    • You can easily access and maintain your fixed deposits through online banking.
    • You can link your savings or current account with your fixed deposit account.
    • You can get the interested credited to your savings or current account.
    • Your funds in AmBank fixed deposits are secure as they are protected by PIDM.
    • You can renew your fixed deposit automatically upon maturity.
    • You get ATM card access on your AmBank Am50Plus Fixed Deposit.

    AmBank Fixed Deposit Interest Rates for Foreign Currency

    USD
    Tenure Interest Rate
    1 Week 0.20% p.a.
    1 Month 0.40% p.a.
    2 Months 0.45% p.a.
    3 Months 0.50% p.a.
    6 Months 0.60% p.a.
    9 Months 0.80% p.a.
    12 Months 1.00% p.a.
    AUD
    Tenure Interest Rate
    1 Week 0.90% p.a.
    1 Month 1.00% p.a.
    2 Months 1.00% p.a.
    3 Months 1.20% p.a.
    6 Months 1.50% p.a.
    9 Months 1.50% p.a.
    12 Months 1.60% p.a.
    CAD
    Tenure Interest Rate
    1 Week 0.10% p.a.
    1 Month 0.20% p.a.
    2 Months 0.20% p.a.
    3 Months 0.30% p.a.
    6 Months 0.60% p.a.
    9 Months 0.65% p.a.
    12 Months 0.75% p.a.
    CNY
    Tenure Interest Rate
    1 Week 0.50% p.a.
    1 Month 0.50% p.a.
    2 Months 0.50% p.a.
    3 Months 0.60% p.a.
    6 Months 0.65% p.a.
    9 Months -
    12 Months -
    GBP
    Tenure Interest Rate
    1 Week 0.10% p.a.
    1 Month 0.15% p.a.
    2 Months 0.15% p.a.
    3 Months 0.25% p.a.
    6 Months 0.35% p.a.
    9 Months 0.40% p.a.
    12 Months 0.60% p.a.
    HKD
    Tenure Interest Rate
    1 Week -
    1 Month 0.05% p.a.
    2 Months 0.05% p.a.
    3 Months 0.10% p.a.
    6 Months 0.20% p.a.
    9 Months 0.25% p.a.
    12 Months 0.45% p.a.
    NZD
    Tenure Interest Rate
    1 Week 1.70% p.a.
    1 Month 1.90% p.a.
    2 Months 1.90% p.a.
    3 Months 2.10% p.a.
    6 Months 2.30% p.a.
    9 Months 2.30% p.a.
    12 Months 2.40% p.a.
    SGD
    Tenure Interest Rate
    1 Week -
    1 Month 0.50% p.a.
    2 Months 0.50% p.a.
    3 Months 0.65% p.a.
    6 Months 0.75% p.a.
    9 Months 0.80% p.a.
    12 Months 1.00% p.a.

    AmBank Fixed Deposit Eligibility Criteria

    • Conventional Fixed Deposit:
      • Minimum 18 years and above.
      • Minimum RM500 for 2 months and above.
      • Minimum RM5,000 for 1-month tenure.
    • Am50Plus Fixed Deposit:
      • Minimum 49 years and above.
      • Minimum RM5,000 for 6 months and above.
    • AmQuantum Investment:
      • Minimum 18 years and above.
      • Minimum RM5,000 for 9 months and above.
    • Foreign Currency Fixed Deposit:
      • Minimum 18 years and above.
      • A Minimum deposit equivalent to RM10,000 for individuals.
      • A Minimum deposit equivalent to RM50,000 for non-individuals.

    AmBank Fixed Deposit Promotion

    You will be eligible to get the benefits of the campaign only if your age is 49 years and above. Just open an Everyday Savings Account (ESA) and deposit a minimum of RM250 in the account. Then, place a minimum of RM10,000 in an Am50Plus FD Account for a period of 12 months. You can earn high returns of 4.40% p.a. on the amount deposited in the FD account. The interest earned will be credited to your ESA on a monthly basis. The promotion is valid from 1 August 2018 to 31 October 2018. The ESA and FD accounts must be opened at one of the branches, over-the-counter, to qualify for the campaign.

    AmBank Fixed Deposit for Foreigners

    Foreigners can open AmBank Foreign Currency Fixed Deposit Account. AmBank does not allow cash deposits or withdrawals from this fixed deposit account. All payments and withdrawals must be done through drafts, telegraphic transfer, money orders or through a Malaysian Ringgit account.

    AmBank Fixed Deposit Fees and Charges

    AmBank Fixed Deposit Fees and Charges
    Replacement FD Receipt RM5.00 (Per receipt)
    Ad-hoc Statement Request RM5.00 + RM0.30 GST (Per Request)

    How to open an AmBank Fixed Deposit Account?

    • You can complete and submit the online form available on AmBank website. A bank representative will contact you to help you open a fixed deposit account.
    • You can visit the nearest branch of AmBank where bank staff will help you to open a fixed deposit of your choice.

    AmBank Fixed Deposit Contact Number

    • 1300 80 8888 (Local)
    • +603 2178 8888 (International)

    AmBank Fixed Deposit FAQs

    Q. What is the mode of interest payment for AmBank Fixed Deposits?

    A. The interest will be credited to your AmBank savings or current account.

    Q. What is the frequency of interest payment?

    A. Interest will be paid monthly for AmBank Am50Plus Fixed Deposit and quarterly for AmBank AmQuantum Fixed Deposit.

    Q. Will my fixed deposit account be renewed automatically?

    A. Yes. AmBank fixed deposits are renewed automatically upon maturity. The interest rate for the renewed fixed deposit would be the prevailing interest rate at the time of renewal.

    Q. What should I do if I want to change fixed deposit terms at renewal?

    A. AmBank would send you a renewal notice in advance. If you wish to change any terms of your fixed deposit renewal, you need to inform AmBank about it in writing. AmBank would then change the terms accordingly.

    Q. Is withdrawal before maturity allowed on AmBank Foreign Currency Fixed Deposit?

    A. No. AmBank does not allow withdrawal before maturity on Foreign Currency Fixed Deposit. 

    Other Products offered by AmBank:

    Apart from offering Fixed Deposit,AmBank offers other products and services which include:

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