• Fixed Deposit Promotion 2018

    A fixed deposit is a type of investment where you deposit a specific amount of money in a bank, and the bank offers you an interest on it that is paid at the end of your tenure.

    Top Banks Providing Fixed Deposit Promotions in 2018

    RHB Fixed Deposit Promotion 2018 Malaysia
    RHB FD Promo

    Get Promotional Interest Rate

    of 4.25% p.a.-4.38% p.a.

    With RHB FD/CMD-i

    Promo Ends on 30 June 2018

    Public Bank Fixed Deposit Promotion 2018
    Public Bank FD Promo

    With a Minimum eFixed Deposit

    of RM5,000 You Can Earn An

    Interest Of Up To 3.65% p.a.

    Promo Ends on 30 June 2018

    Hong Leong Fixed Deposit Promotion 2018
    Hong Leong FD Promo

    Open Pay&Save Account

    and Get Promotional Rate

    of 4.10% p.a. on FD

    Promo Ends on 22 June 2018

    MayBank Fixed Deposit Promotion 2018
    Maybank FD Promo

    Open an eFD account

    via Maybank2u, Get Promotional

    Rates Of Up To 4.10% p.a.

    Promo Ends on 25 May 2018

    OCBC Fixed Deposit Promotion 2018
    OCBC FD Promo

    Deposit a Min Sum of RM10,000

    with OCBC for 12 Months &

    Earn a Promo Rate of 4.20% p.a.

    Promo Ends on 30 June 2018

    Bank of China Fixed Deposit Promotion 2018
    BOC FD Promo

    Earn Interest Rates up to

    4.40% p.a. When You Deposit

    RM5,000 or More

    Promo Ends on 31 July 2018

    AmBank Fixed Deposit Promotion 2018
    AmBank FD Promo

    Place a Minimum of RM1,000

    and Enjoy Promotional

    Rate of 4.28% p.a.

    Promo Ends on 31 May 2018

    HSBC Fixed Deposit Promotion 2018
    HSBC FD Promo

    Upgrade to HSBC Advance

    Account, Get Preferential

    Rate of 5% on TD-i

    Promo Ends on 30 June 2018


    RHB Fixed Deposit Promotions 2018:

    • Earn Up To 4.38% p.a. on Deposit: You can place a minimum sum of RM10,000 in RHB Fixed Deposit or in RHB Commodity Murabahah Deposit-i account and earn high-interest rates. The promotional rate for 10 months’ tenure is 4.25% p.a. and for 15 months’ tenure, it is 4.38% p.a.
    • The promotion period began on 23 February 2018 and ends on 30 June 2018.
    • The deposit amount must be in new funds.
    • Buy Insurance For Higher Interest Rates on FD: The promotion gives you an opportunity to earn from 4.88% p.a. to 7.88% p.a. when you open an RHB FD account. The promotional rates are applicable on the deposit tenures of 3 months and 6 months respectively. The minimum deposit amount is RM5,000.
    • In order to get the benefits of the promotion, you have to buy one of the following RHB Bancassurance life insurance policies: Essential Prime Link, Essential PrimeBuilder and Prime VantageLife.
    • The interest rates applicable on your FD are given in the table below:
    Placement Amount (1 to 1 Basis) Deposit Tenure Effective Promotional Rate (% p.a.)
    Maximum of RM20,000 3 months 7.88
    Maximum of RM30,000 6 months 4.88
    • Earn An Interest Of 3.88% p.a. On e-FD/e-CMDi: When you place RM5,000 or more in e-Fixed Deposit or e-Commodity Murabahah Deposit-i account for 3 months, you can get a promotional interest rate of 3.88% p.a.
    • The promotion is valid until 30 June 2018.
    • Earn Higher Rates on FD/CMD-i With Investment Benefits: The promotion requires you to invest in Unit Trusts or ASNB VP so that you earn higher interest rates on FD/CMD-i.
    • Place a minimum deposit of RM10,000 in FD/CMD-i and the amount invested in Unit Trusts must be greater than or equal to that of FD/CMD-i placement.
    Minimum Deposit Amount Minimum Investment Promotional Rate on 1-Month Tenure (% p.a.) Promotional Rate on 3-Month Tenure (% p.a.)
    RM10,000 RM10,000 (ASNB VP) 33 10
    RM10,000 RM10,000 (Unit Trust) 15 6
    • The promotion is valid from 1 April 2018 until 31 May 2018.

    OCBC Bank Fixed Deposit Promotions 2018:

    • Earn a Promotional Rate of 4.20% p.a.: Place a minimum amount of RM10,000 in OCBC Fixed Deposit/Fixed Deposit-i account to earn an interest rate of 4.20% p.a. The promotional rates can be earned only when the deposit is placed for 12 months’ tenure. The offer is valid only on fresh funds.
    • The promotion is on-going and is valid until 30 June 2018.

    Public Bank Fixed Deposit Promotion 2018:

    • Get Up To 3.65% p.a. On PB eFixed Deposit: Open an eFixed Deposit Account via PB Online Banking and earn an interest rate ranging from 3.40% p.a. up to 3.65% p.a. The minimum deposit amount specified is RM5,000.
    • The interest will be credited to your PB CASA on a monthly basis.
    • The promotion is valid from 19 March 2018 until 30 June 2018.

    Hong Leong Bank Fixed Deposit Promotion 2018:

    • Open Pay&Save Account to Earn 4.10% p.a. on FD: Open Pay&Save Account with a minimum deposit of RM1,000. Set 2 Online Standing Instructions on loans/credit cards with the bank for a minimum of RM100 per instruction. The bank will shortlist the eligible candidates and notify you if you are eligible to get the benefits of the promotion.
    • You can earn a promotional rate of 4.10% p.a. on the FD placement if you are qualified.
    • The minimum FD placement amount is RM10,000.
    • The promotion period began on 23 March 2018 and ends on 22 June 2018.

    Bank of China Fixed Deposit Promotion 2018:

    • Fixed Deposit in Malaysian Ringgit, Chinese Yen or US Dollars: Place a minimum deposit amount of RM5,000/CNY10,000/USD5,000 to earn interest rates ranging from 2.80% p.a. to 4.40% p.a. The FD must be placed for a tenure of 12 months.
    • The promotion is valid until 31 July 2018.
    • The interest rates depend on the deposit amount, the currency chosen and your relationship with the bank i.e., new or existing customer.

    AmBank Fixed Deposit Promotion 2018:

    • High Returns on eFixed Deposit (eFD)/eTerm Deposit-i (eTD-i): Place an eFD/eTD-i with a minimum deposit amount of RM1,000 for 8 months to enjoy a promotional rate of 4.28% p.a. The eFD/eTD-i account must be opened via AmOnline Internet Banking portal.
    • The placement must be made between 16 April 2018 and 31 May 2018.
    • Use the code LAUNCH to get the benefits of the campaign.

    Maybank Fixed Deposit Promotions 2018:

    • Get Promotional Rate of up to 4.10% p.a. on eFixed Deposit: Place a deposit amount of RM5,000 or more in an eFD account for a tenure of 3 or 6 months to earn promotional rates of 3.90% p.a. and 4.10% p.a. respectively. The eFD account must be opened online via Maybank2u website.
    • The promotion began on 23 April 2018 and is available until 25 May 2018.
    • The deposit must be placed using fresh funds only.

    HSBC Bank Fixed Deposit Promotion 2018:

    • Get 5% Preferential Rate on Term Deposit-i: Get promotional rate of 5% when you place a minimum deposit of RM5,000 in your Term Deposit-i account. The promotional offer is applicable when you place the deposit for a tenure of 3 months.
    • Open an HSBC Advance account, apply for an HSBC credit card and sign-up for Personal Internet Banking facility on the same day of deposit placement.
    • The promotion is available from 1 January 2018 to 30 June 2018.

    Type of Fixed Deposit Promotions

    Fixed deposit promotions are generally of the following types:

    Promotions based on special tenures: Under this categorization, you can get a higher rate of interest for a standard tenure which otherwise would fetch you the prevailing rate of a normal FD.

    Tenure Based Fixed Deposit Promotions: These fixed deposit promotions provide you with special tenures carrying their own rate of interest which would otherwise not be available. Tenure based promotions usually offer shorter tenures with attractive rates of interest that you would normally get on longer deposit tenures.

    Benefits of Fixed Deposit Promotions

    • Promotions on FDs allow you to grow your money faster. The higher rates of interest mean that the returns generated will be greater than a standard fixed deposit of the same tenure.
    • Promotional tenures also give you an easy investment avenue. You can take advantage of the shorter tenures and still make a high rate of return due to the special rates on offer.
    • you can employ a mix of short-term promotional tenures and long-term standard tenures to diversify your investment portfolio.
    • The shorter tenures on offer also allow for investing relatively larger amounts without fear of losing out on liquidity.

    Fixed Deposit Promotions FAQs

    Q. What happens on the maturity of my RHB promotional rate?

    A. Upon maturity of the promotional rate, the fixed deposit account will be automatically renewed to a normal FD account with the same tenure at the prevailing board rate.

    Q. Who can access the RHB fixed deposit promotions?

    A. RHB promotions are open to all existing customers of RHB Bank and RHB Islamic Bank.

    Q. What is the minimum tenure offered for OCBC fixed deposit promotion?

    A. For a deposit amount between RM10,000 and RM49,999, you need to choose a minimum tenure of 14 months and for an amount above RM50,000, you will need a 6-month term to access the scheme rates.

    Q. Is the Alliance Bank Fixed Deposit promotional offer eligible for PIDM?

    A. Yes, you can get the PIDM protection for the fixed deposit scheme offered by the bank.

    Q. Is the Senior Savers Flexi FD plan eligible for the promotional scheme of Hong Leong Bank?

    A. Yes, the Senior Savers Flexi FD, along with Junior FD, Priority Banking Premium FD, is eligible for the interest rate offered under the promotional scheme.

    Q. Is the Hong Leong Bank’s fixed deposit promotion applicable for the existing accounts also?

    A. Yes, the existing account holders can also benefit from this fixed deposit scheme. 

    Other Promotional Offers by Malaysia Banks

    Fixed Deposit Interest Rates 2018
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