• Fixed Deposit Promotion 2018

    A fixed deposit is a type of investment where you deposit a specific amount of money in a bank, and the bank offers you an interest on it that is paid at the end of your tenure.

    Top Banks Providing Fixed Deposit Promotions in 2018

    Public Bank Fixed Deposit Promotion 2018
    Public Bank FD Promo

    50 SA Campaign & 50 FD Campaign Together

    Provide High Returns of up to 4.38% p.a.

    for Customers Aged 50 Years & above.

    Promo Ends on 31 October 2018

    View
    Hong Leong Fixed Deposit Promotion 2018
    Hong Leong FD Promo

    Invest in ASNB Variable Priced

    Funds To Earn Returns of up to

    8.88% p.a. on FD-i Account.

    Promo Ends on 31 September 2018

    View
    RHB Fixed Deposit Promotion 2018 Malaysia
    RHB FD Promo

    Invest in RHB Life Protection Plan

    & Get Returns of up to 7.88% p.a.

    on the Fixed Deposit Account.

    Promo Ends on 30 September 2018

    View
    OCBC Fixed Deposit Promotion 2018
    OCBC FD Promo

    Place RM25,000 or More in Mi FD-i Account

    & Maintain Balance in PBA-i for 3 Months

    & Earn a Promotional Rate of 6.08% p.a.

    Promo Ends on 30 September 2018

    View
    AmBank Fixed Deposit Promotion 2018
    AmBank FD Promo

    Earn High Returns of 4.40% p.a. on

    Am50Plus FD Account When You Maintain

    RM250 in Everyday Savings Account

    Promo Ends on 31 October 2018

    View
    HSBC Fixed Deposit Promotion 2018
    HSBC FD Promo

    Enjoy High Returns of up to 4.28% p.a. on

    TMD/TD-i When You Become a Premier

    Customer of HSBC Bank/HSBC Amanah Bank.

    Promo Ends on 31 December 2018

    View
    CIMB Fixed Deposit Promotion 2018
    CIMB FD Promo

    Earn Returns of up to 4.30% p.a.

    When You Deposit RM10,000

    or more for 12 Months.

    Promo Ends on 30 September 2018

    View
    Bank Islam Fixed Deposit Promotion 2018
    Bank Islam FD Promo

    Earn Profit Rates of up to 7% p.a. When

    You Open a Term Deposit-i Tawarruq Acc

    for a 3-Month Tenure with Rollover Cycles.

    Promo Ends on 31 December 2018

    View
    Bank Rakyat Fixed Deposit Promotion 2018
    Bank Rakyat FD Promo

    Deposit RM10,000 and Earn

    a Promotional Rate of up to

    4.50% p.a. on Term Deposit-i.

    Promo Ends on 31 October 2018

    View

    RHB Fixed Deposit Promotion 2018:

    • Subscribe for RHB Banca Products to Get High Returns on FD: Place a minimum of RM5,000 in an FD account and sign-up for a participating RHB Life Protection Plan to get returns of up to 7.88% p.a.
    • Choose a deposit tenure out of the available options—3 months and 6 months. The available promotional rates are 7.88% p.a. and 4.88% p.a.
    • The promotion is valid from 1 July 2018 until 30 September 2018.
    • Secure your Child’s Dreams with FD/CMD-i: Place a minimum amount of RM10,000 in an FD/CMD-i account or a minimum of RM5,000 in an e-FD/e-CMDi account to earn promotional rates of up to 4.35% p.a.
    • You can place the deposit for a period of 13 or 5 months when you open the deposit account over-the-counter or for a period of 7 months when you open the deposit account online.
    • The over-the-counter FD promotion is available until 31 December 2018 and the online FD promotion is valid until 30 September 2018.

    Public Bank Fixed Deposit Promotion 2018:

    • Get Up To 3.65% p.a. On PB eFixed Deposit: Open an eFixed Deposit Account via PB Online Banking and earn an interest rate ranging from 3.40% p.a. up to 3.65% p.a. The minimum deposit amount specified is RM5,000.
    • The interest will be credited to your PB CASA on a monthly basis.
    • The promotion is valid from 19 March 2018 until 30 September 2018.
    • 50 SA Campaign and 50 FD Campaign: The campaign is applicable to individual and joint account holders who are aged 50 years and above. It includes 2 steps—Savings Account Campaign and Fixed Deposit Campaign.
    • You have to deposit money in 50 PLUS SA and earmark it for 6 months. You will receive a gift based on the amount you have deposited.
    • Further, you have to open a PB Golden 50 PLUS Fixed Deposit Account and make a minimum deposit of RM10,000.
    • The qualifying deposit tenure is 15 months and the offered promotional rate is 4.38% p.a.
    • The interest will be credited to the designated PB SA on a monthly basis.
    • The promotion is valid until 31 October 2018.

    Hong Leong Islamic Bank (HLIB) Fixed Deposit Promotion 2018:

    • Invest in ASNB to Earn High Returns on FD-i: Invest a minimum of RM30,000 in ASNB Variable Priced Funds and get a promotional rate of 8.88% p.a. on your FD-i account deposit.
    • You have to deposit a minimum amount of RM500 in the FD-i account. The tenure for the promotion is 2 months.
    • The promotion is valid until 30 September 2018.
    • eFD/eFD-i Promotion:The promotion is valid only when you open an eFD/eFD-i Account online within the promotion period that began on 1 September 2018 until 30 September 2018.
    • Place a minimum deposit of RM10,000 via FPX from other banks. A maximum of 30,000 can be transferred via FPX per transaction.
    • The qualifying deposit tenure is 6 months. Earn 3.95% p.a. on the deposit amount.
    • The interest/profit will be paid to you on maturity.

    OCBC Bank Fixed Deposit Promotions 2018:

    • OCBC Premier Banking Promotion: Place a minimum deposit of RM25,000 in Mi FD-i Account for 3 months to get a promotional rate of 6.08% p.a.
    • You must be a Premier Banking Customer and must place a minimum of RM50,000 in a Premier Booster Account-i. An amount that is twice the deposit in Mi FD-i Account will be earmarked from PBA-i to fetch you promotional rates of up to 4.26% p.a. for 3 months.
    • The promotion is valid from 1 July 2018 and ends on 30 September 2018.
    • Earn a Promotional Rate of 4.35% p.a.: Place a minimum amount of RM10,000 in OCBC Mi Fixed Deposit or Mi Fixed Deposit-i Account to earn an interest rate of 4.35% p.a. The promotional rates can be earned only when the deposit is placed for 12 months’ tenure. The offer is valid only on fresh funds.
    • The ongoing promotion is valid until 30 September 2018.
    • Fixed Deposit/Fixed Deposit-i Promotion: Get a promotional rate of 4.35% p.a. when you deposit a minimum of RM10,000 in a Fixed Deposit (FD)/Fixed Deposit-i (FD-i) Account.
    • The deposit must be placed for 12 months to get the benefits of the promotion.
    • The promotion is valid from 1 September 2018 until 30 September 2018.
    • The deposit must be placed in fresh funds.
    • The interest/profit will be paid on maturity.

    CIMB Bank Fixed Deposit Promotion 2018:

    • Promotional Rate of 4.30% p.a. on FD: Open a fixed deposit account from the participating fixed deposit accounts and place an amount of RM10,000 or more. You can earn high returns of up to 4.30% p.a. when you place the deposit for a period of 12 months.
    • The promotion is valid until 30 September 2018.
    • The interest will be credited to your current/savings account upon maturity.
    • The deposit account must be opened over the counter at a branch office. Online placements are not considered to offer promotional rates.

    AmBank Fixed Deposit Promotion 2018:

    • FD Promotion for the Customers Aged 49 and Above: You can get the benefits of the promotion if your age is 49 years and above. Deposit a minimum of RM250 in Everyday Savings Account (ESA) and a minimum of RM10,000 in Am50Plus FD Account.
    • The FD must be placed for a period of 12 months to earn promotional rates of 4.40% p.a.
    • The interest earned on the FD amount will be credited to your ESA on a monthly basis.
    • The promotion is valid from 1 August 2018 to 31 October 2018.
    • The ESA and FD account must be opened over-the-counter at one of the bank’s branches.

    Bank Islam Fixed Deposit Promotion 2018:

    • Open Term Deposit-i Tawarruq (TDT-i) Account With Profit Rate of up to 7% p.a.: Place a minimum deposit amount of RM50,000 in a TDT-i Account for a 3-month tenure. The deposit will roll over for 7 cycles and mature after 24 months. The effective profit rate applicable is 4.65% p.a.
    • The ongoing promotion is valid until 31 December 2018.
    • The deposit placed must be in fresh funds.
    • The profit rates vary for each rollover cycle and are given in the table below:
    Rollover Count Profit Rate
    Start 3.80% p.a.
    1 3.90% p.a.
    2 4.20% p.a.
    3 4.50% p.a.
    4 4.55% p.a.
    5 4.60% p.a.
    6 4.65% p.a.
    7 7.00% p.a.

    HSBC Bank Fixed Deposit Promotion 2018:

    • USD Time Deposit/Term Deposit-i Promotion: You can enjoy promotional rates on Time Deposit/Term Deposit-i when you choose the foreign currency—US Dollars. The minimum deposit amount is USD10,000. The deposit must be placed for a tenure of 3 months to earn 2.60% p.a.
    • The promotion is valid from 5 July 2018 until 30 September 2018.
    • The money you deposit must be in fresh funds.
    • Get High Returns of up to 4.28% p.a. with HSBC Bank/HSBC Amanah Bank Premier Account: The promotion includes 2 offers—Offer A and Offer B. You have to be an existing premier account holder or must subscribe for one to get the benefits of the promotion.
    • The minimum deposit for the promotion is RM100,000. You can deposit up to an amount of RM500,000.
    • The deposit tenure is 6 months. The rates vary based on the offer—4.00% p.a. for Offer A and 4.28% p.a. for Offer B.
    • The promotion is on-going and valid until 31 December 2018.

    Bank Rakyat Fixed deposit Promotion 2018:

    • Enjoy High Returns on Term Deposit-i: Deposit an amount of RM10,000 or more in a Term Deposit-i account and earn returns up to 4.50% p.a.
    • Choose a deposit tenure from the available options—7 months and 11 months. The promotional rates applicable are 4.30% p.a. and 4.50% p.a. respectively.
    • The promotion is valid from 1 August 2018 until 31 October 2018.
    • The promotional rates are applicable only to one cycle. On rollover, the prevailing board rates will be applicable.

    Last Month FD Expired Promos

    Bank of China Fixed Deposit Promotion 2018:

    • Fixed Deposit in Malaysian Ringgit, Chinese Yen or US Dollars: Place a minimum deposit amount of RM5,000/CNY10,000/USD5,000 to earn interest rates ranging from 2.80% p.a. to 4.40% p.a. The FD must be placed for a tenure of 12 months.
    • The promotion is valid until 31 July 2018.
    • The interest rates depend on the deposit amount, the currency chosen and your relationship with the bank i.e., new or existing customer.

    AmBank Fixed Deposit Promotion 2018:

    • High Returns on eFixed Deposit (eFD)/eTerm Deposit-i (eTD-i): Place an eFD/eTD-i with a minimum deposit amount of RM1,000 for 8 months to enjoy a promotional rate of 4.28% p.a. The eFD/eTD-i account must be opened via AmOnline Internet Banking portal.
    • The placement must be made between 16 April 2018 and 31 July 2018.
    • Use the code LAUNCH to get the benefits of the campaign.
    • Long Period Deposit with High Returns for Seniors: The promotion is dedicated to individuals with a minimum age of 49 years. The minimum deposit amount is RM100,000. Place the deposit for a period of 36 months to get a high-interest rate of up to 4.50% p.a.
    • The promotion is on-going and is valid until 15 July 2018.
    • The deposit must be made in fresh funds.
    • The interest will be credited every month to your current/savings account maintained with the bank.
    • High Returns on eFixed Deposit (eFD)/eTerm Deposit-i (eTD-i):Place an eFD/eTD-i with a minimum deposit amount of RM10,000 for 8 months to enjoy a promotional rate of 4.28% p.a. The eFD/eTD-i account must be opened via AmOnline Internet Banking portal.
    • The placement must be made between 1 August 2018 and 31 August 2018.
    • Use the code LAUNCH to get the benefits of the campaign.

    Maybank Fixed Deposit Promotion 2018

    • Get Promotional Rate of up to 4.00% p.a. on eFixed Deposit: Place a deposit amount of RM5,000 or more in an eFD account for a tenure of 5 months to earn promotional rates of 4.00% p.a. respectively. The eFD account must be opened online via Maybank2u website.
    • The promotion began on 28 May 2018 and is available until 31 July 2018. The deposit must be placed using fresh funds only.

    Type of Fixed Deposit Promotions

    Fixed deposit promotions are generally of the following types:

    Promotions based on special tenures: Under this categorization, you can get a higher rate of interest for a standard tenure which otherwise would fetch you the prevailing rate of a normal FD.

    Tenure Based Fixed Deposit Promotions: These fixed deposit promotions provide you with special tenures carrying their own rate of interest which would otherwise not be available. Tenure based promotions usually offer shorter tenures with attractive rates of interest that you would normally get on longer deposit tenures.

    Benefits of Fixed Deposit Promotions

    • Promotions on FDs allow you to grow your money faster. The higher rates of interest mean that the returns generated will be greater than a standard fixed deposit of the same tenure.
    • Promotional tenures also give you an easy investment avenue. You can take advantage of the shorter tenures and still make a high rate of return due to the special rates on offer.
    • you can employ a mix of short-term promotional tenures and long-term standard tenures to diversify your investment portfolio.
    • The shorter tenures on offer also allow for investing relatively larger amounts without fear of losing out on liquidity.

    Fixed Deposit Promotions FAQs

    Q. What happens on the maturity of my RHB promotional rate?

    A. Upon maturity of the promotional rate, the fixed deposit account will be automatically renewed to a normal FD account with the same tenure at the prevailing board rate.

    Q. Who can access the RHB fixed deposit promotions?

    A. RHB promotions are open to all existing customers of RHB Bank and RHB Islamic Bank.

    Q. What is the minimum tenure offered for OCBC fixed deposit promotion?

    A. For a deposit amount between RM10,000 and RM49,999, you need to choose a minimum tenure of 14 months and for an amount above RM50,000, you will need a 6-month term to access the scheme rates.

    Q. Is the Alliance Bank Fixed Deposit promotional offer eligible for PIDM?

    A. Yes, you can get the PIDM protection for the fixed deposit scheme offered by the bank.

    Q. Is the Senior Savers Flexi FD plan eligible for the promotional scheme of Hong Leong Bank?

    A. Yes, the Senior Savers Flexi FD, along with Junior FD, Priority Banking Premium FD, is eligible for the interest rate offered under the promotional scheme.

    Q. Is the Hong Leong Bank’s fixed deposit promotion applicable for the existing accounts also?

    A. Yes, the existing account holders can also benefit from this fixed deposit scheme. 

    Other Promotional Offers by Malaysia Banks

    Fixed Deposit Interest Rates 2018
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