• PB Golden 50 PLUS Fixed Deposit Account

    PB Golden 50 PLUS Fixed Deposit Account is especially for the senior citizens. Attractive interest rates are offered and it addresses the needs of a senior citizen.

    Features and benefits of PB Golden 50 PLUS Fixed Deposit Account

    Following are the various features and benefits of PB Golden 50 PLUS Fixed Deposit Account:

    • The account is easy to open for those aged 50 years and above.
    • There is an optional overdraft facility that offers 100% margin.
    • The introducer is not required if you want to open a current account.
    • There is a service charge waiver for a current account.
    • Special discounts are offered to the senior citizens.
    • There is a 50% discount on rental and renewal of safe deposit box for 2 years.
    • Senior citizens will get 50% discount when making a will.
    • Senior citizens will get 1 or 8% off on the selling rate for purchase of foreign currency notes.
    • Senior citizens will get 15% discount on Householders insurance.
    • On Traveller Personal Accident Insurance, senior citizens will get 25% discount.
    • Senior citizens will get 25% discount on Golfer's Insurance.

    PB Golden 50 PLUS Fixed Deposit Account tenure

    The senior citizens get two options, they are:

    • Option 1: 1 to 12 months.
    • Option 2: 15, 18, 21, 24, 36, 48, and 60 months.

    PB Golden 50 PLUS Fixed Deposit Account Placement options

    Minimum placement for the two tenure options are as follows:

    • Option 1: RM30,000 per receipt.
    • Option 2: RM10,000 per receipt.

    PB Golden 50 PLUS Fixed Deposit Account interest rate

    The interest rate for the two tenure options are as follows:

    • Option 1: 0.1% per annum above the prevailing Plus FD interest rates.
    • Option 2: 0.1% per annum above the prevailing 15 months Plus FD interest rates.

    Placement Options

    The interest payment method for PB Golden 50 PLUS Fixed Deposit Account are as follows:

    • For Option 1, the interest will be credited to the customer’s current or savings account maintained with Public Bank on a monthly basis or on maturity.
    • For Option 1, the interest will be added to the principal upon maturity.
    • For Option 2, the interest will be credited to the customer’s current or savings account that is maintained with Public Bank on a monthly basis.

    Fees and Charges

    Following are the applicable fees and charges:

    Statement request

    RM2 – RM12 per page.

    Misplaced or Lost Fixed Deposit Receipt

    RM5 service duty and RM10 stamp duty charges will be applicable.

    This is not subject to GST.

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