PB Golden 50 PLUS Fixed Deposit Account

The PB Golden 50 PLUS Fixed Deposit Account is a high-yield investment option that’s specifically meant for senior citizens.

For those who are in the golden age, this low-risk investment is designed to provide maximum returns at attractive interest rates along with a multitude of other exciting offers and benefits.

PB Golden 50 PLUS Fixed Deposit Account Interest Rates

Tenure Interest Rate
1 month 3.30% p.a.
2 months 3.30% p.a.
3 months 3.35% p.a.
4 months 3.35% p.a.
5 months 3.35% p.a.
6 months 3.40% p.a.
7 months 3.40% p.a.
8 months 3.40% p.a.
9 months 3.40% p.a.
10 months 3.40% p.a.
11 months 3.40% p.a.
12 months 3.45% p.a.
15 months 3.45% p.a.
18 months 3.45% p.a.
21 months 3.45% p.a.
24 months 3.45% p.a.
36 months 3.45% p.a.
48 months 3.45% p.a.
60 months 3.45% p.a.

Benefits of PB Golden 50 PLUS Fixed Deposit Account

  • A relatively simple account opening process for all resident and non-resident people who have a minimum age of 50 years.
  • To open a joint account, either of the eligible individuals must be 50 years old or more.
  • An optional overdraft facility is available up to a margin of 100%.
  • Account holders meeting the age criteria get 50% off safe deposit rental and renewal charges for two years.
  • An account holder that makes a will or creates a trust with PB Trustee Services Berhad gets a 50% discount.
  • Account holders buying foreign currency notes get 1/8% discount on the prevailing selling rate of the bank.
  • Account holders get 15% off Householder’s Insurance, 25% off Travel Personal Accident Insurance, and 25% off Golfers’ Insurance with Lonpac Insurance Berhad.
  • If you’re looking to open a current account, an introducer isn’t necessary.
  • Service charges for the current account can be waived.
  • Funds in this FD account will be protected by PIDM.

Eligibility Criteria

  • All resident and non-resident Malaysians who are aged 50 years or more can apply for this fixed deposit account.
  • If you wish to open a joint account, either one of the depositors should have a minimum age of 50 years or more.

Fees and Charges

Type of Charge or Fee Amount
Lost/misplaced fixed deposit receipt Service charge of RM5 plus a stamp duty of RM10. This amount isn’t subject to GST.
Statement request RM2.12 per page

How to Open a PB Golden 50 PLUS Fixed Deposit Account

  • Visit the nearest Public Bank branch around you.
  • Request to apply for a PB Golden 50 PLUS Fixed Deposit Account.

Contact Number

  • Customer Services Department: 1-800-22-5555
  • Deposits/Investments: 1-800-22-9999
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