• Public Islamic Bank Fixed Deposit Rate

    Public Islamic Bank Fixed Deposit is a facility by Public Bank that is based on Shariah principles of financing. The facility provides customers with a competitive range of profit rates and flexible tenure.

    Public Islamic Bank Fixed Deposit Interest Rates 2018 (Updated on 16 Oct 2018)

    The profit rates associated with Public Islamic Bank Fixed Deposit are mentioned in the table below:

    Available Tenures Profit Rate
    1-2 months 3.20% p.a.
    3-5 months 3.25% p.a.
    6-11 months 3.30% p.a.
    12 months 3.35% p.a.
    13-60 months Negotiable

    Public Islamic Bank Fixed Deposit Benefits

    The features and benefits associated with Public Islamic Bank Fixed Deposit are given below:

    • The facility comes with fixed returns.
    • There is no maximum limit on the deposit amount with Public Islamic Bank Fixed Deposit.
    • The facility comes with a range of competitive profit rates.
    • The application for the facility can be made individually as well as on joint basis.
    • The facility comes with easy access through ATMs, PBe, and at any Public Bank branch.
    • The minimum deposit amount for 1-month placement is RM5,000.
    • The minimum deposit amount for 2 months or more is RM1,000.

    Eligibility Criteria

    The eligibility criteria for Public Islamic Bank Fixed Deposit are given below:

    • Any Malaysian citizen can apply for Public Islamic Bank Fixed Deposit.
    • Customers applying for Public Islamic Bank Fixed Deposit must be 18 years old or older at the time of application.

    Documents required for Public Islamic Bank FD

    Applicants need to present the following documents in order to get Public Islamic Bank Fixed Deposit:

    • One copy of identity card, or
    • One copy of passport.

    Fees and Charges

    The following table contains the fees and charges related to the Public Islamic Bank Fixed Deposit:

    Type of fee Charges
    Request for additional statement RM2.12 per statement.
    Lost or misplaced fixed deposit receipt A service charge of RM5.00 in addition to RM10.00 as stamp duty for Indemnity Letter for Lost Fixed Deposit.

    How to open a Public Islamic Bank Fixed Deposit Account?

    In order to get a Public Islamic Bank Fixed Deposit account, customers can contact the bank with their request for the same through bank’s customer care numbers. One can also visit the nearest Public Bank branch with the request for a Public Islamic Bank Fixed Deposit Account.

    Public Islamic Bank contact number

    Customers with any query related to the Public Islamic Bank Fixed Deposit Account can reach out to the bank via the following customer service number of the bank:

    603-2176 6000.

    Public Islamic Bank Fixed Deposit FAQs

    Q. Can one apply for Public Islamic Bank Fixed Deposit on a joint basis?

    A. Yes. You can apply for Public Islamic Bank Fixed Deposit on a joint basis.

    Q. Can I opt for a partial withdrawal with Public Islamic Bank Fixed Deposit?

    A. No, partial withdrawal is not allowed with Public Islamic Bank Fixed Deposit.

    Q. Can I have a Public Islamic Bank Fixed Deposit account for 1 month with RM2,500?

    A. No. The minimum amount required for a one-month placement is RM5,000.

    Q. I’m a Singaporean working in Malaysia. Can I apply for Public Islamic Bank Fixed Deposit?

    A. Only Malaysian citizens and Permanent Residents can apply for Public Islamic Bank Fixed Deposit.

    Q. What is the minimum and maximum tenure available with Public Islamic Bank Fixed Deposit?

    A. You can choose a tenure from a range of 1 to 60 months with Public Islamic Bank Fixed Deposit.

    Other Products offered Public Islamic Bank:

    Apart from offering Fixed Deposit,Public Islamic Bank offers other products and services which include:

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