• RHB Bank FD Promotion

    RHB Bank offers four promotional schemes where you can earn higher returns on your deposit accounts at short deposit tenures. Get the promotional benefits before the expiry date.

    RHB Bank FD Promotion Mechanics

    Promotion Scheme 1

    Choose a deposit tenure that is either 15 months or 10 months and earn an interest up to 4.38% p.a. The minimum deposit amount you must place is RM10,000. The details on tenure and interest rate is given in the table below:

    Deposit Tenure (months) Promotional Rates (% p.a.)
    10 4.25
    15 4.38

    The interest will be paid to your Current Account/Savings Account (CASA) upon the maturity of your fixed deposit.

    Promotion Scheme 2

    To qualify for the promotion, you must choose a bancassurance product offered by RHB-Essential Prime Link, Essential PrimeBuilder and Prime VantageLife. The annual first-year premium of the chosen product must be RM5,000 or more. You can then get high-interest rates on your fixed deposit. The minimum amount to be placed in the FD account is RM5,000. The interest rates applicable on your FD are given in the table below:

    FD Placement Amount (1 to 1 Basis) Deposit Tenure Effective Promotional Rate (% p.a.)
    Maximum of RM20,000 3 months 7.88
    Maximum of RM30,000 6 months 4.88


    Promotion Scheme 3:

    Open an e-Fixed Deposit (e-FD) or e-Commodity Murabahah Deposit-i (e-CMDi) account with RHB and place a minimum deposit of RM5,000 to earn an interest rate of 3.88% p.a. Choose a deposit tenure of 3 months to get the benefits of the promotion. The funds transfer can be done using one of the following ways:

    • Transfer from RHB Current Account/Savings Account.
    • Transfer from other bank’s account via Financial Process Exchange (FPX).

    Promotion Scheme 4:

    Invest and save simultaneously with the promotion offered by the bank. The promotion offers higher returns on Fixed Deposit (FD)/Commodity Murabahah Deposit-i (CMD-i) when you invest in ASNB VP or Unit Trust. The tenure for FD/CMD-i can be either 1 month or 3 months. The minimum deposit amount is RM10,000. The promotional rates offered are given below:

    Minimum Deposit Amount Minimum Investment Promotional Rate on 1-Month Tenure (% p.a.) Promotional Rate on 3-Month Tenure (% p.a.)
    RM10,000 RM10,000 (ASNB VP) 33 10
    RM10,000 RM10,000 (Unit Trust) 15 6

    FD Promotion Start & End Date

    Promotion Scheme 1

    The promotion began on 23 February 2018 and ends on 30 June 2018.

    Promotion Scheme 2

    The promotion commenced on 1 April 2018 and is valid until 30 June 2018.

    Promotion Scheme 3

    The promotion began on 28 February 2018 and ends on 30 June 2018.

    Promotion Scheme 4:

    The promotional offer is valid between 1 April 2018 and 31 May 2018.

    Promotion Terms & Conditions

    Promotion Scheme 1

    • The deposit amount must be in new funds only.
    • You are not allowed to make a partial withdrawal.
    • The bank restricts the placement sum to not more than RM10 million.

    Promotion Scheme 2

    • The minimum FD placement amount is applicable to a single bancassurance plan.
    • The FD placement sum must not exceed the annual premium of the participating banca products.
    • Declaration and Authorisation Form must be signed before placing the FD.
    • The banca product must pass the cooling-off period of 15 calendar days.

    Promotion Scheme 3

    • The placement must be made through RHB Now.
    • The fund can be placed between 7:00 a.m. and 11:00 p.m. on all seven days of the week.
    • No interest will be paid if you uplift money from the deposit account before maturity.

    Promotion Scheme 4:

    • The amount invested in Unit Trust must be greater or equal to the amount placed in FD/CMD-i.
    • A sales charge of 3% is applicable on select Unit Trust investments.
    • Investments and FD/CMD-i placement must be made on the same day.
    • FD/CMD-i account holder and the Unit Trust account holder must be the same person.


    Q. Is the FD auto-renewable upon maturity?

    A. Yes. The FD is auto-renewable upon maturity. The FD board rates are applicable upon renewal. The renewal will be done for the same tenure as before.

    Q. Is FD/CMd-i and the investment protected by PIDM?

    A. The sum placed in FD/CMD-i is protected by PIDM. But, the investment is not insured by PIDM.

    Q. Which are the participating products in Scheme 1?

    A. The participating products in the promotion under Scheme 1 are RHB Fixed Deposit and RHB Commodity Murabahah Deposit-i.

    Q. What is the maximum amount that can be transferred via FPX?

    A. You can transfer a maximum of RM30,000 per transaction via FPX.

    Q. What does fresh fund mean?

    A. Fresh funds are funds transferred from any source, except from an account within RHB Bank.

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