Grab a credit card that gives you better rewards & more!
  • loading

    We found 1 Hong Leong Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    106
    What you need
    What you'll love
    What you need to consider
    What it costs
    Loading your search...
    Close

    Compare, check your eligibility and apply for credit cards online.

  • Credit Card BYTES FROM OUR KITCHEN

    Hong Leong Credit Card

    Hong Leong Bank offers 15 credit cards that caters to the diverse lifestyle requirements of people. From reward points and cash rebates to complimentary lounge access, these cards offer a host of privileges and benefits.

    Quick Links

    Features and Benefits

    • Earn reward points and cash rebates when you spend on the specified categories.
    • Enjoy complimentary Priority Pass Airport Lounge access with your HLB credit card.
    • Get automatic travel insurance coverage when you pay your flight fare with your card.
    • Get preferential rate on conversion when you transact in foreign currencies.
    • Receive travel-related enquiries and booking assistance with the Hong Leong Premium Travel Desk.

    Hong Leong Credit Cards – An Overview

    Card Name Ideal For Key Benefit Annual Fee Annual Income Requirement
    Hong Leong Infinite P Credit Card Travel Earn Enrich Miles automatically when you spend with the card. Waived. N/A (by invitation only).
    Hong Leong Infinite Credit Card Travel Earn Enrich Miles automatically when you spend with the card. Waived. RM150,000.
    Hong Leong Doctor’s Edition Credit Card Travel Earn Enrich Miles automatically when you spend with the card. Waived. You must be a doctor registered with the Malaysian Medical Council (MMC) or a dentist registered with the Malaysian Dental Council (MDC).
    Hong Leong WISE Gold Credit Card Retail Purchases 10% cashback on all retail transactions.

    Principal Card—RM250.

    Supplementary Card—RM80.

    RM24,000.
    Hong Leong Bank Visa WISE Platinum Credit Card Retail Purchases 10% cashback on all retail transactions.

    Principal Card—RM300.

    Supplementary Card—RM150.

    RM60,000.
    Hong Leong Visa Essential Credit Card Insurance Transactions Up to 1% unlimited cashback on insurance payments.

    Principal Card—RM100.

    Supplementary Card—RM50.

    Waived on a minimum spend of RM8,000 or a minimum of 12 swipes in a year.

    RM24,000.
    The Store & Pacific Gold Credit Card Retail Transactions at The Store & Pacific Up to 6% cashback on The Store & Pacific.

    Principal Card—RM150.

    Supplementary Card—RM75.

    Waived for the first year if you make a transaction within the first 45 days from the card issuance. For subsequent years, annual fee is waived on a minimum of 12 swipes in a year.

    RM24,000.
    The Store & Pacific Platinum Credit Card Retail Transactions at The Store & Pacific Up to 6% cashback on The Store & Pacific expenses.

    Principal Card—RM300.

    Supplementary Card—RM150.

    Waived for the first year if you make a transaction within the first 45 days from the card issuance. For subsequent years, annual fee is waived on a minimum of 12 swipes in a year.

    RM60,000.
    HLB Fortune Credit Card Dining, shopping, petrol, and other transactions Earn 1% cash on every ringgit you spend on dining, shopping, and petrol.

    Principal Card—RM160.

    Supplementary Card—RM80.

    Waived on a minimum spend of RM8,000 or a minimum of 12 swipes in a year.

    RM24,000.
    Hong Leong Bank Sutera Platinum Mastercard Credit Card Shopping, Dining, and Travel 6x Rewards Points when you spend on shopping, dining, and travel.

    Principal Card—RM400.

    Supplementary Card—RM200.

    Waived for the first year if you make a transaction within the first 45 days from the card issuance. For subsequent years, annual fee is waived on a minimum spend of RM15,000 or a minimum of 12 swipes in a year.

    RM60,000.
    Hong Leong Bank Sutera Visa Platinum Credit Card Shopping, Dining, and Travel 6x Rewards Points when you spend on shopping, dining, and travel.

    Principal Card—RM400.

    Supplementary Card—RM200.

    Waived for the first year if you make a transaction within the first 45 days from the card issuance. For subsequent years, annual fee is waived on a minimum spend of RM15,000 or a minimum of 12 swipes in a year.

    RM60,000.
    Hong Leong Bank Visa Gold Credit Card Retail Transactions 1 Rewards Point for every RM1 spent on retail purchases.

    Principal Card—RM160.

    Supplementary Card—RM80.

    For the first year, make one transaction within the first 45 days from the date of issuance to get annual fee waiver. For subsequent years, the annual fee is waived on a minimum retail spend of RM8,000 in a year or a minimum of 12 swipes with the card.

    RM24,000.
    Hong Leong Bank GSC Gold Credit Card Movie Tickets RM6 off movie tickets at Golden Screen Cinemas.

    Principal Card—RM150.

    Supplementary Card—RM75.

    N/A.
    Hong Leong Bank GSC Platinum Credit Card Movie Tickets RM6 off movie tickets at Golden Screen Cinemas.

    Principal Card—RM300.

    Supplementary Card—RM150.

    N/A.
    HLB I’m Credit Card Retail Transactions No markup cost on overseas transactions. Waived. RM24,000.

    Best Hong Leong Credit Card

    Hong Leong Bank WISE Gold Credit Card: Best for Cashback

    • Choose the category based on your lifestyle to get 10% cashback on the chosen category spends.
    • You choose up to 2 categories to earn cashback.
    • Get cashback when you spend on the default category selected by the bank, i.e. mobile.
    • Switch between different categories available based on your convenience.
    • Earn cashback of up to RM100 per month on the chosen categories.
    • The available categories are pharmacies, dining, groceries, petrol, mobile, departmental store, bookstores, entertainment, utility bills, and travel.
    • A minimum spend of RM2,000 per month will qualify you to get 10% cashback on your category spends.

    Hong Leong Bank Sutera Visa Platinum Credit Card: Best for Rewards

    • Accumulate 6x Rewards Points when you spend overseas in a foreign currency with your Hong Leong Bank Sutera Visa Platinum Card.
    • Earn 3x Rewards Points when you spend on dining and on local weekend transactions.
    • All other transactions will provide you 1x Rewards Points.
    • Get an annual fee waiver for the first year if you swipe your card within 45 days from the card issuance date.
    • For subsequent years, you can get an annual fee waiver when you spend a minimum of RM15,000 in a year with the card.
    • Redeem the accumulated Rewards Points for gifts, hotel, dining vouchers, free flights, and annual fee waiver.
    • You can make on-the-spot redemption with the Rewards Points you have at the participating merchant outlets.
    • Get an automatic travel accident and inconvenience insurance coverage underwritten by MSIG Insurance Malaysia Berhad.
    • Enjoy complimentary access to Plaza Premium Lounges at selected airports.

    Hong Leong Bank GSC Platinum Credit Card: Best for Movie

    • New-to-Bank customers who sign up for HLB GSC Platinum Credit Card will get a promo code to redeem 10 GSC adult tickets.
    • Get RM6 off movie tickets (for adults) every day (except on movie screening days) applicable to all movies at all halls when you purchase via GSC website/mobile app.
    • Enjoy a 30% discount on popcorn buckets, drinks, and snacks when you purchase the movie ticket online or via the mobile app.
    • Get a discount of 10% on popcorn buckets, drinks, and snacks when you buy the ticket at GSC counter.
    • Earn 3x GSC Reward Points when you spend at GSC. The rewards apply to overseas and online transactions.
    • On all other spends, you can earn 1x GSC Reward Points.
    • If your other retail purchases amount to RM1,000 or more, you can earn extra 1x GSC Reward Points.

    Hong Leong Bank Infinite P Credit Card: Best for Travel

    • This is an invitation-only card.
    • You can earn Enrich Miles automatically when you spend with the card; no need of conversion.
    • Earn 1 Enrich Mile on every local retail spend of RM2.8.
    • Earn 1 Enrich Mile on every RM1.8 spent on overseas retail purchases.
    • Enjoy 4 complimentary access to Priority Pass airport lounges worldwide.
    • Get a travel insurance coverage of up to RM3 million that covers travel accidents and travel-related inconveniences, such as missed connections and luggage delay.
    • Get preferential rates on the foreign currency conversion at KLIA2 and Penang International Airport.

    Rewards Programme

    • Use your HLB credit card to pay for all your expenses.
    • Collect the reward points as offered by the rewards programme of your card.
    • Use the accumulated reward points to redeem the items of your choice from the redemption catalogue.
    • You can use one of the following modes to redeem the items of your choice:
      • Hong Leong Self-Service Phone Banking.
      • Online Redemption.
      • Fax Redemption.
      • Hong Leong Contact Centre.

    Hong Leon Credit Card Promotions

    • Get a discount of 20% on all types of buffet orders at Bamboo Biryani. The promotional discount is available at Klang and Shah Alam outlets of the restaurant. You can get the discount when you dine between 1 July 2018 and 20 April 2019. The promotion cannot be combined with any other promotions and offers. You have to pay the bill with a Hong Leong Bank credit card to get the discount.
    • Save 10% when you order a la carte menu food and dine-in at Kaki Makan. The promotion is valid from 1 July 2018 to 30 June 2019. The discount is available at the MyTown Shopping Centre outlet. The payment must be made with your HLB credit card to get the benefits of the promotion. You cannot combine the promotion with other promotions and discounts.
    • Enjoy up to 10% discount on beauty haul when you shop on the official website of Hermo. If you are a first-time customer, you have to use the promo code “HMXHLB10” during checkout. If you are an existing Hermo customer, you can use the promo code “HMXHLB80” to get the promotional benefits. One cardholder can make only one redemption of the code during the promotion period. The discount is capped at RM15 per offer. You can get the discount until 31 December 2018.

    Payment Plans

    Hong Leong Flexi Payment Plan (FPP)

    Your retail transactions can be converted into a monthly instalment repayment scheme with the Flexi Payment Plan. The minimum purchase amount must be RM500. You can get up to 36 months to repay the purchase amount. An interest rate of 8.99% p.a. will be applicable to all the repayment tenure.

    The details of the scheme are given in the table below:

    Minimum Purchase Amount Repayment Tenure Interest Rate
    RM500 6 months 8.99% p.a.
    RM1,000 12 and 18 months
    RM2,000 24 and 36 months

    Cash-For-Call Plus

    Get cash when you need and repay the cash withdrawn in monthly instalments with the Cash-For-Call Plus (CFC+) scheme. Get interest rates as low as 6.38% p.a. based on the amount withdrawn. The repayment tenure available under the scheme can go up to 60 months.

    The table below gives a picture of the scheme:

    Repayment Tenure Approved Amount for Withdrawal Interest Rate
    12, 18, 24, 36, 48, and 60 months RM1,500-RM10,000 9.88% p.a.
    RM10,001-RM24,999 8.38% p.a.
    RM25,000 and above 6.38% p.a.

    Balance Transfer Plan

    The Balance Transfer scheme offered by the Hong Leong bank allows you to consolidate the outstanding balance from different credit cards and transfer it to your Hong Leong Bank credit card. The facility is available to all credit cardholders of the bank irrespective of being an existing or a new customer. The minimum balance you can transfer under the scheme is RM1,000 per cardholder. The repayment tenures and their respective interest rates applicable are given in the table below:

    Type of Applicant Repayment Tenure Interest Rate
    New HLB credit cardholder No fixed tenure 4.99% p.a.
    Existing HLB credit cardholder 6 or 12 months 6.99% p.a.

    Insurance Plans

    Travel Accident Insurance

    • Based on the credit card, you can get a travel accident insurance coverage of up to RM3 million.
    • The insurance covers flight accidents and travel inconveniences, such as delayed flight, missed connection, luggage loss, and luggage delay.
    • The policy covers you and your family who is travelling with you.
    • You can get the coverage for free when you pay the entire airfare with your Hong Leong Bank credit card.

    Eligibility Criteria

    Age (Principal Card) 21 years. HLB Visa Infinite Credit Card—21 years to 70 years.
    Age (Supplementary Card) 18 years.
    Minimum Annual Income Requirement HLB Visa Infinite Credit Card—RM150,000.
    Hong Leong WISE Gold Credit Card—RM24,000.
    Hong Leong WISE Platinum Credit Card—RM60,000.
    HLB I’m Credit Card—RM24,000.
    Hong Leong Visa Essential Credit Card—RM24,000.
    The Store & Pacific Gold Credit Card—RM24,000.
    The Store & Pacific Platinum Credit Card—RM60,000.
    HLB Fortune Credit Card—RM24,000.
    HLB Sutera Platinum—RM60,000.
    Others HLB Visa Infinite Doctor’s Edition Credit Card—You must be a doctor registered with Malaysian Medical Council (MMC) or a dentist registered with Malaysian Dental Council (MDC).

    Documents Required

    Type of Applicant Required Documents
    Salaried Applicants
    • Last 3 months’ salary slips.
    • Latest EPF statement to show the last 6 months’ contribution.
    • Latest Form BE with the tax payment receipt.
    • Last 3 months’ bank statement.
    • Letter of employment.
    Self-employed Applicants
    • Last 6 months’ bank statements.
    • Latest Form B with the tax payment receipt.
    • Latest EPF statement to show the last 6 months’ contribution.

    Fees and Charges

    >
    Type of Fees Charges
    Annual Fee (Principal Card) Hong Leong Infinite P Credit Card—Waived.
    Hong Leong Infinite Credit Card—Waived.
    Hong Leong Doctor’s Edition Credit Card—Waived.
    Hong Leong WISE Gold Credit Card—RM250.
    Hong Leong Bank Visa WISE Platinum Credit Card—RM300.
    Hong Leong Visa Essential Credit Card—RM100.
    The Store & Pacific Gold Credit Card—RM150.
    The Store & Pacific Platinum Credit Card—RM300.
    HLB Fortune Credit Card—RM160.
    Hong Leong Bank Sutera Platinum Mastercard Credit Card—RM400.
    Hong Leong Bank Sutera Visa Platinum Credit Card—RM400.
    Hong Leong Bank Visa Gold Credit Card—RM180.
    Hong Leong Bank GSC Gold Credit Card—RM150.
    Hong Leong Bank GSC Platinum Credit Card—RM300.
    HLB I’m Credit Card—Waived.
    Annual Fee (Supplementary Card) Hong Leong Infinite P Credit Card—Waived.
    Hong Leong Infinite Credit Card—Waived.
    Hong Leong Doctor’s Edition Credit Card—Waived.
    Hong Leong WISE Gold Credit Card—RM80.
    Hong Leong Bank Visa WISE Platinum Credit Card—RM150.
    Hong Leong Visa Essential Credit Card—RM50.
    The Store & Pacific Gold Credit Card—RM75.
    The Store & Pacific Platinum Credit Card—RM150.
    HLB Fortune Credit Card—RM80.
    Hong Leong Bank Sutera Platinum Mastercard Credit Card—RM200.
    Hong Leong Bank Sutera Visa Platinum Credit Card—RM200.
    Hong Leong Bank Visa Gold Credit Card—RM80.
    Hong Leong Bank GSC Gold Credit Card—RM75.
    Hong Leong Bank GSC Platinum Credit Card—RM150.
    HLB I’m Credit Card—Waived.
    Finance Charges 15% p.a. to 18% p.a.
    Minimum Monthly Repayment 5% of the statement balance or RM50, whichever is higher.
    Late Payment Fee 1% of the outstanding balance or RM10, whichever is higher.
    Annual Processing Fee The Store & Pacific Gold Credit Card—RM20. The Store & Pacific Platinum Credit Card—RM40.
    Cash Advance Fee HLB Essential Credit Card—2% of the cash withdrawn or a minimum of RM5, whichever is higher. All other cards—5% of the cash withdrawn or a minimum of RM20, whichever is higher.
    Cash Advance Interest Rate HLB Essential Credit Card—10.8% p.a. All other cards—18% p.a.

    Credit Card Statements

    • The bank has discontinued issuing paper statements.
    • You can get your monthly statements online via Hong Leong Connect Internet Banking or Mobile App.
    • Once you register, you can choose to get the e-Statements on your email address or download it from the Connect App or Internet Banking.
    • After registering yourself, your first e-Statement will be sent to you from the next statement date.

    Security Features

    PIN & PAY

    A 6-digit Personal Identification Number (PIN) will provide the necessary security to your credit card. You have to maintain confidentiality regarding the PIN you have selected. You don’t have to sign anymore to complete a transaction with your card. You have to use the PIN to authorise every transaction you make with your card. There are several ways to change the PIN, such as at the ATM, online, and Hong Leong Connect.

    Lost Card Liability

    • If your credit card is stolen/lost, you have to immediately contact the bank and report the incident.

    Frequently Asked Question’s

    Q. How many past e-Statements can I access via the Connect platform?

    A. You can access up to 24 months’ historical e-Statements on the Hong Leong Connect platform. In addition, you can view all your daily transactions on the platform. The outstanding balance is also available for your reference.

    Q. Do I need to provide PIN when I transact over phone or online?

    A. No. When you make online or phone transactions you will not be asked to enter your 6-digit PIN. However, you may be required to enter Mastercard Secured or Visa Secured password when you are making an online payment.

    Q. Should I pay a fee to switch between categories with the WISE Card?

    A. Yes. A one-time maintenance service fee of RM10 will be applied each time you switch a category. However, you cannot switch the default category selected by the bank.

    Q. How do I know the available reward points and cash rebate in my account?

    A. You can check for the available reward points and cash rebates in your monthly statements. You can receive the monthly statements on your registered email address or mailing address provided to the bank.

    Q. How do I apply for Cash-For-Cash Plus scheme?

    A. You must apply for CFC+ via Connect Internet Banking or Connect App. You have to log into your account and follow the steps given below:

    1. Select the “Apply” option.
    2. Choose “Credit Card Services” among the other options.
    3. Click on “Call-For-Cash Plus”.

    If you are not an existing Connect user, you have to register yourself in order to apply for CFC+.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.