AIG Car Insurance

AIG offers many innovative products and services such as vehicle insurance, travel insurance, health insurance and life insurance. The products offered cater to different needs and preferences. AIG car insurance offers adequate cover for private cars in Malaysia.

List of AIG Car Insurance Coverage Plans

  • Third Party Cover
  • Third Party, Fire and Theft Cover
  • Comprehensive Cover

Benefits of AIG Car Insurance:

  • Get protection for damages to your vehicle due to an accident.
  • Get customisable additional coverages on your basic policy.
  • Extend the coverage include windscreen protection and passenger protection.
  • Protect your car from natural disasters such as floods or landslides.
  • Get cover for any loss or damage due to theft or fire.
  • Get 1-year warranty on repairs done at the panel workshops.
  • Get round the clock road assistance in the event of an accident or a breakdown.

Eligibility

Age: 22 till 75 years

AIG Car Insurance Premium Calculator

Get an online quote by submitting your personal and car details.

AIG Car Insurance Exclusions

The major exclusions include:

  • Your death and physical injury caused due to an accident.
  • Your liability against any claims for passengers travelling in your vehicle.
  • Any damage due to flood or any act of nature.

How to Buy AIG Car Insurance Online

  • Submit an online enquiry form.
  • Email your query about the product to AIG.
  • Visit the nearby branch.
  • Call the customer care number and ask for assistance.

Documents Required

The following documents are required for:

Own Damage Claim

  • Along with the duly filled up claim form, submit the following:
    • A copy of the driving license and identity card of the driver.
    • A photocopy of the insured’s driving license and identity card.
    • A copy of the insured’s vehicle registration card (both front and back side).
    • Police verification report.

If you want to pursue Knock-For-Knock Claim on your policy, then produce the following documents:

  • All the documents mentioned above.
  • Completed Knock-For-Knock declaration letter stating that you are making the claim for damage to your car.
  • Third party vehicle insurance information.

Windscreen Claim

  • Fully completed claim form.
  • A photograph of the damaged windscreen before repair.
  • A photograph of the replaced windscreen.
  • Repair receipt.
  • An updated copy of the vehicle registration card of the insured.

Theft Vehicle

  • Duly filled up claim form.
  • A photocopy of the insured’s driving license and identity card.
  • Release letter.
  • Certificate of Insurance.
  • Insurance policy.
  • Vehicle keys.
  • Vehicle registration card bearing the owner’s signature.
  • Police investigation report.

Third Party Property Damage Claim

  • Police report along with the police sketch plan and key.
  • A copy of your vehicle insurance policy.
  • Photocopies of your identity card, driving license and vehicle registration card.
  • The adjuster's report along with the photographs of the damaged vehicle.

How to Claim AIG Car Insurance

  • Notify AIG as soon as an incident takes place.
  • Download the relevant claim form from the AIG website.
  • Fill up the claim form, and submit the same along with the required documents.

Renew AIG Car Insurance

Renew your insurance in any of the following methods:

  • Renew online by filling in relevant information and making an online payment.
  • Contact your agent to renew your policy.
  • Walk-in to your nearest branch to renew.

Contact Number

  • Toll Free Number:1800 88 8811
  • 24 Hours Road Assistance:1800 88 6990
  • Email:AIGMYCare@aig.com
  • Fax Number:603-26854896

FAQs

Q. What are the additional option I can add to my comprehensive cover?

A. You can add any of the following for an additional premium:

  • Key replacement
  • Windscreen protection
  • Tyre and rims repair or replacement
  • Transportation fare
  • Car loan support

Q. Does this policy cover towing costs as well?

A. Yes. This policy pays up to RM200 for the costs involved to tow your car to the repairer or to any other place while awaiting repairs.

Q. What can I get with free road assistance service?

A. With every car insurance policy, you are entitled to get free road assistance which includes change of battery, assistance in the event of an accident and towing services.

Q. How long does it take to settle a theft claim?

A. Usually, it takes 3 months for a theft claim to be settled starting from the date you notify the company till the completion of the investigation.

Q. Is it necessary to nominate someone on my policy?

A. It is recommended that you nominate someone on your policy. Also, ensure that they are aware of everything that your policy covers.

Use this guide to compare and choose a suitable car insurance cover. Get an insurance policy based on the market value of your car. Get a quote before buying a policy. Keep in mind that car insurance needs to be renewed every year.

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