A-LifeLink is an investment-linked life protection plan that helps you secure the lives of your family members. You can get this plan by investing just RM150 every month. This plan gives you protection for death and total and permanent disability (TBD).
Benefits of A-LifeLink Insurance
- Coverage of up to 100 years.
- Invest just RM150 every month to continue with the plan.
- Flexibility in protection levels depending on your circumstances.
- Extra coverage for free as a part of anniversary bonus.
- Switch between funds and change your investment strategy as per your wish, with no extra cost.
- Get an additional 45% cover for death or TBD if you sign up as an AIA Vitality member while purchasing the insurance plan.
- The premiums paid for this plan qualifies you for tax exemption.
You can buy the A-LifeLink Insurance policy if you are between 16 years and 70 years of age.
A-LifeLink Insurance for Foreigners
Foreigners residing in Malaysia are eligible to sign up for this plan.
A-LifeLink Insurance Calculator
You can calculate the amount by filling up the required fields given in the AIA website. Just enter the details like your gender, date of birth, smoking habits, annual income, fixed and variable expenses per year, and your existing insurance or Takaful coverage.
A-LifeLink Insurance Claims
You can download the claim form from the AIA website. You need to fill up the form, including the bank information because your approved claim will be sent to your bank account directly. Once completed, you must submit the form, along with the required documents, to your AIA Life Planner. Alternatively, you can also submit the form at any AIA Customer Centres as well.
It is advisable to submit your claim as soon as possible smooth processing so that you get the claim money fast.
You can call the customer care number given in the website, 1300-88-1899, if you need any clarification or require more information.
If you are a foreign customer, you can dial 603 2056 1111 to talk to the representative.
How to Cancel A-LifeLink Insurance Policy
In case you wish to cancel the policy, just fill up the Surrender Form. You can get the form from the Customer Centres.
Q: What is an anniversary bonus?
A: AIA gives you an ‘Anniversary Bonus’ by enhancing the amount you are covered for, without increasing your premium amount. This bonus will enhance your coverage each year by 1%.
Q: How can I know the unit price of my funds? A: The unit prices of all your funds are published on www.aia.com.my.
Q: What is the meaning of Cover Boost? A: ? Cover Boost is an additional coverage amount for which you do not have to pay any additional premium. Your family will get this in the event of your untimely death or permanent disability. The Cover Boost money is paid out in cash at the prime age of 55 or on the twentieth year. You can get this facility by linking A-LifeLink with AIA Vitality.
Q: What are the other optional benefits that can contribute to the Cover Boost calculation?
A: The following are some of the optional benefits that can contribute to the Cover Boost calculation:
- A-Plus CriticalCare
- A-Plus Multi CriticalCare
- A-Plus Early CriticalCare
- A-Plus GenNext
- A-Plus Venus
- A-Plus MedBooster
- A-Plus HospitalIncome Extra
- A-Plus Total AccidentShield
- A-Plus DisabilityCash
- A-Plus WaiverExtra
Q: How much time does it take for my claim to be approved? When will the payment be credited to my account? A: Ideally, it takes 10 working days for your claim to be approved, starting from the date of submission. Once processed and approved, you will get the payment within 3 working days.