AIA A-Plus DisabilityCash-i Insurance

A-Plus DisabilityCash-i is a unit deducting rider, which can be attached to your premium investment-linked takaful plan. It replaces a part of your income to help you pay your bills even if you are unable to work because of disability.

Benefits of A-Plus DisabilityCash-i Rider

  • The insurance rider provides you an annual payment till the age of 75 years if you suffer from total and permanent disability (TPD) before the age of 70 years.
  • You can choose the annual payment amount that you want to receive based on your expenses and lifestyle.
  • The annual payment commences from the first policy anniversary.

Eligibility Criteria

You have to be within the age bracket of 14 days to 65 years to purchase the rider.

A-Plus DisabilityCash-i Insurance Rider for Foreigners

Foreigners/expats can apply for this rider.

A-Plus DisabilityCash-i Insurance Rider Calculator

You can calculate the cover you are eligible for by using the calculator provided on the AIA website. To get an estimate, you just have to enter the fields like age, gender, your smoking preferences, your annual income, annual expenses details on your existing policies.

A-Plus DisabilityCash-i Insurance Rider Claims

You can download the claim form from the AIA website. You need to fill up the form, including the bank information because your approved claim amount will be sent to your bank account directly. Once completed, you must submit the claims form, along with the mandatory documents, to your AIA Life Planner.

Contact Number

You can dial the customer service number, 1300 88 1899, to receive further details on the policy. You can email your queries as well to [email protected].

An overseas customer can contact the customer service number, 603 2056 1111, to get all the queries clarified.

How to Cancel A-Plus DisabilityCash-i Insurance Rider

Generally, you can cancel the A-Plus DisabilityCash-i insurance rider without cash value by sending a mail to the Customer Servicing Department located at Kuala Lumpur.

If your rider has cash value, then you can fill the Surrender Form. You can get the form from any of the Customer Centres and send it across to the Customer Servicing Department located at Kuala Lumpur.

Here is the address where you can send the form:

Customer Servicing Department, Level 6, Wisma AIA, 99 Jalan Ampang, 50450 Kuala Lumpur.


Q. What is an insurance rider?

A. An insurance rider is an optional or add-on plan that you can attach to an existing insurance policy to get extra benefits along with your regular policy benefits. Based on your requirements, you can choose your rider. Usually, a rider gives you the facilities/benefits that you do not get in your insurance policy.

Q: How do you define total and permanent disability?

A: Total and permanent disability leaves you with permanent loss of regular existence. It means a complete inability caused due to any injury or sickness to perform any work or occupation.

Q: How much annual payment can I get under this rider?

A: You can get a maximum of 10% of the basic sum assured.

Q. Will the Tabarru' increase with time?

A. Yes, the Tabarru' increases with your age.

Q. How can I get the A-Plus DisabilityCash-i rider?

A. You can get the rider plan through the AIA Planner.

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