The Gibraltar BSN Guaranteed Refund @ 85 is a life insurance plan provided by Gibraltar BSN. The plan provides you with financial protection against an event of of disability and death.
Benefits of Gibraltar BSN Guaranteed Refund @ 85
The features and benefits associated with Gibraltar BSN Guaranteed Refund @ 85 are as follows:
- If you do not make any claim, you get a guaranteed refund of 100% of total premiums paid at the time of policy maturity.
- A 100% claim is assured in cases of total permanent disability or death during the policy’s term.
- In cases of accidental death during the period (or before the age of 65 years), the beneficiaries can get an extra 200% claim of sum assured.
- The facility also comes with additional 10% of the sum assured in cases of death of the assured during the policy’s period.
- There is no cap on the sum assured with this facility.
The following are the eligibility criteria for with Gibraltar BSN Guaranteed Refund @ 85:
- The minimum entry age of this policy is 2 weeks.
- The maximum entry age of this policy is 70 years.
Gibraltar BSN Guaranteed Refund @ 85 Calculator
The calculation of the insurance sum of this policy depends upon of your age at the time of policy purchase.
Gibraltar BSN Guaranteed Refund @ 85 Claims
To make a claim for the policy, you need to visit the Gibraltar BSN official website and get the claim form. The form needs to be filled with necessary details and submitted along with the supporting documents to the nearest Gibraltar BSN branch.
You can contact Gibraltar BSN through the customer service numbers given below to get more information regarding the policy:
- Local customer service number: 1-300-22-6262.
- Overseas customer service number: +603-2687-2020.
How to Cancel Gibraltar BSN Guaranteed Refund @ 85
In case you decide not to take the policy once you buy the same, you can return it within 15 days of delivery. In these cases, the premium paid will be refunded. But if you decide to return the policy after 15 days of the delivery, you will not be able to get the refund on the premium paid and the policy will be terminated at the following certificate anniversary.
Q. When does the coverage for the policy end?
A. The coverage automatically ends at the claim or at the age of 85 years.
Q. What is the minimum limit of sum assured with this policy?
A. The minimum sum assured with the Gibraltar BSN Guaranteed Refund @ 85 is RM30,000.
Q. What if I miss paying the premium of Gibraltar BSN Guaranteed Refund @ 85?
A. You will get a 31-day grace period associated with the payment of premiums.
Q. How long does the process take once I apply for the policy?
A. It will take 21 days for the policy to get delivered to you after applying for it.
Q. How can I purchase the policy?
A. You can purchase the policy by directly walking into the nearest Bank Simpanan Nasional or Pos Malaysia branch. You can also contact a Gibraltar BSN agent to purchase the policy.