The Don’t Worry Protection Plans offered by Gibraltar BSN provide you with on-the-spot protection plan with affordable premiums. Coming with three plans to choose from, the package provides you a life protection with as low as RM8.10 per month.
Type of Don’t Worry Protection Plans
There are three following packages available under the Don’t Worry Protection Plans:
- Protection: The Protection plan comes with coverage against death and total permanent disability.
- Protection Plus: This plan also covers you against cancer, stroke, and heart attack.
- Protection Extra: The Protection Extra scheme provides you coverage against death, total permanent disability, stroke, cancer, and heart attack while also helping you with savings.
Benefits of Don’t Worry Protection Plans
The following are the features and benefits associated with Don’t Worry Protection Plans:
- The plan lets you select from a range of choices of the sum assured with a maximum limit of RM200,000.
- You can choose the coverage term that comes with a choice of 10 and 15 years.
- The plan comes with optional additional benefits of coverage against stroke, heart attack, and cancer.
- The premium associated with the Don’t Worry Protection Plans is fixed throughout the policy’s term.
Let’s look at the eligibility criteria for with Don’t Worry Protection Plans:
- Minimum age requirement: 6 months.
- Maximum entry age: 55 years.
Don’t Worry Protection Plans Calculator
The insurance sum calculation for Don’t Worry Protection Plans is based on your age, sex, and the plan you opt for.
Don’t Worry Protection Plans Claims
You can make the claim for Don’t Worry Protection Plans via the official website of Gibraltar BSN. After filling out the claim form available on the website, you need to fill it with the required details and submit it to Gibraltar BSN.
You can contact Gibraltar BSN regarding any further query related to the Don’t Worry Protection Plans through the following customer service numbers:
- Local customer service number: 1-300-22-6262.
- Overseas customer service number: +603-2687-2020.
How to Cancel Don’t Worry Protection Plans
After buying the policy, you will be given a window of 15 days to review the policy’s suitability for you. You can return the policy if you don’t find it to be suitable for you within this window to receive the refund. But if the return request is made after the completion of first 15 days from the delivery of the policy, any premium paid on the insurance will not be refunded and the certificate will be terminated on the following date of insurance certificate’s anniversary.
Q. What are the documents need to be presented for the policy’s claim?
A. Depending upon the claim type, you will be required to present the supporting documents like medical reports from the treating doctor for the claim.
Q. What are the assured sum amounts I can opt for through Don’t Worry Protection Plans?
A. You can select from RM50,000, RM75,000, RM100,000, RM150,000, and RM200,000 with this policy.
Q. What if I miss paying the premium for Don’t Worry Protection Plans?
A. In case you miss the paying the premium of the policy, you will get a grace period of 31 days to complete the payment.
Q. How long does the delivery of the Don’t Worry Protection Plans take?
A. It will take a maximum of 21 days for the policy to get delivered to you.
Q. How do I buy the Don’t Worry Protection Plans?
A. You can buy the policy via a Gibraltar BSN agent. You can also purchase the policy at the nearest Bank Simpanan Nasional or Pos Malaysia branch.