• Mach Credit Cards

    Mach Credit Cards
    Credit Card
    Annual Fee
    Reward type
    Mach Visa Credit Card
    Annual Fee:
    Annual Fee Waived for Life
    Reward type:
    Groceries, Shopping, LifeStyle HealthCare

    Overview of Mach Credit Card

    Mach credit cards are cards that are special credit cards that are offered by Hong Leong bank. They are designed to give customers a credit card that is personalised to their specific needs and comes in various categories that feature options meant to make the use of these cards even more enjoyable. Some of these cards can offer as much as 10% cashback and can even be personalised to a degree that allows customers to pick what expense they encounter the most. Some of these cards are specific to traveling and come packed with features to that effect.

    Types of Mach credit cards

    Mach Credit Card

    The Mach Credit Card is a shopping card that offers up to 10% cashback on retail spending. It also comes with options that allow cardholders to select their cashback options based on what they spend on the most and can be taken by anyone who has a minimum annual income of RM 24,000

    Mach Signature Card

    This is a credit card that is primarily a travel credit card that is available to those who have an annual income of RM 100,000. It offers travel insurance of up to RM 1.5 million, access to a dedicated travel desk, access to premium lounges at airports and preferential exchange rates for currencies. It also offers a program where spending using this card earns cardholders air miles.

    Why choose Mach Credit Cards

    There are a lot of features that make these cards an attractive choice but the most prominent ones are just how versatile they can be. With the Mach credit card cardholders can pick cashback options from about 12 categories of expenditure. These categories tend to include all the things that the regular person may be spending on. With the Signature card they can hope to get amazing benefits when it comes to traveling. These cards can also include easy pay options with low to no interest rates and more.

    Features & Benefits of Mach Credit Cards

    • These cards are available to both salaried and self-employed people.
    • They can even be taken by expatriates.
    • They offer travel insurance worth RM 1.5 million.
    • Some of these cards are free for life.
    • With certain cards, even the fee for some of the supplementary cards is waived off.
    • With the Signature card expenses incurred overseas can be paid back over 6 months at 0% interest.

    Mach Credit Cards Eligibility

    Each card comes with its own eligibility criteria but on the whole applicant will be needed to fulfil the following criteria.

    • The minimum age of the primary cardholder must be at least 21 years.
    • The age of the supplementary cardholder must be a minimum of 18 years.
    • The annual income of the applicants must range from RM 24,000 to RM 100,000.

    Mach credit card cash advance & interest on cash advance

    These cards allow for cash advances and the interest charged on them is 18% per annum.

    Interest free period of Mach Kad Kredit

    The interest free period offered by these cards is 20 days.

    Other products offered by Mach

    • Deposit accounts
    • Savings accounts
    • Insurance

    Frequently Asked Questions - Mach Credit Cards

    Q. What are the interest rates on these cards?

    A. The interest rates charged depend on the payment behaviour of the cardholder and can range from 15% per annum to 18% per annum.

    Q. How many supplementary cards can I get for free?

    A.The number of free supplementary cards will depend on the credit card that is applied for. For signature cards you can take up to 3 supplementary cards for free.

    Q. What is the charge for overseas transactions?

    A. The charges for overseas transactions is 1% of the transaction amount plus any other fee charged by the bank.

    Q. Are there any late payment charges?

    A. The late payment charges are 1% of the total outstanding balance subject to a minimum of RM 10.

    Other Products offered by Mach:

    Apart from offering Credit Card, Mach offers other products and services which include:

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