• Personal Loan BYTES FROM OUR KITCHEN

    Maybank Personal Loan Promotion

    Maybank provides promotional offers on Personal Loan/Personal Financing-i and on the Overdraft facility. The bank specifies a minimum financing amount to qualify for the promotion. When you get your financing approved, you get entry into the campaign where you can win cash prizes.

    Promotion Period

    Promotion 1:

    The promotion period has begun on 5 November 2017 and the promotion ends on 31 March 2018.

    Promotion 2:

    The first phase of the campaign has ended and the second phase has begun on 1 January 2018 and ends on 31 March 2018.

    Eligibility

    Promotion 1:

    • You must be an existing customer of Maybank Berhad or Maybank Islamic Berhad.
    • Your age must be between 21 years and 60 years to qualify for the promotion.
    • Your annual income must be a minimum of RM30,000.
    • You must be a new borrower of Personal Loan/Personal Financing-i.

    Promotion 2:

    • Any new or existing customer is eligible to participate in the campaign.
    • Your age must be 18 years or above.
    • You can be a Malaysian or a non-Malaysian.

    Promotion Mechanics

    Promotion 1:

    You can win cash prizes when your personal loan application gets approved within the promotion period. The cash prizes you can win are listed below:

    • Grand Prize: RM5,000
    • First Prize: RM3,000
    • Second Prize: RM2,000
    • 100 Consolation Prizes: RM100

    The minimum loan amount offered is RM5,000 and the maximum amount is RM100,000 or 4 times your monthly salary.

    Loan Amount Interest Rate (% p.a.)
    RM5,000 to RM20,000 8
    RM20,001 to RM50,000 7
    RM50,000 to RM100,000 6.5

    The interest rates are applicable on a loan tenure of 2 years to 6 years.

    Promotion 2:

    Upon enrolling for Islamic Overdraft facility offered by the bank i.e., Cash Line-i or Privilege Overdraft-i, you can win cash prizes up to RM15,000. The list of cash prizes offered is given below:

    • Grand Prize: RM15,000
    • First Prize: RM10,000
    • Second Prize: RM5,000
    • 10 Consolation Prizes: RM500

    When you apply for a financing amount of RM50,000 or above as per the offer letter, you can get 5 entries into the campaign.

    General Terms & Conditions

    The terms and conditions applicable to both the promotions are:

    • The winner will be declared based on random selection as generated by the computer.
    • The bank has the right to cancel, extend or suspend the campaigns with a minimum of 21 days’ prior notice.
    • The taxes, charges and government fees are supposed to be borne by the customer.
    • By participating in the campaign, the customer agrees that he/she has read and understood all the terms and conditions applicable.
    • The terms and conditions are subject to the jurisdiction of Malaysian courts.

    How to Apply

    The application form for Personal Loan/Personal Financing-i or Islamic Overdraft is available on the bank’s site. You have to download the form, fill it and submit it via one of the following modes:

    • Call the number 1300 88 6688
    • Email the form to [email protected]
    • Post it to the Maybank Card Centre located the headquarters
    • Hand it over to the bank representatives at the nearest branch

    FAQs

    Q. How do I register for the promotion?

    A. You do not have to explicitly register for the promotion. When you apply for one of the products applicable for the promotion, you automatically qualify for the promotion.

    Q. I applied for the loan just before the promotion started. Am I still eligible for the promotion?

    A. You are eligible for the promotion as long as your acceptance of the letter of offer is dated within the promotion period.

    Q. Should I provide a guarantor for Personal Loan?

    A. No. This is an unsecured personal loan and so, you don’t have to provide a guarantor.

    Q. Are Maybank group staff eligible to apply?

    A. No. Maybank group staff are not eligible to apply for Personal Loan/Personal Financing-i.

    Q. When does the bank announce the winner of the contest?

    A. The winner will be selected and announced once the campaign period ends.

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