• OCBC Malaysia Renovation Loan

    With OCBC Bank’s Renovation Loan, now you can easily renovate your home. OCBC is one of the largest financial providers in Malaysia. The bank offers Personal Banking, Islamic Banking and Business Banking to customers. The Renovation and Refurbishment Loan offered by OCBC Bank comes under its personal banking scheme.

    A home renovation loan is a kind of debt instrument offered by banks for renovating and refurbishing your old property. There are many banks in Malaysia that offer Home Renovation Loans to help customers renovate their property without facing any financial hurdle. In Malaysia, these loans are offered to housing loan borrowers of the same bank.

    Key features of OCBC Renovation Loan

    The OCBC Renovation Loan comes with a number of attractive features which include:

    • The scheme offers attractive rate of interest on it Renovation Loan.
    • You can get standby funds up to 30% of for renovating your home.
    • The amount received as renovation loan can also be used for home refurbishment.
    • The loan comes with flexible loan repayment tenures. You can repay it back within a period of 10 years or up to the age of 70 years, whichever comes first.
    • No monthly or maintenance fees is applicable.
    • You can get high PNR loan amount.
    • Get additional fund for personal emergencies.

    Benefits of OCBC Renovation Loan

    • With OCBC Renovation Loan, you can renovate your home without experiencing any hassle.
    • Enjoy flexible installment plan. You have the option to start instalment 1 year after loan disbursement is done.
    • Easy processing and quick disbursal.
    • You can get an OBCB Renovation Loan with minimal documentation.
    • Access 24/7 customer service provided by the bank’s customer friendly help desk.

    Documents required

    Customers may be required to submit a few documents as requested by OCBC Bank. The bank may request you to submit the following documents:

    • A filled application form.
    • Proof of address.
    • Proof of identity.
    • If you add a co-applicant, then you need to submit relationship proof between you and your co-applicant.
    • Property ownership proof


    You need to fulfill the required eligibility criteria set by OCBC Bank Malaysia to be eligible for it Renovation and Refurbishment Loan. The bank may have a minimum and a maximum entry age for accepting your OCBC Renovation Loan application. Once, you fulfill the eligibility criteria for OCBC Renovation Loan, you submit your duly filled loan application at your nearest branch or call the bank for further assistance.

    Fees & charges

    The fees and charges charged on OCBC Renovation Loan may change from time to time with outing notifying customers in advance. Besides, these charges vary from banks to banks within the same country.

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