Request received - loud & clear!
Returning you to where you were...
Banks in Kota Kinabalu offer a variety of options when it comes to personal loans. These loans provide you with the financing you need. Compare interest/profit rates of various loan options to choose the one that best suits your needs.
Kota Kinabalu, the capital city of Sabah (Malaysia), is known for its picturesque landscape and a thriving local art. The city is also known for its wide variety of culinary delights. A commercial hub, Kota Kinabalu is replete with swanky malls, local markets, high-end condos, and all that’s synonymous with the modern world.
Some of the major attractions in and around Kota Kinabalu include, Sabah Museum, Signal Hill Observatory Platform, and Kota Kinabalu Wetland Centre, to name a few.
Do you want to know whether you are eligible for Personal Loan? Banks have certain criteria set that you have to meet in order to qualify for a loan. Here are some of them:
Banks | Interest Rate or Profit Rate (p.a.) | Loan Tenure | Min. Annual Income | Min. to Max. Loan Amount | More Info. |
---|---|---|---|---|---|
AmBank AmMoneyLine | EIR 14.13% to 20.30% | 1 to 5 years | RM24,000 | RM2,000 to RM100,000 | |
CIMB Cash Plus Personal Loan | ELR 14.50% to 24% | 1 to 5 years | RM24,000 | RM2,000 to RM100,000 | |
Standard Chartered Quick Cash Edge | Starts from 6.99% | 1 to 7 years | RM24,000 | Up to RM250,000 | |
RHB Personal Financing | 13.45% up to EIR 24% | 1 to 7 years | RM24,000 | RM2,000 to RM150,000 | |
Hong Leong Bank Personal Loan | EIR 12.38% to 24.82% | 2 to 7 years | RM24,000 | RM5,000 to RM100,000 | |
Alliance Cashfirst Personal Loan | EIR 14.73% to 24.37% | 1 to 7 years | RM36,000 | RM5,000 to RM150,000 | |
UOB Personal Loan | EIR 17.96% to 21.57% | 1 to 5 years |
|
RM5,000 to RM100,000 | |
Bank Muamalat Personal Financing-i | - | 3 to 10 years | - | RM5,000 to RM150,000 |
ELR = Effective Lending Rate
EIR = Effective Interest Rate
Are you a resident of Kota Kinabalu and on the lookout for a personal loan? Compare personal loans offered by different banks and apply.
Q. What are the usual working hours for banks in Kota Kinabalu?
A. Most banks usually operate 5 days in a week. However, some banks may remain open on either Saturday or Sunday. The working hours usually vary between 8 a.m. and 5:30 p.m. Some local banks don’t operate on Friday from 12:45 p.m. to 2:45 p.m. due to prayers.
Q. How can I apply for a personal loan in Kota Kinabalu?
A. You can apply either online or offline. For online application, you need to visit the bank’s website, fill up the required fields, and hit the submit button once done. You can also submit the required documents online. The bank will contact you after checking the information you have provided. For offline application, you need to go to the bank and fill up the forms. Applying online is simpler and saves you a lot of time and paperwork.
Q. How long does it take to get my personal loan approved in Kota Kinabalu?
A. The timeline varies from bank to bank. Generally, it takes 2 to 3 business days for the bank to approve and disburse the loan amount. It might take some more time if there are discrepancies in your documents.
Gain an edge by connecting with us via email. We promise never to spam you.
Request received - loud & clear!
Returning you to where you were...
Psst... We'll ensure you're the very first to know the moment rates change.
We'll email you immediately! You snooze, you lose.