Looking for a personal loan in and the Kuantan region? Don’t worry, there are quite a few banks offering personal loan services in Kuantan.
Kuantan is the capital of Pahang, Malaysia. The biggest city on the east coast of Peninsular Malaysia, Kuantan is home to some of the most popular beaches in Malaysia. The city exudes a quaint, serene vibe that attract tourists and travellers from all over the world.
Some of the popular tourist attractions in Kuantan include, Panching Caves, Berkelah waterfall, Cherating Turtle Sanctuary, Teluk Chempedak beach, and Cherating beach, to name a few.
|Banks||Interest/Profit Rates (p.a.)||Loan Tenure||Min. Annual Income||Min. to Max. Loan Amount||More Info.|
|Bank Muamalat Personal Financing-i||-||3 to 10 years||-||RM5,000 to RM150,000|
|CIMB Cash Plus Personal Loan||ELR 14.50% to 24%||1 to 5 years||RM24,000||RM2,000 to RM100,000|
|Alliance Cashfirst Personal Loan||EIR 14.73% to 24.37%||1 to 7 years||RM36,000||RM5,000 to RM150,000|
|RHB Personal Financing||13.45% up to EIR 24%||1 to 7 years||RM24,000||RM2,000 to RM150,000|
|Hong Leong Bank Personal Loan||EIR 12.38% to 24.82%||2 to 7 years||RM24,000||RM5,000 to RM100,000|
|Standard Chartered Quick Cash Edge||Starts from 6.99%||1 to 7 years||RM24,000||Up to RM250,000|
|Al Rajhi Bank Personal Financing-i||6.99% to 8.25%||2 to 8 years||RM60,000||RM10,000 to RM150,000|
|Bank Islam Personal Financing-i Public Sector||4.99% p.a.||1 to 10 years||RM24,000||RM10,000 to RM200,000|
|Maybank Personal Loan||ELR 11.53% to 14.68%||2 to 6 years||RM30,000||RM5,000 to RM100,000|
|AmBank AmMoneyLine||EIR 14.13% to 20.30%||1 to 5 years||RM24,000||RM100,000|
EIR = Effective Interest Rate
ELR = Effective Lending Rate
Q. What are the modes of application?
A. You can apply both online or offline. To apply online, you need to visit the bank’s website. Once you login, you can start filling up the required fields and submit the required documents. For offline application, you need to visit the bank personally, meet the representative, fill up the forms, and submit. Though you can use both, applying online saves you a lot of time and paperwork.
Q. What are the operating hours for the banks based in Kuantan?
A. It’s usually a 5-day work week for most of the banks. Some banks may stay open for 6 days. The usual working hours generally range between 8 a.m. and 5:30 p.m. Also, some local banks close down from 12:45 p.m. to 2:45 p.m. on Fridays due to prayers.