The BSN MyRinggit BPA (Super Klasik B) personal financing plan is offered by BSN to government servants and staffs of statutory bodies at a lower interest rate compared to other schemes. The candidates with a minimum monthly income of RM2,500 can obtain a personal loan under this scheme.
Offline Application: An applicant can visit the nearest BSN branch and apply for the personal financing scheme. Applicants must submit all the mandatory documents along with the duly filled application.
Online Application: The official website of BSN has a provision of making an online application. An applicant can click on the ‘Apply Now’ tab flashed on the website and can complete the process as directed.
Q. I am a contractual employee for a government firm and have been working for more than 13 months. Do I need to present a guarantor as well as a collateral in attempt of obtaining the loan?
A. As a contractual employee, you will have to present a guarantor at the time of application. However, providing a collateral is not obligatory to get BSN MyRinggit BPA (Super Klasik B).
Q. How can I reach the customer care division of the bank?
A. You can contact 1300 88 1900 / 03-2613 1900 for any queries regarding the bank products or can also write an email on [email protected]
Q. I am a government servant employed on a temporary basis. Am I eligible to apply for the personal financing scheme?
A. If you are employed for more than 12 months, you can apply for the BSN MyRinggit BPA (Super Klasik B) personal loan scheme. However, you need to present a guarantor to complete the application procedure.
Q. Does a guarantor have to earn more than the applicant for the loan?
A. Ideally, a guarantor’s basic salary should be minimum RM2,500 per month. It is necessary that a guarantor’s basic salary should be equivalent to or more than the basic salary of the applicant.
Q. How is the maximum loan amount available through the personal loan decided?
A. The capping on the personal loan amount granted to the applicant is decided by the bank depending on the salary of the applicant.