BSN MyRinggit-i BPA (Super Klasik B) Personal Loan
The personal financing scheme BSN MyRinggit-i BPA (Super Klasik B) offers lower interest rates to the government servants and employees of statutory bodies. The scheme is designed for the employees who have a monthly income over RM2,500. The personal loan scheme is based on the Shariah principle of Tawarruq.
How to apply forBSN MyRinggit-i BPA (Super Klasik B) Personal Loan?
Offline Application: An applicant can visit the nearest BSN branch and request for the application form. The applicant must then submit the application form along with the required documents to start the process.
Online Application: An applicant can also use the official website of BSN to apply for the personal loan scheme. He/she can click on the section and download the printable form from the website.
Q. I am a temporary employee at a government office and I have been working there for more than 15 months. Do I need to present both a guarantor and a collateral to obtain the personal loan scheme?
A. Any temporary or contract based employee who has been employed for more than 12 months at a government organization or statutory body firm, needs to present a guarantor while applying for the loan. However, presenting collateral is not required.
Q. How to reach the customer care department of the BSN?
A. For any queries and doubts regarding the products, you can contact 1300 88 1900 / 03-2613 1900 or you can also write an email on [email protected]
Q. I am a government servant employed on a temporary basis. I have been working for less than 9 months with my company. Am I eligible to apply for this personal loan scheme?
A. As a temporary or contract based employee, if you have not been employed for more than 12 months, you cannot apply for the BSN MyRinggit-i BPA (Super Klasik B) personal loan scheme.
Q. What if I lack one of the required documents? Do I need to submit all the above given documents while applying for the loan?
A. Yes, all personal and employment related documents are mandatory to present for both the applicant and the guarantor. For further queries, please contact the call center.
Q. How is the maximum limit on my personal loan decided?
A. The maximum limit on the personal loan amount approved for the applicant is decided by the bank as per his/her salary/income.