How to Apply forBSN MyRinggit-i SKAN (Super Klasik B) Personal Loan?
Application process for the personal loan scheme involves the following:
Offline application: A borrower can apply for the loan by walking to the nearest BSN branch and requesting for the application form. The duly filled form must be submitted at the branch along with the supporting documents
Online Application: An application form is available on the official website of BSN. A borrower can download the printed form and complete his application process as directed.
Q. I am working in the Tourism Department of the state government for over 2 years now. Am I eligible to apply for the personal finance?
A. If you are a permanent employee, you can easily apply for the loan. In this case, you do not need to present a guarantor or collateral.
Q. My contact details and my residential address has changed. Where should I inform about the new address?
A. You can inform your bank by writing an official email or you can also contact to the nearest branch and enquire about the updating procedure. You can also reach the customer care on 1300881900.
Q. What is the amount of stamp duty that I need to pay to process the BSN MyRinggit-i SKAN (Super Klasik B)?
A. The stamp duty that a customer needs to pay while applying for the loan is determined by the bank according to the Stamp Duty Act of 1949. You will be informed about the amount by the officials while processing your application.
Q. Is takaful or insurance coverage compulsory to obtain the personal financing?
A. In this plan, having an insurance coverage is an optional condition to obtain the loan. However, it is encouraged by the bank to have one. If a customer decides to obtain an insurance from the bank, the fees for that will be based upon your loan amount and tenure.
Q. Is early settlement chargeable?
A. If a customer opts for early settlement of his loaned amount, the bank reserves the right to charge any fees for early settlement.