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The Standard Chartered Quick Cash EDGE Personal Loan offers you fixed interest rates that are practical and affordable. You can get low minimum instalments and as the name suggests, you can get this personal loan approved quickly.
|Interest Rate (p.a.)||Starting from 6.99% p.a.|
|Loan Tenure||15 years|
|Min. monthly income||RM2,000|
|Min. Loan Amount||RM2,000|
This personal loan offers low fixed interest rates starting from a flat rate of 0.583% per month. The financing rate offered by the bank may differ based on your eligibility, loan amount approved, and tenure chosen.
|Processing Fee||No charge|
|Early Settlement Fee||No charge|
Self Employed Applicants
Read More on Standard Chartered Personal Loans
Q. Is it easy to get this personal loan approved and disbursed?
A. Yes. The loan process is quite easy and quick as long as you meet the criteria imposed by the bank for this loan. If your application form, documents and other details are suitable, your loan will be processed smoothly.
Q: How early can I settle the loan before the maturity date?
A. There is no time limitation imposed by the bank if you want to settle your loan fully before the loan tenure expires. However, you need to provide a written notice to the bank as to when you will settle the loan fully at least 1 month in advance. Your early settlement amount would include all accumulated, but unpaid fees, charges and interest based on your loan details.
Q. What would happen if I am not able to pay my monthly instalment amount?
A. If you do not pay your monthly instalments on time, you have to pay a late payment fee which is calculated at 1% p.a. on your outstanding dues. This interest is additional and will be calculated on a daily basis until you pay your dues.
Q. Whom should I contact if I feel I cannot make my monthly payments on time?
A. If you have any difficulty in making loan repayments due to a change in your circumstances or any other reason, you need to contact the bank immediately without delay to discuss alternative payment methods.
Q. What do I need to do if my contact details change?
A. You can contact the bank at 1300 888 888 or (603) 7711 8888 to inform of any change in your contact details.