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UOB is offering 25% cashback on personal loans. You need to make prompt payments on your loan to earn this cashback. Check the table below for detailed information about the loan structure.
|Applicants||Monthly Income||Interest Rate||Min. Loan Amount||Max. Loan Amount||Loan Tenure|
|Salaried Applicants||RM2,000 to RM3,999||11.99% p.a.||RM5,000||RM100,000||1 to 5 years|
|RM4,000 to RM6,999||10.99% p.a.|
|RM7,000 and above||9.99% p.a.|
|Self-employed Applicants||RM3,000 to RM5,999||11.99% p.a.||RM5,000||RM50,000||1 to 5 years|
|RM6,000 to RM7,999||10.99% p.a.|
|RM8,000 and above||9.99% p.a.|
All applicants must fulfil the eligibility criteria for UOB personal loans.
Q. Is the cashback calculated based on my principal amount or payable interest?
A. The cashback is calculated based only on your total payable interest amount.
Q. What happens if I miss the due date for just one payment?
A. If you miss the due date even for one payment, you will not receive the cashback at the end of the 12-month cycle.
Q. Will I receive cashback for prompt payments every year if my loan tenure is for 3 years?
A. Yes. Cashback is calculated and credited at the end of 12-month cycle until you settle your loan fully.
Q. What should I do if my cashback is not credited to my account at the end of 12 months?
A. You need to send a written notice to UOB regarding the same within 30 days from the last day of the crediting month of the cashback.
Q. What if I do not have any UOB savings or current account?
A. If you do not have an UOB savings or current account, then the cashback would be credited to your personal loan account.