Cash woes? A personal loan to the rescue!

    UOB Personal Loan Promotion

    Promotion You Have Just Missed Out!

    Enjoy 25% cashback on your UOB Personal Loan.

    UOB is offering 25% cashback on personal loans. You need to make prompt payments on your loan to earn this cashback. Check the table below for detailed information about the loan structure.

    Applicants Monthly Income Interest Rate Min. Loan Amount Max. Loan Amount Loan Tenure
    Salaried Applicants RM2,000 to RM3,999 11.99% p.a. RM5,000 RM100,000 1 to 5 years
    RM4,000 to RM6,999 10.99% p.a.
    RM7,000 and above 9.99% p.a.
    Self-employed Applicants RM3,000 to RM5,999 11.99% p.a. RM5,000 RM50,000 1 to 5 years
    RM6,000 to RM7,999 10.99% p.a.
    RM8,000 and above 9.99% p.a.

    Campaign/Promotion Period

    • The promotion is valid until 30 September 2018.


    All applicants must fulfil the eligibility criteria for UOB personal loans.

    • Age Criterion
      • 21 years to 55 years
    • Annual Income Criterion
      • Salaried Applicants: RM24,000
      • Self-employed Applicants: RM36,000
    • Nationality Criterion
      • Malaysian citizens and permanent residents

    Campaign Mechanics

    • Apply for a personal loan on or before 30 September 2018.
    • Make prompt repayments every month.
    • Get 25% cashback on your total interest payable on the following month after completing tenure of 12 months.
    • Continue to make prompt payments for cashback on subsequent years until you clear your loan.

    General Terms & Conditions

    • Your personal loan should be approved and disbursed on or before 31 October 2018.
    • The cashback will be credited to your UOB savings or current on an annual basis.
    • The cashback is subject to prompt payments every month during a 12-month period.
    • You need to check your account at the end of 12 months to ensure the cashback is credited.

    How to Apply?

    • Fill up and complete an online enquiry form available on the UOB website.
    • A bank representative will contact you to assist with the loan application process.


    Q. Is the cashback calculated based on my principal amount or payable interest?

    A. The cashback is calculated based only on your total payable interest amount.

    Q. What happens if I miss the due date for just one payment?

    A. If you miss the due date even for one payment, you will not receive the cashback at the end of the 12-month cycle.

    Q. Will I receive cashback for prompt payments every year if my loan tenure is for 3 years?

    A. Yes. Cashback is calculated and credited at the end of 12-month cycle until you settle your loan fully.

    Q. What should I do if my cashback is not credited to my account at the end of 12 months?

    A. You need to send a written notice to UOB regarding the same within 30 days from the last day of the crediting month of the cashback.

    Q. What if I do not have any UOB savings or current account?

    A. If you do not have an UOB savings or current account, then the cashback would be credited to your personal loan account.

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